Credit Strategy.Net Web Based (ASP) Application Credit Module Copyright (C) Credit Strategy, Inc. All rights reserved Page Up or Down to navigate through the program.

WHAT CREDIT STRATEGY.NET CAN DO FOR YOU? 1. 1.Increase productivity by managing credit tasks more efficiently Decrease risk and bad debt losses by evaluating your customers and recognizing where the focus needs to be Increase internal visibility with online customer files and support documentation.

WHY CREDIT STRATEGY.NET ? 1. 1.Affordability – The most cost effective program available today Accessibility – globally accessible 24/7 via the Internet 3. 3.No implementation by your IT Department is required 4. 4.Data is confidentially protected by one the largest and oldest credit organizations in the world (NACM) 5. 5.User friendly, register today, use it today

Client Login Screen To register for a free trial, go to and click on the registration icon located in the upper right hand corner of the screen. Once you have registered, you will receive a Username and Password by and can immediately login into the program. You will receive a 30 day free trial and you can use “demo” data to review the program or, upload your own customer data. The first screen you will log into is the Credit Profile screen.

Credit Scoring/Evaluation Module Calculate Credit Scores using customizable templates Calculate Suggested Credit Limits using customizable templates Credit Report showing all credit scores and credit limits Link file attachments from your PC to a customer file Record & Archive Customer’s Credit Limit Date Reviewed, Next Review Date Customer’s Credit Rating Date Customer Opened & Last Approval Date Year Business Established General Notes Track alternative financing (i.e. security instruments, etc.) Store important contact information Customize additional fields

Credit Profile Screen The Credit Profile screen is the main screen for the Credit Module. The Credit Module is used to maintain on-line credit files for Credit Scoring and Credit Limits. Support documentation such as Bank References, Trade References, Financial Statements, Contact Information, Attachments and Alternative Financing Plans are stored in this module. Users can link Parent/Child relationships through the use of a Corporate ID number and display their names in the Related Customers Screen. Customer names and addresses can be entered manually, or by importing an Excel spreadsheet or by automatic submission of an encrypted FTP flat file

Credit Profile Screen Up to 6 customizable Credit Scoring components may be used to determine a customer’s credit score. Scoring components, ranges and values are all determined by the user in the System Administration screen. Each component may be weighted. Program logic allows you to calculate credit scores even when you don’t have all the data for each component. It simply re-distributes the weights proportionately. Up to 4 customizable Suggested Credit Limit value sets may be used to determine a Suggested Credit Limit. Value sets and ranges are also determined by the user in the System Administration screen. Each value set may be weighted. Program logic allows you to calculate Suggested Credit Limits even when you don’t have all the data for each value set. It also re-distributes the weights proportionately. Let’s review a Credit Report by clicking on the Report Icon located on the upper blue menu bar.

Credit Report The Credit Report shows all customers, their credit limit, date reviewed, next review date, credit score, suggested credit limit along with customizable fields that you have selected to use. The report can be sorted on any column header, filtered and/or exported to Excel for further analysis.

Credit Profile Screen Support Credit Evaluations with online documentation, through the use of Bank, Trade and Financial Statement values, to help establish credit limits. Users can store and archive references, financial statements, and attach support documentation. Let’s review Bank, Trade and Financial Statement screens.

Bank References This screen reflects the latest Bank Reference information obtained. All Bank References can be logged, archived and recalled at anytime.

Trade References This screen reflects the latest Trade Reference information obtained. All Trade References can be logged, archived and recalled at anytime. Let’s review the Financial Statement screen.

Users can record 13 statement highlights, review up to 14 popular ratio’s and compare current financials with up to 3 other financials that are archived. Users can store the actual soft copy of the financial statement by using the “Attachments” functionality. Let’s continue to scroll down the screen to review the ratio’s. Financial Statements

Financial Statement Ratios Use one or more of the ratios to establish a suggested credit limit.

Credit Profile Screen From the Credit Profile screen you can access and enter as many customer Contacts as needed. You can monitor Alternative Financing methods used as well as view Related Customers that fall under the Parent/Child umbrella. Attaching documentation that you have saved on your PC to a customer can also be a very powerful tool. Let’s review these screens.

Contacts Screen Users can enter as many Contacts as they need for each customer. Users can establish a “Default” contact that automatically pops up on the Collection & Dispute Log screen when they are ready to make a call.

Alternative Financing Log The Alternative Financing pop up screen gives you the ability to monitor and follow up on financing tools used, such as Letters of Credit, Credit Insurance, Guarantees and Security Agreements.

Attachments Users can upload files from their PC into the program and attach them to a specific customer.

Related Accounts Users can view Related Customers that fall under the Parent/Child umbrella by assigning a Corporate ID to each related customer.

Action Item Tickler File Users can manage all Action Item follow up activity from this screen. In the example, we are selecting follow up items from the Credit Profile screen. As follow up items appear on the grid, click on View to transfer to the Credit Profile screen where the follow up item resides.

Credit Profile The Follow Up Item located on the lower right hand side of the screen indicates attention is needed. Lets review the System Administration screen.

System Administration Users can personalize Credit Limit and Credit Scoring Value Sets as well as customize User Defined fields used throughout the program. Users can also import their customer data into the program using this screen.

Credit Strategy Lakefall Ct Riverside, CA Call to schedule a live remote demo direct to your PC This completes the tour of the web based Credit Module. Credit Strategy also provides various client/server applications for modules in Collections, Credit Scoring and Evaluation, Disputes and Deductions for large and small businesses. Live demos are also available via web conferencing.