1. New Employee Orientation Contingent II Employees Presented by : The Office of Human Resources July 2013 The information contained in this presentation is a summary of general benefits available to active employees of University of Maryland University College. Wherever conflicts occur between the contents of this presentation and the policies, contracts, rules, regulations, or laws governing the administration of the various programs, the terms set forth in the various policies, program contracts, rules, regulations, or laws shall prevail. 1

2. Lisa Schnieder – Acting Manager, Total Rewards Clare Murray – Total Rewards Specialist Morvena Bourne – Total Rewards Associate Email Address - benefits@umuc.edubenefits@umuc.edu Office of Human Resources, Administration Building, 2 nd floor, 3501 University Blvd., East, Adelphi, MD 20783 Office of Human Resources, Administration Building, 2 nd floor, 3501 University Blvd., East, Adelphi, MD 20783 Phone: 301-985-7990 Fax: 301-985-7951 OHR Benefits Information 2

3. Direct Deposit Mandatory for all state employees May directly deposit funds into any regular checking account at one banking institution Eligible for membership with the State Employee’s Credit Union (SECU) - www.secumd.org (May set up a payroll deduction to have funds transferred to SECU account. Only instance where you can have funds going to more than one banking institution.) If you have any questions regarding Direct Deposit contact myhr@umuc.edu or call 301-985-7990. (Please allow approximately two (2) pay periods for processing.) 3

4. Leave Accruals: Based on full-time status of 40 hours per week (prorated for less than 40 hours per week) You can only carry over up to 50 days (400 hours maximum) of unused annual leave to the next calendar year There is no limit to the amount of sick leave that may be accrued Non-exempt regular status employees have a six month probationary period, but does not affect ability to use annual leave Exempt regular status employees have a one year probation period, but it does not affect the ability to use leave *15 Holidays during an election year. 4 ExemptNon-Exempt Per PayAnnualized Days/ (Hours accrued per pay period) Annualized Days/ (Hours accrued per pay period) Sick Leave15 / (4.62) Annual Leave22 / (6.77)11 / (3.38) Personal Leave 3 / (24 hours granted each year) Holidays*14 days annually

5. Tuition Remission Contingent II Employees receive up to eight (8) credits per semester @ UMUC or UMCP; Pro-rated for.50 -.90 FTE’s Semesters include Spring, Summer and Fall Spouses/ Dependents of Contingent II employees are not eligible for Tuition Remission Tuition is not subject to taxation for employees enrolled in graduate-level coursework, with the exception of any amounts exceeding $5,250 per calendar year. For spouses and dependents taking graduate-level coursework, the employee is subject to taxation for the entire amount. If you exceed the IRS taxable limit, or your spouse or dependent takes graduate courses, you will be responsible for any applicable taxes. 5

6. Spouse/Dependent Scholarship UMUC is offering limited scholarships to help cover the cost of one undergraduate or graduate-level coursework per semester for spouses and dependent children of eligible employees; based on fund availability Non-exempt and Exempt No waiting period Visit the following link to obtain the necessary forms and additional information: http://www.umuc.edu/students/aid/scholarships/otherscholarships /upload/UMUC_Scholarship_092408.pdf http://www.umuc.edu/students/aid/scholarships/otherscholarships /upload/UMUC_Scholarship_092408.pdf 6

7. Retirement Supplemental Retirement Annuity (SRA) All employees eligible to enroll at any time Employee contributes specified dollar amount per pay period Variety of Pre-tax and Post-tax savings programs Employee selects a vendor and manages how funds are invested Vendors include: TIAA-Cref www.tiaa-cref.orgwww.tiaa-cref.org Fidelity Investmentswww.fidelity.comwww.fidelity.com Maryland Supplemental Retirement Planswww.msrp.state.md.uswww.msrp.state.md.us Plans include 401(k), 403(b), 457(b) = Pretax and a selection of post-tax Roth plans Visit the following link to obtain additional information: http://www.umuc.edu/visitors/careers/neo/upload/Supplement alRetirementPlans.pdf http://www.umuc.edu/visitors/careers/neo/upload/Supplement alRetirementPlans.pdf 7

8. Health Benefits Enrollment Benefits Enrollment Time Limit (Health, Dental, Prescription, Life, AD&D) You have 60 days from your hire date to enroll in benefits Eligible as of your hire date Effective dates either the 1st or 16th of the month *Forms can be sent via inter-office mail to the Total Rewards Unit at the Administration Building, 2nd floor. 8

9. Eligible Dependents In addition to an Affidavit for Dependent Eligibility form, verifying documentation must be submitted for each dependent you wish to enroll, and as such, coverage is contingent upon receipt of that documentation. Coverage may be terminated and claims payment denied if documentation is not received by standard UMUC deadlines. Dependents eligible for coverage include: Spouse: Opposite Sex/Same Sex Children: biological, adopted and/or step-child under age 26 Grand-child under age 26 who reside in your home* Step-grandchild or other dependent child relatives under age 26 who reside in your home* Legal ward, Testamentary, or Court appointed guardian under age 26 who reside in your home* Child with mental or physical incapacity over age 26 incapable of self-support due to mental or physical incapacity incurred prior to age 26 Medical Child Support Order NOTE: For full list of acceptable verifying documentation, please review the State of MD Benefits Guide section on Required Documentation for Dependents * Please refer to the “July 2013-December 2013 Premium Rates” document at www.dbm.maryland.gov/benefits for important tax information when covering these dependents who are age 25 and not disabled. 9

10. Health Benefits Payment Contingent II employees receive a stipend of $3,186 (when annualized) paid bi-weekly pay to assist with the purchase of health benefits and are eligible to enroll in state offered health benefits under the Direct Pay Program Direct Pay Program Enrollees: Pay the full cost of a selected benefit (i.e. unsubsidized) under the “Direct Pay” rates Are not eligible to pay benefit premiums via automatic payroll deduction Will have a coupon booklet mailed to their address of record from the MD State Employee Benefits Division (EBD) Are responsible for mailing premium payments each month directly to EBD to maintain elected benefits 10

11. Health Benefits 11

12. Health Benefits All medical plans include vision benefits Mental health and substance abuse coverage PPO and POS plan members managed by APS Healthcare Inc. EPO plan members managed by health plan vendor 12

13. Prescription Benefits Express Scripts (www.express-scripts.com)www.express-scripts.com Separate from Medical Insurance Covers cost of approved prescription drugs subject to nominal co-pays Pharmacy Co-Pays (up to 45-day supply) $10.00 Generic Drugs $25.00 Preferred Brand Name Drugs $40.00 Non-Preferred Brand Name Drugs Home Delivery Co-Pays (46- to 90-day supply) $20.00 Generic Drugs $50.00 Preferred Brand Name Drugs $80.00 Non-Preferred Brand Name Drugs 13

14. Dental Benefits 14

15. Life Insurance Unum Term Life Insurance Minimum Policy $10,000; Maximum policy 6x annual salary or $750,000 Coverage in increments of $10,000 $50,000 coverage no medical review required Enroll anytime with medical review Dependent Life - $10,000 increments, up to 100% employee amount or $150,000, up to $20,000 without medical review Portable Accelerated benefit – 50% to $750,000 Survivor support financial counseling services Designation of beneficiary form required Minnesota Life Insurance Company Term Life Insurance Minimum policy $10,000; Maximum policy $300,000 Coverage in increments of $10,000 Up to $50,000 guaranteed if elected within 60 days of start date Amounts over $50,000 will require completion of Evidence of Insurability (EOI) Dependent Life – $5,000 increments, up to 50% of employees coverage, max. $150,000 Amounts over $25,000 for spouse/dependent require EOI Portable Accelerated benefit – up to 100% of the face value Designation of beneficiary form required 15

16. Accidental Death/Dismemberment & Long Term Disability Accidental Death/Dismemberment AD & D Administered through Minnesota Life Insurance Company Provides a benefit in the event of accidental death or dismemberment for employee and/or family Available in increments of $100,000, $200,000 or $300,000 Must complete a designation of beneficiary form No Evidence of Insurability required Long Term Disability Administered through Unum An Income Protection Program Maximum Income Benefit equal to 60% of employee’s salary up to $8,000 per month Must choose 90 or 365 day elimination period 16

17. Long Term Care Administered through Prudential Insurance that covers expenses of care received either at home or in a facility when assistance with activities of daily living is needed Available to the employee and spouse, parents, siblings, adult, children, in-laws and grandparents To enroll visit their website at http://www.prudential.com/gltcweb/maryland http://www.prudential.com/gltcweb/maryland (Group Name: maryland, Password: marylandltc) 17

18. Benefits Election Changes The State of Maryland Employee Benefits Division (EBD) offers an Open Enrollment period for benefit election changes. Open Enrollment: Is a limited window of time for employees to: o make changes to current benefit elections o enroll for the first time if coverage was previously declined o cancel current coverage Typically occurs on an annual basis, with dates determined by EBD Announced through multiple channels by UMUC Total Rewards and typically includes a Benefits Fair Will not change or discontinue an employee’s existing elections If no action is taken by an employee during open enrollment, their current benefit elections will continue as elected; however: o Exception: Employees must re-enroll in Flexible Spending Accounts (FSA) each Open Enrollment period to continue FSA contributions 18

19. Qualifying Status Changes Outside of Open Enrollment, the only other time benefit election changes are permitted after initial hire/transition into a benefit eligible position are for certain qualified status changes. A change in status allows for limited changes to health coverage. These qualified changes include but are not limited to: birth/adoption, marriage/divorce, loss of coverage for self, spouse or dependent, etc. o Example: If you decline to enroll yourself, a spouse or dependent because of other coverage, you may be able to enroll in the future if you, a spouse, or dependent lose that other coverage. Enrollment forms with supporting documentation must be submitted within 60 days of the qualifying change Refer to the State of Maryland Benefits Guide for additional detail on qualifying status changes and the supporting documentation required When possible, it is strongly recommended you email benefits@umuc.edu in advance of or immediately upon a qualifying status to ensure a seamless transitionbenefits@umuc.edu 19

20. Weather and Emergency Updates To get weather and emergency updates for all UMUC locations, please visit the UMUC Weather page (http://www.umuc.edu/weather/index.cfm)http://www.umuc.edu/weather/index.cfm or call 301-985-SNOW. Sign up for MyAlerts (https://alert.umuc.edu/).https://alert.umuc.edu/ UMUC MyAlerts will send notifications of emergency and weather-related closings to your cell phone, e-mail and more. 20

21. Contact Information Direct Deposit, W-4, Tuition Remission, Name/Address Changes, and general HR questions HR Service Center – 301-985-7990 myhr@umuc.edu Payroll, Timesheet, and Leave Payroll Department ucpayroll@umuc.edu Health and Retirement Benefits Department benefits@umuc.edu Employment Verifications Visit www.theworknumber.com or call 800-367- 2884; UMUC’s employer code 14819www.theworknumber.com Security240-684-2911 Technical Support, PeopleSoft, Email Help Desk - 301-985-7400 Email servicedesk@umuc.eduservicedesk@umuc.edu Visit support.umuc.edu 21