1. Brokers National The Brokers Choice for Client Satisfaction

2. Corporate Philosophy To build a dynamic and strong Company that will provide protection for our customers, increased opportunity for our agents and employees and growth for our shareholders.

3. Broker Incentives Dental/Vision/AD&D Benefits Membership Bonus Program –Based on production you can qualify for up to a $150 reimbursement for professional association dues.

4. Our Products Dental – voluntary and employer paid Vision – voluntary and non- voluntary

5. Edge A Plus Guaranteed issue Completely voluntary Minimum enrollment of only 3 full-time employees Highest benefit plan Can be customized for quote requests

6. Edge B Plus Guaranteed issue Completely voluntary Minimum enrollment of only 3 full-time employees Medium-level benefit plan

7. Basic Plus Guaranteed issue Completely voluntary Minimum enrollment of only 3 full-time employees Lowest level benefit plan

8. Immediate Edge BNL’s newest group dental offering Immediate coverage, no waiting periods for covered procedures, including ortho Completely voluntary Minimum enrollment of only 3 full-time employees

9. Unique Edge Guaranteed issue Minimum enrollment of only 3 full-time employees Payroll deductible Two plans, A & B available – both can be offered either with or without orthodontia on a group basis

10. Takeover Available on both voluntary and employer paid plans Requires a customized quote from BNL.

11. Individual Dental Choose any dentist Can be issued to individual if group falls below participation levels

12. Vision Plans Offered through VSP Uses a network of VSP doctors – clients can elect to go out of network. Guaranteed issue No waiting periods

13. Insured Vision Plan May be combined with dental into one convenient package. May be sold as stand alone with a minimum of 10 enrollees and minimum 75% participation of total eligible employees.

14. Voluntary Vision Plan Only three enrollees required 12-month lens benefit Two year rate guarantee

15. Supplies Call 1-800-798-1125, ext. 1510 Order from ‘Supply Request Form’ on website, www.bnlac.com Download and print from website

16. Website – www.bnlac.com

17. Brokers Login

18. Brokers page

19. Supply Map

20. List of approved materials

21. Online forms Request a quote Request supplies You can also enroll your group online!

22. Contact us 1-800-798-1125 E-mail: brokerschoice@bnlac.com www.bnlac.com