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If your dollars became worthless tomorrow...would you be protected?

Mike Maloney Money Expert and Best-Selling Author Global Financial Crisis “We are entering a period of financial crisis that is the greatest the world has ever known. The wealth transfer that will take place during this decade is the greatest wealth transfer in history. Wealth is never destroyed; it is merely transferred. That means that on the opposite side of every crisis, there is an opportunity. The great news is that all you have to do to turn this crisis into your great opportunity is to educate yourself.”

Global debt levels have grown by 30 percent since the last financial crisis. Unemployment at record high levels. Massive deficit spending. Collapsing currencies in several countries One third of U.S. citizens receive food assistance. Major retail store closures, business failures and employee layoffs. Global Financial Crisis

Currency vs Money CURRENCY (fiat money) loses value over time because it is easily reproduced. Currency creation produces inflation—a reduction in purchasing power and a general rise in prices. Excess supply leads to hyperinflation and collapse. The average currency lasts 27 years. MONEY is a store of value over a long period of time. Because it cannot be created, it maintains or increases its purchasing power. Gold has been used as a medium of exchange for more than five thousand years and is universally valued and accepted. CURRENCY MONEY One of the main reasons economies fail is because their financial systems are based on currency, not money. What’s the difference?

Dollar vs Gold $1 of U.S. currency in 1913 is worth $0.04 today $20 of gold in 1913 is worth $1300 today. 96% decrease 6500% increase

Hyperinflation to Collapse Hyperinflation historically has one root cause: excessive money supply. (1) Overspending leads to expanded currency supply - Debts and deficits reach unsustainable levels, and politicians resort to diluting currency to cover their expenses. (2) Loss of confidence ensues - A tipping point is reached, and investors lose “confidence” in the currency. (Fiat money holds its purchasing power largely on the belief that it is stable and will preserve that power over time). (3) Flight from currency- With trust broken, a flight from the currency ensues. (4) Currency Dump- In such scenarios, citizens spend the ‘money’ as quickly as possible, typically buying tangible items in a desperate attempt to get rid of currency units before they lose value. (5) Acceleration to Destruction - This process increases the velocity of money, setting off a vicious cycle that destroys purchasing power faster and faster. *Source:

Hyperinflation to Collapse *Source: CASE STUDY: Experienced massive hyperinflation. In January 1919, one ounce of gold traded for 170 marks. By November 1923, that same ounce was worth 87 trillion marks. Hyperinflation wiped out most people's savings, turning wealthy citizens poor literally overnight. WEIMER REPUBLIC, GERMANY

A Closer Look…

The World’s Reserve Currency The U.S. dollar is the reserve currency of the world or W WW WRC. So it is held in significant amounts by governments and institutions in order to help conduct transactions in the global market. It was selected the WRC in 1944 at Bretton Woods. The U.S dollar makes up 60 percent of the world’s currency. Oil is priced and purchased in U.S. dollars. The U.S. dollar was once backed by gold, with major currencies of the world attached to the dollar. In 1971, President Nixon removed the dollar off this gold backing. As a result, the creation of dollars and other currencies soared, and their values plummeted. 60%

Supply Up, Value Down

Death of the Dollar Countries avoiding the U.S. dollar by doing bi-lateral trade agreements. China and Japan trade directly Russia and Iran trade directly China and Brazil trade directly QE 3 – U.S. prints $1 trillion a year Japan increases printing to $1 trillion a year Banks being established among partnering countries to do settlements with each other and bypass the U.S. dollar. China and Iran bypass U.S. dollar. India and Japan bypass dollar Iraq and Iran sell oil in euros and commodities instead of dollars Libya selling oil in gold, not dollars Utah recognizes gold as legal tender Utah recognizes gold as legal tender Swiss citizens demand gold repatriation Swiss citizens demand gold repatriation Germany repatriates 150 tons of gold from NY Fed Germany repatriates 150 tons of gold from NY Fed Netherland citizens demand gold repatriation Netherland citizens demand gold repatriation Ecuador repatriates gold Ecuador repatriates gold Austria citizens demand gold repatriation Austria citizens demand gold repatriation China buys African Barrick Gold – the largest gold producer in the world China buys African Barrick Gold – the largest gold producer in the world China imports 635 metric tons of gold through May 2013 China imports 635 metric tons of gold through May 2013 Reserve bank of Australia to buy China government bonds (direct settlement). 40% of world’s central banks are invested or considering investing in Yuan Bank of England signs Yuan swap deal with China worth $33 billion African countries ban dollar Banks PAY interest for loans when gold given as collateral Legend : *Trade arrangements *Expanding $ supply *Bypassing the $ *Special oil deals *Hedging with gold *Investing in China * WTH?!

Death of the Dollar I want to buy gold, but it’s too expensive.

Karatbars International An offshore, e-commerce company headquartered in Stuttgart, Germany Debt free, fully funded. A company specializing in the sale of gold in small quantities – 1, 2.5 and 5 gram quantities Governed by the International Bullion Laws set forth by the World Trade Organization Operating in 120 countries thus far Offers gold savings plan with an optional affiliate program

The Karatbar Each card carries the stamp of the London Bullion Market Association (LBMA) on the gold. It takes three years of zero issues for a refinery to get LBMA-certified. London Bullion Market Association The signature of one of the three refinery’s Assayer is on each card. Each card has an embossed serial number that is unique to that particular Karatbar. The refinery adds a unique hologram covering the entire back of the gold to prevent counterfeiting.

Advantage of the Karatbar Affordability allows the average person to own gold. Far more practical when using as money. Will increase in value as the dollar weakens. Security features reduce hassle of verifying authenticity, and protect gold from damage. Free storage by the company. Competitively priced. Karatbars pays you to share with others how to buy gold – no other company offers this.

How to Buy Gold Register for a free account at Karatbars.com using the link provided to you. That’s it.

Compensation Plan

Compensation Plan Karatbars is NOT an MLM – it is an e-commerce Affiliate Business Model No enrollment fees No monthly fees or auto orders No annual renewal No inventory No website fees (for back office & online store!) (therefore accounts are free and everything optional).

Bronze, Silver, Gold or VIP Package Required Compensation Plan Dual System Pay Plan Cost: Type: Cost: Structure: Payout:

No cost to participate. Earn commission off those you directly sponsor and their sponsors. Monthly payout. Unilevel Plan - Compensation You Personal Referral Referral’s Referral Etc. Personal Referral Referral’s Referral Etc. Personal Referral Referral’s Referral Personal Referral Referral’s Referral Personal Referral Referral’s Referral All Personal or ‘Direct’ Referrals show as 1 st level Structure runs to INFINITY!

Unilevel Plan - Compensation

Greatly increases your income earning potential. Benefit from spillover from affiliates above you. Pays out weekly. PACKAGE. Requires the purchase of a PACKAGE. Dual Team Plan - Compensation Silver GoldV.I.P. Bronze

Dual Team PackagesVIP $2, % of direct commissions $100 / cycle gold 3 grams of gold (20) 100 euro bonus cards (10) 3% Gold Discount Cards GOLD $850 15% of direct commissions $75 / cycle gold 2 grams of gold (7) 100 euro bonus cards (5) 3% Gold Discount Cards SILVER $350 10% of direct commissions $50 / cycle gold 1 gram of gold (3) 100 euro bonus cards (3) 3% Gold Discount Cards BRONZE $135 5% of direct commissions $13 / cycle -- (2) 100 euro bonus cards (2) 3% Gold Discount Cards

50 units on one side (larger count), 25 units on the other side (lesser count) Makes a CYCLE Per Cycle payouts Bronze = $13 Silver = $50 Gold = $75 VIP = $100 Units per Pack Bronze = 5 units Silver = 20 units Gold = 50 units VIP = 100 units 1g Gold = 1 unit Right Leg Left Leg Right Leg Units Left Leg Units Cycles Per Cycle payouts Bronze = $13 x 12 = $156 Silver = $50 x 12 = $600 Gold = $75 x 12 = $900 VIP = $100 x 12 = $1,200 Dual Team Plan - Compensation Dual Team Bonus

Business Plan Assumption: Each person brings two people per week. Purchase a package One gram of gold exchanged per month One gram of gold exchanged per month Eventually your gold will be paid for A Proposition- COMPENSATCOMPENSAT I IONONCOMPENSATCOMPENSAT I IONON I 6 $65 $100 $150 $ $3874 $14,900 $22,350 $29,800

Getting Paid Paid weekly directly on Mastercard Can be used internationally Can transfer commissions to bank account

Training 6 am and 3 pm, Hawaii Standard Time (our team website)

Steps to Success

A. “RUN” : Paid Affilliate; Help me sign up a.s.a.p.. I want to follow the steps to success and fast-track building my business and start saving gold immediately. B. “WALK” : Free Customer; Help me sign up a.s.a.p.. If I do try the business, I’ll begin on the free side to explore my opportunities there before I consider joining as a paid affiliate. If I decide I don’t eventually try the marketing side, I want to still begin buying gold to save. C. “SIT” I have more questions before I decide one way or the other, OR the info is interesting but I’m not ready or interested in committing now.

Steps to Success QUESTIONS?