What significant turning point occurs when you turn 16? Why is getting a license and driving so important to YOU?  It brings freedom and fun What else.

Slides:



Advertisements
Similar presentations
Selecting a Career. Objectives 1. Explain the reasons why people work. 2.Differentiate between work, occupation, job, and career. 3.List the factors to.
Advertisements

2.1.4.G1 Setting Financial Goals Advanced Level. © Take Charge Today – August 2013 – Setting Financial Goals – Slide 2 Funded by a grant from Take Charge.
You’re going to College… Now What?. Make a Plan!
Cost of living exercise
Reality Check How much do you need to make to support your standard of living?
Budgeting Basics WHPE. The goals of this chapter: To give you an understanding of how common your situation is. To outline benefits and process for creating.
The Game of Money A young person’s guide to money management. Day 5.
Career Exploration Fall 2011 Suzan Reagan, Labor Economist.
Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.
4-D2 Your Choices Today Make a Difference Tomorrow.
 A budget is a written record of the money that flows in and out of your household or pocket every month.
Take Charge Today G1 Introductory Level Life Of….. Taylor B. Jones “A Teenager’s Spending Plan”
What is your chosen career? Choose the career that you want and could achieve with your current grades as an average. Name of Career: Average salary: Educational.
MAKING ENDS MEET Personal Budget for Type your name or family name.
10 th Grade Career Unit Youth Labor Laws Naviance Community Service PSAT w/ Mrs. Spellman & Counseling.
Make a list of all the reasons you can think of that would require you to live on less money.
Youth Labor Laws 10 th Grade Career Unit What are the laws around teens and work?
Welcome to Career Pathways!. A Pathway is a sequence of courses within your area of interest. What is a Pathway? A Pathway connects from high school to.
What’s a Good Job? A guide to selecting, preparing for, evaluating, and landing one.
What job do you want, do you have the grades and determination to make it there?
3/16/15 BR – Read over the handout. What are some spending problems that you see? How much does luck play in the author’s money problems? (c) 2012 National.
MANAGING YOUR MONEY Budgeting for the Real World 1.
KNOW HOW 2 GO ACADEMY Lesson 1: Why College?
Family Economics & Financial Education G 1 Get ready to Take Charge of Your Finances Life Of….. Taylor B. Jones “A Teenager’s Spending Plan”
Building: Knowledge, Security, Confidence Budgeting.
My Budget as a Lawyer By : Daniel Mulraney. My Career I would like to be a lawyer because it pays well and it seems as though I would be good at it. My.
Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.
How do you want to live? How much money do you want to earn?
Student Name Living on My Own May 30, Income Your employer Job title Job responsibilities Earnings If you are a student, where you get the rest.
PLANNING FOR YOUR FUTURE!. WHAT IS CAREER PLANNING? Self Assessment Career Research & Choosing a Career Short and Long-term goals.
Reality Check By: Micaela Trueax. HOUSING Portland  For housing in Portland I wanted a 2 bedroom apartment. It would cost me $935 a month to get what.
Poverty in America. The poverty line  The government has established guidelines for how much a person or family should make to live out of poverty 
Created by: Mr. Bock. Salary I choose to base my salary from a career as a teacher that makes $51,250 annually This equates to $788/week or $3,152.00/month.
Earning Potential Amount of money you can receive based on: Amount of money you can receive based on: Level of education Level of education Career path.
Phone Skills Create The Master. 3 Rules To Remember When on the Phone #1. Always Remember you have what they want #1. Always Remember you have what they.
Family Economics & Financial Education G 1 Get ready to Take Charge of Your Finances Life Of….. Carlos Chavez “A Teenager’s Spending Plan”
Marriage Counselor By:Shaquariya Tyson. Requirements The requirements are to help married people succeed in their marriage, help them choose the best.
Chapter 16 Planning a Budget. Why It’s Important Budgeting techniques help you keep track of where your money goes so that you can make it go further.
BUDGETING, SCHMUDGETING…WHY DO I NEED A SPENDING PLAN? By Julie Chapman for.
CAREER BUDGET NAME 2014 – 2015 CAREER?. CAREER Career Qualifications: Entry Level Pay: Education Loan Payment: Location: Employer: Insert Career Image.
©2008. Oklahoma State Department of Education. All rights reserved. 1 Job vs. Career Standard 1.1.
Eastern /Western cost of living By: Megan Sokolik April 10, 2013.
Education and Advancement Personal Finance. Objectives: After completing this lesson you will be able to: Find resources to explore interests, aptitudes,
The Price of Independence Your family has been providing for you and supporting you your whole life. Soon you will be independent and supporting yourself…
3 rd – 5 th Grade. Who is Making Your Decisions IF-11 Do your best to make a list of every decision that you have made from the time that you woke up.
USING THE BANK INDEPENDENT LIVING NOVEMBER 4, 2015.
1 2 >DO WHAT YOU LOVE …
Cosmetologist.  Because I love to do hair and I like to other people hair.
MSCA6-1 Students will understand the personal nature of work and how it relates to them as individuals and as integral parats of society. a) Identify reasons.
Building: Knowledge, Security, Confidence Setting Financial Goals FDIC Money Smart for Young Adults.
By Ivana Davila October 3,  Eastern I chose Treasure Valley Community College as a school for me in eastern Oregon. Western  I chose Western Oregon.
BY Rahel Kindya.  My name is Rahel Kindya.  I’m 16 years old after 30 years I’ll be 46 years old, married and have my own family.
Web Designer Nick Fain 5/8/14 1 st Hour Career Tech.
Family Economics & Financial Education G 1 Get ready to Take Charge of Your Finances Life Of….. Mandy Gonzales “A Teenager’s Spending Plan”
STUDENT LOAN BUDGETING AMY HORTON BRYANT AND STRATTON APRIL 7, 2015.
Fun with Finance$. Why a Finance Course? It is the #1 cause of stress & fights in marriage and long-term relationships Because Financial Literacy is so.
The Art of budgeting.  What is the dumbest thing I have done with my money and what did I learn from it?
Preparing a Budget. Budgeting Managing one’s income and expenses by creating a plan  Companies, Governments, Families, You Covers a specific time  Companies.
INDEPENDENT LIVING FINAL PROJECT. FUTURE CAREER I want to be a podiatrist (a foot doctor) -- According to the lowest 10% in this career earned.
I CAN DETERMINE AND EXPLAIN THE IMPORTANCE OF CREATING A BUDGET AND HOW IT SUPPORTS GOOD FINANCIAL DECISION MAKING.
Budgeting Ms. Palmer, LVPHS. Monthly Income (HS diploma) Let’s assume you get a job that pays $10/hour right out of high school. If you worked 40 hours.
My Budget Project Personal Finance Period: 6 (Math Models) Your Name 6/10/
Student Name Living on My Own May 26, Income Your employer Job title Job responsibilities Earnings If you are a student, where you get the rest.
1 The World of Work Work: a useful, productive activity by which a person earns a living.
1. 2 All About Budgeting What is a budget? Spending guidelines –Creating a realistic budget –Cutting expenses Housing options Benefits of starting now.
CEO in the Classroom Sponsored by the Winona Area Chamber of Commerce,
Show Me the Money! This resource was developed by the Puget Sound College and Career Network (PSCCN) and is included in the PSCCN Financial Aid Toolkit.
Show Me the Money!.
Setting Financial Goals
Life Of….. Taylor B. Jones Get ready to Take Charge of Your Finances
Presentation transcript:

What significant turning point occurs when you turn 16? Why is getting a license and driving so important to YOU?  It brings freedom and fun What else is needed with that new independence and empowerment?  Responsibility and $$$$ or JOB to pay for car, gas, and insurance!

What Drives Your Future? ROP Career Presentation October 2008

“Many of us sit in the back seat of life and let someone else do all the driving! That’s OK if you don’t care where the car is going. To set the course in the direction you want to go, you need to take the wheel. You have to drive.” ~Judy Mae Bingham

If the journey is just as important as the destination, then you need to ask yourself…. WHAT do I want to be driving? Something that… Shows power and costs a lot? Looks cute and economical? Is practical and functional? Keeps me in shape & is cheap? Gets me there without me having to drive? Do you want to work outdoors and spend time in nature?

And HOW do I want to be driving through life? Do I want to race through life or take my time? Do I want time for friends and family and time for my own interests? Do I want to save my money for later or enjoy life now and take it as it comes? What kind of lifestyle do I want?

What you drive 20 years from now could be quite different than what you drive now, depending on the choices you make! “Even if you are on the right track, you’ll get run over if you just sit there!” ~ Will Rogers So what are you waiting for? Don’t get stuck in a rut!

Positive Attitude – Drive Your Life “ Our lives are not determined by what happens to us, but by how we react to what happens, not by what life brings to us, but by the attitude we bring to life. A positive attitude causes a chain reaction of positive thoughts, events, and outcomes. It is a catalyst, a spark that creates extraordinary results.” ~ Anonymous Just like spark plugs are needed to ignite your car, so too your positive attitude can be the spark that ignites your life plans.

What Drives Your Future? 1.What is the date? 2.How old are you? 3.What steps are you taking towards a career? 4.What education or training have you completed since high school? 5.Where are you living? 6.With whom are you living? 7.How much $$$$ do you make a month? 8.How are you earning a living? What are the expenses you need to cover? 9.Do you own a car? If so, what kind? 10.What are your career/lifestyle plans for the future?

As you can see, the decisions and choices you make today directly influence the road map you use to guide your future.

What are the typical MONTHLY expenses to live in Santa Cruz County? Housing (2bd 1 ½ bath) Utilities (cell, electricity, DSL, cable) Food (Eat in some and Eat out) Transportation (Gas, insurance, car payments, basic maintenance) Clothes (A few basic clothes) Health Care (Basic Health Insurance) Entertainment (Have fun, go out a little) Personal (Basic needs) Miscellaneous (Travel, other expenses) Savings (average 5% of income) $1, $ $ $ $ $ $ $25.00 $ $ Expenses Per Month $3, Expenses Per Year $36, (Not including taxes which is 25% of annual income) Does Your Job Match Your Expenses?

How Much Do You Need to Make to live in Santa Cruz?  Typical Annual Expenses = $36,108  40 hours a week X 50 working weeks = 2000 hours a year for fulltime work  $36,108 ÷ 2000 hours = $18.00 an hour YOU need to make This does not include 25% taxes! How much you make is influenced by how much training and education you have!

State of California 2007 Annual Average for person 25 and over. Earnings are fulltime wages and salaried workers. –Average Hourly Wage - $22.11 –Average Annual Salary - $45,990

EDUCATION: Your Ticket To Your Future! EDUCATIONHOURLY WAGEWEEKLYANNUAL Master’s Degree (MA/MS) $29.10$1165$58,250 Bachelor’s Degree (BA/BS) $24.60$987$49,350 Associate Degree (AA/AS) $18.50$740$37,000 High School Grad $15.10$604$30,200 No HS Diploma $10.70$428$21,400 Source: Bureau of Labor Statistics Current Population Survey 2007

How do I know what road is right for me? Identifying your… Interests Values Skills Needs …..can help you drive your career and lifestyle choices!

Planning Your Future Career planning is like buying your ideal car to go on a trip. You need to … Plan, research, budget, test-drive, have the right tools and match the car to your needs and personality. The same is true for careers. You want to… try out different types of jobs not just take the first one that comes along find what best matches your personality, interests, skills, values, and needs.

ROP will show you how to DRIVE your Future Practical hands-on career training Career Portfolio - showcases your best work for employers or colleges Career Locker – a useful tool to plan your future Scholarship Opportunities – helps finance your future training Internships - apply what you have learned Industry Trained Instructors - Learn from the experts College credit available in some ROP classes

ROP Provides Skills and Opportunities  Just like checking your rear-view mirror to see where you’re going, you need to reflect back on the road you have taken in order to move forward on your career path.  Just as you would use tools from a toolbox to help you improve your car, use the transferable work-related skills you acquire from your ROP class to help you on your career/life journey. Updating your job skills is like polishing your car. A little effort helps your career and your car to shine.

Begin NOW to drive your future! Career Planning Assignment Based on how much career exploration you have or haven’t done! Completed by all ROP Students for your portfolio and to assist you in planning your future. In Career Locker ( Complete an assessment (You get to choose!) Complete an assignment that enriches and extends your assessment results. Write a 1-3 page summary report of what you learned. Include your assessment, assignment, and written report in your portfolio!

Don’t let stress or pressure distract you from your journey. Find the CAReer that matches your interests, values, skills, and needs. Hop in the driver’s seat, and ride your own AUTObiography!

Remember…. “Know thyself!” ~ Socrates “If you're doing what you love and loving what you do, you’ll make a living at it!” ~Wayne Dyer For further assistance, see your ROP counselor Place & phone number/