Welcome to Your Texas A&M System Dental Benefits Program

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Presentation transcript:

Welcome to Your Texas A&M System Dental Benefits Program

Texas A&M Dental PPO

Texas A&M Dental PPO Plan Highlights Freedom of choice – patient can visit any dentist Reduced fee-for-service: Maximize savings by utilizing PPO dentists Nationwide coverage – visit any licensed dentist anywhere in the world Visiting a Delta Dental PPOSM dentist usually saves patients on average 30% off their out-of-pocket costs

Texas A & M Dental PPO Plan Highlights Benefits And CoveredServices Delta Dental PPO Dentist Delta Dental Premier Dentist Non-Delta Dental Dentist WHO’S ELIGIBLE Primary enrollee, spouse and eligible dependent children DEDUCTIBLES $ 75 per person, $225 per family, per plan year DEDUCTIBLE WAIVED FOR DIAGNOSTIC & PREVENTIVE ? Yes ANNUAL MAXIMUM **D&P counts toward maximum? The maximum benefit paid per plan year is $1,500 per person NO **New benefit 2019 DIAGNOSTIC & PREVENTIVE BENEFITS -- Oral examinations, cleanings, x-rays, fluoride treatment, space maintainers, sealants 100%* (3 times per plan year) (3 times per plan year) BASIC BENEFITS --Fillings, denture repairs, Endodontics (root canals), Periodontics (gum treatment) , Oral Surgery 80%* MAJOR BENEFITS -- Crowns, jackets and cast restorations and prosthodontics (bridges, partial dentures, full dentures), implants 50%* 50% * ORTHODONTICS (adult and child) ORTHODONTIC MAXIMUMS $1,500 Lifetime COVERED PROCEDURES REIMBURSED BASED ON Contract allowance Delta Dental’s Allowed amount *of Delta Dental’s allowed amount Benefits illustrated above are not intended for use as a comprehensive description of the Plan. Please consult your benefit booklet for complete details, including limitations and exclusions.

Texas A&M PPO Customer Service Helpful, Accessible, Dependable Call Delta Dental at (800) 521-2651, seven days a week Choose from automated voice recordings, automated fax back or live operators to obtain information from 7:00 a.m. – 7:00 p.m. (central time). Visit us on our website at deltadentalins.com/tamus to: Find a dentist with YELP capabilities & map directions Check eligibility & benefits View claims information Recommend your dentist Print an ID card and claim form Read dental health tips and articles Visit SmileKids, a fun way for children to learn about oral health

DeltaCare® USA DHMO

DeltaCare® USA Dental HMO Plan Highlights Patient pays pre-specified copayment for each covered procedure. Patient selects, or is assigned, a dentist at enrollment. Specialty care provided by specialists requires preauthorization. Specialty care usually processed as a claim.

DeltaCare® USA Dental HMO Plan Highlights Enrollees must use their designated dental provider in order to receive benefits. No deductibles or annual maximums. No (or very low) copayments for diagnostic and preventive services. Fixed copayments for basic and major services.

DeltaCare ® USA Dental HMO Plan Highlights DeltaCare® USA Plan 15B WHO’S ELIGIBLE Primary enrollee, spouse and eligible dependent children DEDUCTIBLES None MAXIMUMS DIAGNOSTIC & PREVENTIVE BENEFITS* Comprehensive oral exam: $0 Cleaning (once each six months): $5 Panoramic X-rays (once every three years): $0 BASIC BENEFITS* Amalgam fillings – one surface: $8 Resin-based composite filling; two surfaces, posterior; permanent: $75 Anterior root canal, excluding final restoration: $125 Periodontic scaling and root planing; per quadrant, limited to 4 quadrants per 12 consecutive months: $60 MAJOR BENEFITS* Crown; porcelain/ceramic substrate: $395 Complete denture; maxillary: $365 ORTHODONTICS* Orthodontic treatment plan and records: $200 Comprehensive treatment; permanent teeth (children up to age 19; higher copayment for adults): $1,900 ORTHODONTIC TAKEOVER PROVISION Available in Texas, California, District of Columbia, Florida, Georgia, Maryland, Nevada, New York, Pennsylvania, Utah and West Virginia to covered enrollees where banding has already occurred * Copayments specified above are representative samples only, and are not intended to apply to each procedure. For a full copayment schedule, including plan limitations and exclusions, please refer to your plan booklet.

Continuous Orthodontic Coverage from DeltaCare® USA DeltaCare® USA provides continuous orthodontic coverage provisions that allow enrollees to enjoy the same coverage and convenience as their previous program Provision available to initial enrollees where banding has already occurred To sign up for this feature, go to the Texas A&M System HR website at http://tamus.edu/benefits/programs to obtain the form & follow instructions on how to submit the application

DeltaCare® USA Customer Service The Experts You Can Turn To Toll-free number - (800) 422-4234 is available seven days a week Choose from automated voice recordings, automated fax back or live operators to obtain information from 7:00 a.m. – 8:00 p.m. (central time). Visit our website at deltadentalins.com/tamus to: Find a dentist with YELP capabilities & map directions Check eligibility & benefits View claims information Recommend your dentist Print an ID card Read dental health tips and articles Visit SmileKids, a fun way for children to learn about oral health • ***Don’t forget you can also check the Texas A&M System Benefits website: tamus.edu/offices/benefits/programs/#dental to find an additional list of dentists that are exclusive to the Texas A&M System Dental HMO plan***

We’ve got a plan that will keep you smiling. The Texas A & M System PPO plan is administered by Delta Dental Insurance Company. DeltaCare USA is underwritten by Delta Dental affiliate Alpha Dental Programs, Inc. and administered by Delta Dental Insurance Company.

THANK YOU FOR YOUR TIME. We’re pleased to take your questions…