5. LIC empowers women of India with Jeevan Bharati An Exclusive plan for the woman of Today… you because we care and understand The best way to honour women on a very special day - March 8,2003.

6. Women of Today excel every where An anchor at home An Achiever at work She needs security during all phases of life... Something which offers life cover, returns and liquidity all in one.

7. LIC salutes the women of substance in a very special way … thru Jeevan Bharati A plan which is Distinctive,Affordable and Profitable with value addition like security to life, Periodic Money Back And Health coverage

8. STATISTICS OF THE MARKET For every 1000 male population there are 933 females i.e. Males occupy 52 % of the population Females occupy 48 % of the population Don’t the female segment deserve same representation in insurance market ?

9. Challenges in Life starts at eighteen.So does Jeevan Bharati… This Policy is most suited for : Entrepreneurs and Professionals like Software engineers, doctors, engineers,managers, officials, self-employed,artists, salaried class,homemakers,students etc in the age group of 18-50 years.

10. Unique features  A Policy exclusively for women.  Guaranteed Additions @Rs. 50/- per thousand Sum Assured for the first 5 years and participation in profits thereafter.  Encashment of Survival Benefit at policyholder’s will any time after the same is due.  Option to pay premiums in advance.  Option to receive maturity proceeds in the form of an annuity.

11.  Free insurance cover for THREE years after premiums for TWO years have been paid.  Critical Illness Benefits for the policyholder and Congenital Disability Benefits for children born to the policyholder.

12. Benefits Guaranteed Additions : G.A. @ Rs.50/- per thousand sum assured per year for first 5 years. Bonus additions Policy will be eligible for bonus additions, if any, from 6 th year onwards.

13. For 15 Years Term :  20% of the S.A. payable at the end of 5 years  20% of the S.A. payable at the end of 10 years  60% of the S.A. payable together with accrued Guaranteed Additions and bonuses at the end of 15 years. Survival Benefit

14. For 20 Years Term :  20% of the S.A. payable at the end of 5 years  20% of the S.A. payable at the end of 10 years  20% of the S.A. payable at the end of 15 years  40% of the S.A. payable together with accrued Guaranteed Additions and bonuses at the end of 20 years. Survival Benefit

15. Death Benefit The full S.A. with accrued Guaranteed Additions and accrued bonuses is payable in case of death of the L.A. in addition to survival benefits paid earlier. Accident Benefit Additional Sum Assured upto max. of Rs. 25 Lacs in case of death by accident.

16. SPECIAL BENEFITS Female Critical Illness Benefit* (diseases covered)  Breast Cancer  Cervical Cancer  Vaginal / Vulval Cancer  Ovarian / Fallopian Tube Cancer  Uterine Cancer (*Equal to Sum Assured subject to a max. of Rs 2 lacs)

17. Congenital Disability Benefit(CDB)* (diseases covered for new born babies)  Downs Syndrome  Spina Bifida  Tetralogy of fallot  Oesophageal Atresia & Tracheo- oesophagaeal Fistula  Anal Atresia  Imperforate anus  Cleft Palate with or without Cleft Lip (* Equal to 50% of Sum Assured subject to max. of Rs 1 lac)

18.  Sum Assured : Rs. 50,000/- (Min.) Rs. 25,00,000/- (Max)  Min. Age at entry : 18 yrs. (last Birthday)  Max. Age at entry: 50 yrs. (last Birthday)  Max. Age at maturity : 70 yrs. (last Birthday)  Mode of payment : Yearly only  The policy is for fixed term of 15 or 20 years. Basic Parameters

19. S.A.ANN. PREM. AMOUNT PAYABLE ON DEATH DURING THE YEAR AMT. PAYABLE ON SURVIVAL AMT. PAYABLE ON MATURITY 6 TH 7 TH onwards 1 LAC7,455*S.A. of Rs. 1 Lac plus G.A. of Rs. 25,000 S.A. of Rs.1 Lac plus G.A. of Rs. 25,000 plus accrued bonuses Rs. 20,000 at the end of 5 th, 10 th & 15 th year Balance S.A. of Rs.40,000 plus G.A. of Rs. 25,000 plus accrued bonuses *at age 30 years for a policy of 20 years term

20. S.A.ANN. PREM. AMOUNT PAYABLE ON DEATH DURING THE YEAR AMT. PAYABLE ON SURVIVAL AMT. PAYABLE ON MATURITY 6 TH 7 TH onwards 5 LAC35,545*S.A. of Rs. 5 Lac plus G.A. of Rs. 1,25,000 S.A. of Rs.5Lac plus G.A. of Rs. 1,25,000 plus accrued bonuses Rs. 1 Lac at the end of 5 th, 10 th & 15 th year Balance S.A. of Rs.2Lac plus G.A. of Rs. 1,25,000 plus accrued bonuses *at age 30 years for a policy of 20 years term