Easy Travel Travel Insurance with Travel Assurance

Agenda Apollo DKV – Introduction Business Mapping Why Travel Insurance Apollo DKV Product portfolio Apollo DKV - Easy Travel Individual (Features & Benefits) Family (Features & Benefits) Annual Multi Trip (AMT) (Features & Benefits) Senior Citizen (Features & Benefits) International Assistance

Apollo DKV – Joint Venture Contribute in redefining the Health Insurance Sector While becoming first choice partner in positive health Through differentiated service offerings Linked withprevention and wellness and efficient services DKV AG Germany 26% Stake Apollo Hospitals Group India 74% Stake Incorporated 2006, Licensed 2007, Operative since November 2007

The Apollo Hospitals Group Group Over 25 years of presence and experience in healthcare Industry and founder of professional Health care in India. International presence across Asia Reach Nation wide network of hospitals, pharmacies & clinics Brand Indias largest, best reputed integrated healthcare brand Expertise Broad knowledge and experience in all areas of Health Care with international recognition

The Apollo Hospitals Group Hospitals Apollo DKV Health Care BPO T P A s Doctors Diagnostic Pharmacies

DKV Deutsche Krankenversicherung AG Group Member of ERGO Insurance Group, part of the Munich Re Group Reach DKV is present in nine European countries; China, South Korea and India. Provides service to 7.3 million customers worldwide. Brand Leadership position in Europe in private Health Insurance with strategic investments into Provider, Wellness and Disease Management guided by superior technology platform for Health Insurance. One of the worlds top five private health insurers. Expertise Long lasting Health care, Actuarial, Technical and international Health Insurance expertise achieved over 80 years.

Vision To provide affordable and innovative health insurance solutions to every citizen of India and become their first-choice partner in positive health. Mission Constantly introduce innovative health insurance and wellness solutions that meet customer needs Build an organization on the principles of transparency, trust and integrity Create opportunities for our employees to learn and grow in an enjoyable work culture Constantly deliver on our commitments to all the stakeholders Apollo DKV Insurance Company Limited

Apollo DKV has planned to map the country based on potential and needs of each target markets. Business Mapping METROS: Mumbai Delhi/NCR Chennai Kolkata MAJOR Bangalore CITIES: Hyderabad Pune Chandigarh Ahmedabad Lucknow Jaipur etc. DELHI/NCR MUMBAI CHENNAI KOLKATTA HYDERABAD BANGALORE PUNE CHANDIGARH LUCKNOW JAIPUR AHMEDABAD

Why Travel Insurance ? The Overseas Short-term Travel Insurance policy is intended to compensate for the various perils that a traveler is exposed to whilst traveling outside India. The intention is to cover future unforeseeable events and not events that have happened and are still happening or are showing possibility of happening again before the inception of the insurance. The key benefits are Emergency Medical Treatment and Travel Inconvenience.

Apollo DKV Product Portfolio OUR PRODUCT PHILOSOPHY To provide affordable and innovative health insurance solutions to every citizen of India and become their first-choice partner in positive health Easy Health Insurance Innovative health insurance solution for individuals, families and groups Personal Accident Cover Personal Accident solution for individuals, families and groups Easy Travel Short term travel insurance solution traveling for individuals, families and groups Global Health – powered by Globality Long term travel solutions for corporate and individuals. Unique product in India FIRST GENERATION PRODUCTS Each of our products are differentiated with ingredients of prevention, wellness,disease management & wide ranges of value added services for our customers.

ADKV Easy Travel Individual Family Annual Multi Trip (AMT) Sr. Citizen Group Travel Apollo DKV Easy Travel

Features – Easy Travel Individual The policy covers persons in the age group of 6 months - 70 years The policy can be issued to individual only. Sum Insured Ranges from: $ 25, to $ 500, $ 25, Sum Insured option is available for the geographic area Asiapacific excluding Japan [A] only Geographic Area Worldwide [W] Worldwide excluding US & Canada [X] Asiapacific excluding Japan [A] Trip duration Slabs up to 180 days.

BENEFIT / PLANDEDUCTIBLEPLATINUMGOLDSILVERBRONZE ASIAN REGION Medical Expenses$100$500,000$250,000$100,000$50,000$25,000 Dental$100$500$250 Repatriation of Mortal RemainsNil$10,000$7,500 Hospital Daily Cash48 hrs.$25/$150$20/$ Total Loss of Checked BaggageNil$1,000$500 - Delay of Checked Baggage12 hrs.$300 $200 - Loss of Passport$30$300 $200 Personal AccidentNil$25,000$20,000$10,000 Personal Accident Common CarrierNil$20,000$10,000$5,000 Personal LiabilityNil$100,000 $50,000$25,000$10,000 Financial EmergencyNil$300$ Hijack Daily Allowance12 hrs.$100/$500$50/$250 Trip DelayNil$50/$200$25/$ Trip CancellationNil$2,000$1, Trip CurtailmentNil$2, Missed ConnectionNil$ Benefits Chart - Individual Dental Treatment, Repatriation of Mortal Remains and Hospital Daily Allowance (if reflected above) will be sublimit under Medical Expenses Sum Insured. Medical Evacuation and Balance Period of Policy +30 days are covered under Medical Expenses Sum Insured.

Features - Annual Multi Trip (AMT) The policy covers persons in the age group of 6 months - 70 years $ 500,000 plan not available to persons aged between years. The policy will be issued for one year and is renewable Sum Insured Ranges from: $ 25,000 to $ 500,000 $ 25,000 Sum Insured option is available for the geographic area Asiapacific excluding Japan [A] only Geography Worldwide [W] Worldwide excluding US & Canada [X] Asiapacific excluding Japan [A] Trip duration Is restricted to 30/60 days per trip as opted, maximum 180 days per policy year.

Benefits Chart - AMT COVERDEDUCTIBLEPLATINUMGOLDSILVERBRONZE ASIAN REGION Medical Expenses$100$500,000$250,000$100,000$50,000$25,000 Dental$100$500$250 Repatriation of Mortal RemainsNil$10,000$7,500 Hospital Daily Cash48 hrs.$25/$150$20/$ Total Loss of Checked BaggageNil$1,000$500 - Delay of Checked Baggage12 hrs.$300 $200 - Loss of Passport$30$300 $200 Personal AccidentNil$25,000$20,000$10,000 Personal Accident Common CarrierNil$20,000$10,000$5,000 Personal LiabilityNil$100,000 $50,000$25,000$10,000 Financial EmergencyNil$300$ Hijack Daily Allowance12 hrs.$100/$500$50/$250 Trip DelayNil$50/$200$25/$ Trip CancellationNil$2,000$1, Trip CurtailmentNil$2, Missed ConnectionNil$ Dental Treatment, Repatriation of Mortal Remains and Hospital Daily Allowance (if reflected above) will be sublimit under Medical Expenses Sum Insured. Medical Evacuation and Balance Period of Policy + 30 days are covered under Medical Expenses Sum Insured.

Features - Easy Travel Family The policy covers persons in the age group of 6 months - 70 years Children will covered upto the age of 21 years. Policy can be issued to an individual, spouse and atmost 4 children. Sum Insured Ranges from: $ 25,000 to $ 100,000 Geographic Area Worldwide [W] Worldwide excluding US & Canada [X] Asiapacific excluding Japan [A] $ 25,000 Sum Insured option is available for the geographic area Asiapacific excluding Japan [A] only Trip duration Up to 180 days.

Benefits Chart - Family COVERDEDUCTIBLESILVERBRONZEASIAN REGION Medical Expenses$100$100,000$50,000$25,000 Dental$100$250 Repatriation of Mortal RemainsNil$7,500 Total Loss of Checked BaggageNil$500 - Delay of Checked Baggage12 hrs.$200 - Loss of Passport$30$200 Personal AccidentNil$10,000 Personal Accident Common CarrierNil$5,000 Personal LiabilityNil$50,000$25,000$10,000 Financial EmergencyNil$200-- Hijack Daily Allowance12 hrs.$50/$250 Dental Treatment, Repatriation of Mortal Remains and Hospital Daily Allowance (if reflected above) will be sublimit under Medical Expenses Sum Insured. Medical Evacuation and Balance Period of Policy + 30 days are covered under Medical Expenses Sum Insured.

Features - Easy Travel Senior Citizen The policy covers persons in the age group of 71 years - 80 years Policy can be issued to an individual only. Maximum liability for medical Expenses is limited to $ 15,000 for any illness and $ 25,000 for an Accident. Sum Insured Ranges from: $ 50,000 to $ 100,000 Geographic Areas Worldwide [W] Worldwide excluding US & Canada [X] Asiapacific excluding Japan [A] Trip duration Up to 180 days

COVERDEDUCTIBLESILVERBRONZE Medical Expenses$100$100,000$50,000 Dental$100$250 Repatriation of Mortal RemainsNil$7,500 Total Loss of Checked BaggageNil$500- Delay of Checked Baggage12 hrs.$200- Loss of Passport$30$200 Personal AccidentNil$10,000 ADD Common CarrierNil$5,000 Personal LiabilityNil$50,000$25,000 Financial EmergencyNil$200- Hijack Daily Allowance12 hrs.$50/$250 Benefits Chart - Senior Citizen Dental Treatment, Repatriation of Mortal Remains and Hospital Daily Allowance (if reflected above) will be sublimit under Medical Expenses Sum Insured. Medical Evacuation and Balance Period of Policy + 30 days are covered under Medical Expenses Sum Insured.

Assistance Service International SOS 24x7x365 fully-manned Alarm Centre in New Delhi Medical Assistance Telephone Medical Advice Medical Service Provider Referral Guarantee of Medical Expenses Incurred during Hospitalisation Monitoring of Medical Condition During and After Hospitalisation Arrangement of Emergency Medical Evacuation Arrangement of Emergency Medical Repatriation Arrangement of Repatriation of Mortal Remains

Assistance Service TRAVEL ASSISTANCE Lost Luggage Assistance Lost Passport Assistance Embassy Referral Emergency Cash Advance Emergency Message Transmission Assistance CONTACT DETAILS Toll free [US & Canada] Call back facility on [Rest of the world] Domestic Toll free ( Monday to Friday 9 am to 6 pm ) - Facsimile

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