Trends and Activities Around the Globe – EUROPE – EXPO 2009 San Juan, April 02nd Presented by: Thies Janczek

COCASO1 April, 02nd 2009 ICMA Expo, San Juan – EUROPE – Content  Overview  Markets  Trends  Summary

COCASO2 April, 02nd 2009 ICMA Expo, San Juan EUROSMART Worldwide Smart Card shipments source: Eurosmart 2009

COCASO3 April, 02nd 2009 ICMA Expo, San Juan ICMA – Market Survey Data

COCASO4 April, 02nd 2009 ICMA Expo, San Juan – EUROPE – Markets  Banking  ID  Loyalty  Gift Cards  GSM

COCASO5 April, 02nd 2009 ICMA Expo, San Juan – EUROPE – Trends  Banking Contactless Cards and Dual Interface VISA invests €10 Mio for “payWave” reader VISA expects a growth from 0.5 to 7 Million cards in 2009 Continuous Growth of Debit Cards (in 2008 was 11% and 70% of spendings)

COCASO6 April, 02nd 2009 ICMA Expo, San Juan – EUROPE – Trends  ID cards further growth expected for ID-1 cards in 2009  GSM Migration to new chips is expected to be postponed

COCASO7 April, 02nd 2009 ICMA Expo, San Juan – EUROPE – Summary  Recession is anticipated but has not really reached the card industry in Europe  Secure products continue growth  Non-secure products expect worst case a stagnation in growth

COCASO8 April, 02nd 2009 ICMA Expo, San Juan THANK YOU FOR YOUR ATTENTION Trends and Activities Around the Globe – EUROPE – More Information: COCASO – Thies Janczek – Moewenstrasse 5a – Molfsee – Germany Phone: +49-(0) –

COCASO9 April, 02nd 2009 ICMA Expo, San Juan