1. Medico’s Dental, Vision, & Hearing Product DVH Plus

2. Medico Medico Insurance Company is a financially strong company with industry leading technology offering outstanding service for our policyholders and agents. We are a company that emphasizes moderate rate increases, with a portfolio of products that meets the needs of our agents and their customers Our goal is to make doing business with Medico simple and easy by providing innovative resources to our distribution.

3. Medico – Your Company of Choice Trusted carrier with financial strength and stability since 1930 Company that is easy to do business with Full portfolio of products that meets your clients needs Medicare Supplement First Diagnosis Cancer Dental, Vision & HearingHospital Indemnity Short-Term Recovery Care Final Expense

5. DVH Plus DVH Plus Marketing Highlights Under $ 50 per month Guarantee Issue 3 services in 1 product Covers things that Medicare does not Simple and easy to describe and enroll Increasing benefits

6. MONTANA WYOMING IDAHO WASHINGTON OREGON NEVADA UTAH CALIFORNIA ARIZONA NORTH DAKOTA SOUTH DAKOTA NEBRASKA COLORADO NEW MEXICO TEXAS OKLAHOMA KANSAS ARKANSAS LOUISIANA MISSOURI IOWA MINNESOTA WISCONSIN ILLINOIS INDIANA KENTUCKY TENNESSEE MISS ALABAMA GEORGIA FLORIDA SOUTH CAROLINA NORTH CAROLINA VIRGINIA WV OHIO MICHIGAN NEW YORK PENN MARYLAND DELAWARE NEW JERSEY CONN RI MASS MAINE VT NH ALASKA HAWAII DVH A48 & Plus DVH A48 DVH Plus DVH Plus 4-1-14

7. DVH Plus DVH Plus Policy Features $100 Policy Year Deductible Policy Year Maximum Benefit Choices: $1,000 $1,500 Increasing Co-Insurance – 60% - 1 st Year – 70% - 2 nd Year* – 80% - 3 rd Year* *Does not apply to Major services

8. DVH Plus DVH Plus Features (cont.) Freedom to choose any provider for Dental Vision and Hearing Services. Dental ONLY Passive PPO Option Over 200,000 providers in the network For the network – Visit - www.careington.com/co/maxcare Policy pays based on contracted fee for Participating Dentists and Reasonable and Customary Charges for Non- Participating Dentists, up to the Policy Year Maximum Visit www.fairhealthconsumer.orgwww.fairhealthconsumer.org

9. DVH Plus DVH Plus Features (cont.) Effective Date – 1 st of the month following signature date and receipt of the application in our office Guaranteed Issue No Policy Fee We accept ADA claim forms/ itemized bill No Coordination of Benefits 30 Day Free Look Pay the provider or policyholder

10. DVH Plus DVH Plus Dental Coverage – Day One Fillings Extractions up to 4 annually – – excludes impacted wisdom teeth Diagnostic X-Rays Diagnostic Exams Emergency Palliative Treatment

11. DVH Plus DVH Plus 3 Month Waiting Period Routine Examinations and Cleanings – (2 per year) Routine X Rays

12. DVH Plus DVH Plus 1 year waiting period Following Dental Procedures paid at 60%* – Endodontics, including root canals – Periodontal Surgery – Bridges, Crowns, Full or partial dentures *Paid at 60% regardless of how long the policy has been active. Not a comprehensive list. Please review policy for exact benefits

13. DVH Plus DVH Plus Vision Coverage Immediate coverage for Eye Exams After 6 months Eyeglasses or contact lenses: Up to $200 over 2 years Subject to Policy Year Maximum Benefit

14. DVH Plus DVH Plus Hearing - 1 Year Waiting Period Hearing Exam Hearing Aids – Limited to $500 annually – Subject to Policy Year Maximum Benefit

15. MyEnroller MyEnroller Anytime. Anywhere. No matter where your job takes you, MyEnroller is there. Download My Enroller To Your Desktop Internet or No Internet Connection…It Works! All Product Quoting Engine Application Tracking Availability Easily Transmit Applications to Medico Electronic and Voice Signature Processing all products except DVH. Quick Application Processing Medicare Supplement Dental, Vision & Hearing Recovery Care Platinum First Diagnosis Cancer Final Expense

16. Questions Agent Services 800-547-2401 Option 3