Table No.192 Jeevan Bharati - I LIC's TRIBUTE TO INDIAN WOMEN

Women of Today excel every where….. An Anchor at home An Achiever at work She needs security during all phases of life... Something which offers life cover, returns and liquidity all in one.

Challenges in Life starts at eighteen. So does Jeevan Bharati… This Policy is most suited for : Entrepreneurs and Professionals like Software engineers, doctors, engineers, managers, officials, self-employed, artists, salaried class, homemakers, students etc in the age group of 18-55 years.

Unique features A Policy exclusively for women Policy holder can take (money back) on or after the due dates, but before the date of maturity. In case the SB is taken at later stage it will earn interest rate @ 4% p.a. compounding yearly (vary from time to time) She will be eligible for a premium rebate of 4% p.a. for complete number of months on the portion of premium paid is paid in advance (in maximum three installments). Option to receive maturity proceeds in the form of an annuity.

Unique features Free insurance cover for THREE years after premiums for TWO years have been paid. Critical Illness Benefits for the policyholder and Congenital Disability Benefits for children born to the policyholder.

Survival Benefit For 15 Years Term : 20% of the S.A. payable at the end of 5 years 20% of the S.A. payable at the end of 10 years 60% of the S.A. payable together with accrued Guaranteed Additions and bonuses at the end of 15 years.

Survival Benefit For 20 Years Term : 20% of the S.A. payable at the end of 5 years 20% of the S.A. payable at the end of 10 years 20% of the S.A. payable at the end of 15 years 40% of the S.A. payable together with accrued Guaranteed Additions and bonuses at the end of 20 years.

Death Benefit Accident Benefit The full S.A. with accrued Guaranteed Additions and accrued bonuses is payable in case of death of the L.A. in addition to survival benefits paid earlier. Accident Benefit Additional Sum Assured up to max. of Rs.25 Lacs in case of death by accident.

Special Benefits Female Critical Illness Benefit (diseases covered) Breast Cancer Cervical Cancer Vaginal / Vulval Cancer Ovarian / Fallopian Tube Cancer Uterine Cancer (Equal to Sum Assured subject to a max. of Rs 2 lacs)

Congenital Disability Benefit (CDB) (diseases covered for new born babies) Downs Syndrome Spina Bifida Tetralogy of fallot Oesophageal Atresia & Tracheo- oesophagaeal Fistula Anal Atresia Imperforate anus Cleft Palate with or without Cleft Lip ( Equal to 50% of Sum Assured subject to max. of Rs 1 lac)

Basic Parameters This policy can be opted fixed for 15 or 20 years. Sum Assured Minimum: Maximum: Rs. 50,000/- Rs. 25,00,000/- Min. Age at entry : 18 yrs. (last Birthday) Max. Age at entry : 55 yrs. (last Birthday) Max. Age at maturity : 70 yrs. (last Birthday) Mode of payment : Yearly only This policy can be opted fixed for 15 or 20 years.

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