Now you can SELECTTM even more! Andy Lentz, MetLife, Specialty Market GA/TPA Account Executive Pratibha Patel, CoPower, Bus.Dev. Sr. Manager &

The CoPower Approach Simple. Smart. Simplify Quote to Enrollment Quoted through Health Connect Selection of most desired plans available in Contributory or Voluntary Funding Options Simpler, shorter application Special handling for new MetLife groups with shorter TAT Simplify Plan Options No Waiting Periods Include Implant Enhanced Feature plus Coverage For Composites Orthodontia for groups of 5+ enrolled. Advantages with CoPower Mix and match ancillary carriers – Anthem, Delta Dental, MetLife, Landmark, United Healthcare, and Unum Single bill and single point of contact Access to Empower, CoPower’s online administration system

CoPower and MetLife Through CoPower and MetLife, you’ll have access to robust, ready-to-go dental plans with underwriting flexibility and relaxed participation, all from a carrier with more than 147 years of industry experience. We offer two MetLife choices: Our SUITE™ packaged solution – available only through 12/1/16 Our standalone SELECT™ dental solution with choice of voluntary or contributory plans Product Dental PPO Dental PPO 2017 HMO Group size Contributory 2 5 1 5-100* Voluntary 4

CoPower SUITE: Dental + Vision + Life CoPower SUITE bundles MetLife Dental and Life with VSP Vision to create a comprehensive ancillary solution. Available through 12/1/16 effective date Available in three customized options:

MetLife Dental Voluntary or Contributory DHMO DHMO 185A offers more than 400 covered services. Covered procedures include services such as: Implants Veneers Composite (white) fillings IV sedation General anesthesia Nitrous oxide Orthodontic treatment in progress at initial group enrollment

MetLife Dental Options Simplified Choices. Easy Quoting. Two contributory plan Vol plan with & w/o Ortho No DE9c Required Posterior Composites included Implants included No Waiting Periods No industry loads Ortho down to 5 Dual Choice available to 10+ groups PPO/DHMO combo 5 minimum on each plan (Vol) 3 minimum on each plan (non-Vol) 35% of eligible enrollees

New Plans for 2017 More Choice with the addition of three new plans:   New Plans for 2017 More Choice with the addition of three new plans: Effective 2017 Low Mid High MAC 100/80/50-80/60/40 $1500 90th UCR 100/90/60-100/80/50 $1500 90th UCR 100/80/50 $2000 90th UCR 100/80/50 $2000 with Ortho   In Network Out Network Net Reimbursement UCR (90th percentile) Ind Deductible $50 $75 Fam Deductible $150 $225 Annual Maximum $1,500 $1,000 $2,000 Preventive Paid At 100% 80% Ded Waived for Prev Yes No Basic Paid At 60% 90% (Endo/Perio) 80% (Endo/Perio) Major Paid At 50% (Endo/Perio) 40% (Endo/Perio) 50% Wait Period for Major None Ortho Copay - Child Not Covered Not covered Ortho Copay - Adult Ortho Lifetime Max N/A

Vast Convenient Networks With such a large network, clients will never be far from a MetLife dentist. MetLife’s DHMO: Offers over 9,416 participating California Access points MetLife’s PPO Preferred Dentist Program (PDP): Offers over 278,403 participating access points, and over 66,680 specialists

Ruark Study: Effective Discounts Ruark Results $ MetLife PPO network discounts higher than competitor average nationally MetLife PPO utilization rates also higher than competitor average nationally MetLife savings outside PPO network lower than competitor average nationally

MetLife Block Renewal Block renewal feature available with CoPower plans in Q1 2017. Leverage economies of scale with greater rate stability. Groups will not be individually rated. We heard you! To maintain flexibility in renewal dates, 12/1 automatic block renewal has been removed. All plans sold will renew at the Plan Anniversary.

QUARTERLY DENTAL ADVANTAGE PROGRAM When you sell FIVE Dental cases that have: 50-99 eligible lives At least 25 or more enrolled lives in the Dental product Effective dates that fall within the 4th quarter of 2016: 10/01/16 through 12/31/16 effective dates qualify for 4th quarter compensation You have the opportunity to earn additional compensation during 3rd and 4th quarter on qualifying cases as follows: 1.5% commission on the annualized premium for all coverages sold with the qualifying dental plan, retro-active to the first case sold with an effective date in that quarter Quarterly Dental Advantage compensation is a onetime payment in addition to all other MetLife broker compensation programs for which you may qualify

Questions? Our Speakers Andy Lentz Specialty Market GA/TPA Account Executive Regional & Small Business Solutions, Western & Southern Regions Direct: 425-698-6915 Mobile: 206-499-7883 andy.lentz@metlife.com Pratibha Patel Business Development Senior Manager, CoPower Direct:  (650) 931-1717  CoPower Toll Free (888) 920-2322 ppatel@copower.com Exclusively distributed by LISI A Premier General Agency in California. For sales, contact LISI at: 866.570.5474 www.lisibroker.com CoPower T: 888.920.2322 E: sales@copower.com www.copower.com