1. Since 1925

3. What is IMPS?  Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones. It is also being extended through other channels such as ATM, Internet Banking, etc. What is MMID?  Mobile Money Identification Number (MMID) is a seven digit number of which the first four digits are the unique identification number of the bank offering IMPS.

4. Since 1925 What beneficiary details the customer requires to effect an IMPS remittance from Person to Person? Following beneficiary details are required : a. MMID of the beneficiary, b. Mobile number of the beneficiary c. Name of the beneficiary What beneficiary details the customer requires to effect an IMPS remittance from Person to Account? Following beneficiary details are required : a. Account Number of the beneficiary b. IFS Code of the beneficiary bank c. Name of the beneficiary

5. Transaction flow REMITTER BENEFICIARY BANK NFS DATA CENTER REMITTING BANK 1 2 3 4 689 5 7 Bank Switch National Financial Switch BENEFICIARY Core Banking System Since 1925

6. Benefits  Instant interbank fund transfers  First of its kind  Transact 24 X 7 X 365  Simple and easy to use  Time and cost saving  Safe, secure and state-of-art technology  Immediate Confirmation Since 1925

7. Home screen - Mobile APP Since 1925 www.adcbank.coopib.mb@adcbank.coop Once the LOGIN is successful the screen will appear as shown in the same slide. Following MENU appears on the APP screen: 1) Enquiry 2) Transaction 3) Miscellaneous 4) Settings 5) Services 6) IMPS 7) Exit

8. IMPS MENU Screen Since 1925 www.adcbank.coop ib.mb@adcbank.coop One can generate the MMID, cancel the MMID, can transfer fund to mobile number, can transfer the fund to other account, can also make inquiry for the fund transfer.

9. Generate/Retrieve MMID Since 1925 www.adcbank.coop ib.mb@adcbank.coop Click on “Generate/Retrieve MMID” If the MMID was not generated before, than a new MMID would get generated automatically. And if the MMID was generated before, than MMID would be retrieved from the system and would get displayed on the screen.

10. Retrieve MMID Since 1925 www.adcbank.coop ib.mb@adcbank.coop MMID is of 7 digit. Presently all the ADC account holder will have the same MMID i.e 8395013

11. Cancel MMID Since 1925 www.adcbank.coop ib.mb@adcbank.coop To cancel the MMID, Click on “Cancel MMID” Simply enter 4 digit MPIN and click on PROCEED

12. Fund transfer to Mobile Number Since 1925 www.adcbank.coop ib.mb@adcbank.coop To make the FUND Transfer using Mobile Number, Click on Fund Transfer to Mobile number Menu. Enter the details like: Beneficiary MMID Beneficiary Account number Beneficiary Mobile number Amount to transfer Description 4 digit MPIN Than click on “PROCEED”

13. Fund transfer to Mobile Number Since 1925 www.adcbank.coop ib.mb@adcbank.coop Click on “YES” after confirming the details of IMPS. OTP would get generated on the registered mobile number. Enter the OTP and click on “PROCEED” to complete the IMPS transaction.

14. Fund transfer to Account Number Since 1925 www.adcbank.coop ib.mb@adcbank.coop Testing phase of Fund Transfer to Account Number is in process. The short term for the same is P2A.

15. IMPS Fund transfer Enquiry Since 1925 www.adcbank.coop ib.mb@adcbank.coop One can make the Enquiry for the past transaction using the RR No. and MPIN. Complete details will be displayed for the transaction.

16. www.adcbank.coop Ib.mb@adcbank.coop Since 1925