P residential C onsultants, LLC

1)Trainees will understand poverty and list the key elements that explain poverty in America. 2) Trainees will know how the culture of poverty can be a source of strength that can help foster resilience. 3) Trainees will use strategies to help develop resiliency in their clients.

 46.2 Million people live below the poverty line  The overall U.S. Poverty Rate is 15%  The Gap between rich and poor increased since 2010 with the midpoint range income at $50,054 while the poverty line is $23,021 for a family of four  Ohio’s Poverty Rate is a tenth of a percent above the national rate 15.1%  Ohio’s Poverty Rate is the highest it has been in 30 years  The National Poverty Rate for African Americans is 27.6%  Cleveland and Cincinnati are historically among the top 10 poorest cities

 78% of all Senior Households are Financially Vulnerable  4 out of 5 Senior Households Do not Have Sufficient Financial Security to sustain them for the rest of their lives  54% of Seniors do not have Sufficient Income (Pensions, S.S.[75% of the income for poor & low income Seniors], Net Worth) to Meet Median Expenses  Households who Spend 15% of Income on Healthcare are Financially at Risk  Paying out of Pocket Health Expenses is an economic burden for 4 out of 10 Seniors  High Housing Cost Put 45% of Senior’s Budgets at Risk “The Economic Insecurity of Seniors”-

 Medical Care & other living expenses drags 16% of Seniors into poverty (National Academy of Sciences)  Only 31% of Senior Couples and 16% of Senior Singles are Financially Secure  A Senior Living alone spends 35% of income on housing compared to 22% if living with others  Widows deplete assets within a year of loosing a Spouse’s income  Being a Single, Elderly Woman is a factor in determining poverty (Singles live on 80% of what couples live on, not 50%) The High Cost of Growing Old- fiscaltimes.aspx

 50% of Adults living in Poverty have a Disability  Over 50% of Adult Head of House will experience a Period of Disability by their mid 50’s  75% of Adults who experience Poverty 36 months in a 48 month period have one or more disabilities  People with Disabilities are much more likely to experience material hardship such as food insecurity, inability to pay rent, utilities, medical care than non- disabled people “Disability Ignored by Millions Experiencing Poverty”-

 1.5 Million Veterans are at risk of Homelessness due to poverty, lack of affordable housing, decent paying jobs, substance abuse, and PTSD- National Coalition of Homeless Vets  30% of Vets Years Old were Unemployed in U.S. Bureau of Labor Statistics  As of September 2012, 26,531 Iraqi/Afghanistan Vets were homeless, at risk of losing their home, in temporary housing, or receiving housing vouchers (double 2010 figures) - U.S. Veteran Affairs  Afghanistan Veterans are particularly vulnerable to homelessness due to their young age, psychological effects of combat  13% of Homeless Afghanistan Vets are Women & 50% of all Homeless Vets are African American “Homeless Soars Among Iraq & Afghanistan Vets”-

 After the Economic Crash of 2007, the rate of Abusive Head Injuries to Babies jumped to 14.7 per 100,000 ( )  Living in Poverty leads to Stress, Stress can Cause Maltreatment  Economic Stress Impacted Both those above & Below the Poverty Line Abusive Head Trauma During a Time of Unemployment: A Multicenter Analysis- Journal of the Academy of Pediatrics

1) What is the reality for the New Poor with regard to their declining lifestyle, options and life chances since the Great Recession of December 2007? 2) How did the Coats Family learn to live a homeless lifestyle? 3) What were the range of emotions Parents felt as they struggle with poverty? 4) Explain the fear of the “State” taking children and what can we do to dispel the myth that Social Service only wishes to break up families. 5) What is meant by the “ferocity of parents of homeless children” and how can we better service such Clients ?

Shock/Denial Anger/Rage Bargaining Depression Resolution & Hope for the Future

 Embarrassment  Feeling Lied to  Being Disappointed  Broken Promises  Not Being Listened to  Trust betrayed  Being Put Down New York Health Central-

Positive Psychology- science of positive subjective experience, positive individual traits, and positive institutions that promises to improve the quality of life and prevent pathologies that arise when life is barren and meaningless American Psychologist – Jan, 2000, Vol 55, No. 1, 5-14

 Hope  Wisdom  Creativity  Future Mindedness  Courage  Spirituality  Responsibility  Perseverance American Psychologist – Jan, 2000, Vol 55, No. 1, 5-14

 Change is inevitable  Life is a series of change  Each person has the power to manage themselves in the management of change  Embrace Synergy  Embrace the New Opportunity change brings  Embrace the challenge of change  Find a Sage Excerpted from “The Eagle & Monk, 7 Principles of Change

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