1. 2004 Office of Risk Management Regional Conference

3. The Office of Risk Management

4. ORM Statute LA R.S. 39:1535

5. Administrative Code www.state.la.us/osr/lac/books.htm Title 37 Insurance

6. ORM WEBSITE www.doa.louisiana.gov/orm

7. Affiliations NSC STRIMA NSC PRIMA LABI AGA NIGP IRMI PIA of LA NAA GFOA IIA of LA RIMS ISO

8. Office of Risk Management Lines of Coverage

9. Description of Coverages www.doa.louisiana.gov/orm/Uwcov.htm Catalog of Insurance Coverages and Services

10. Commercial General Liability Public “Slip & Fall” Policy Coverage for bodily injury and property damage Broad coverage with specific exclusions No deductible

11. Personal Injury & Advertising Liability Part of CGL Covers non-bodily injury liabilities –False arrest –Wrongful entry or eviction –Libel –Slander

12. Medical Malpractice Coverage for negligent acts of State medical professionals No deductible

13. Road & Bridge Hazard DOTD ONLY Coverage for claims involving poorly designed or repaired roads No deductible

14. Automobile Liability & Physical Damage Liability –Automatic coverage –Primary BI & PD coverage for all State vehicles –Excess coverage for personal vehicles used on State business –No deductible

15. Automobile Liability & Physical Damage cont. Physical Damage –Coverage for State-owned or leased vehicles only –Reimbursement of deductible on personal vehicles used on State business –Deductibles: $1,000 Comprehensive $1,000 Collision

16. Aviation & Airport All aircraft must be reported! Non—owned aircraft exposures Airport Hangarkeepers Liability Coverage Available Deductibles –$1,000 Hull –No deductible Liability

17. Wet Marine All watercraft over 26 feet must be reported! Maritime Workers Comp. Deductibles –$1,000 Hull –No deductible P&I

18. Workers’ Compensation Medical payments and weekly compensation payments for injured employees Worldwide coverage Volunteers eligible for medical payments only No deductible

19. Miscellaneous Tort Excess coverage above liability policy limits Coverage for claims not included in any other policy No deductible

20. Bond Covers theft by employees S/I $500,000 $1,000 deductible Includes: –Property manager –Notary –Postal bond –Public official

21. Crime Covers robbery and safe burglary Employees not covered here S/I $50,000 Scheduled excess $1,000 deductible

22. Property Building structures Office equipment Fine arts Animals Mobile equipment Boats under 26 feet and motors $1,000 deductible

23. Covered Perils Flood Theft Sprinkler leakage Business interruption Hail Earthquake Explosion Riots Civil commotion Malicious mischief Vandalism

24. Builder’s Risk Covers - structures during construction - materials/supplies on & off site Protects state agency & contractor July 1, 2004 Self-Insured $1,000/$5,000 deductible

25. Boiler & Machinery Property coverage S/I $50,000 any one accident Excess $15 M Business income / extra expense $1,000 deductible – 1st party property damage