1. MANDATORY BENEFITS OPEN ENROLLMENT PERIOD FOR FY 2015-16 WHEN: (8 A.M.) TUES. APRIL 14 - (10:59 P.M.) THURS. MAY 14, 2015 SUPPLEMENTAL PROGRAM EXTENDS THROUGH MAY 21, 2015 WHERE: BENEFITSOLVER.COM

2. OPEN ENROLLMENT VIDEO FY 2015-16 Open Enrollment Video

3. MANDATORY PARTICIPATION: YOUR CHOICES Re-enroll in your current plan Enroll in a new plan Waive coverage Add or drop covered dependents Sign up (or re-enroll) for a Flexible Spending Account Get optional long term disability insurance without having to provide evidence of insurability (EOI) Discontinue State of Colorado coverage

4. WHAT DO I HAVE TO LOSE BY NOT PARTICIPATING? If you are do not enroll in State of Colorado benefits, you will be dropped and you will not have coverage in FY 2015-16 (July 1, 2015 – June, 30, 2016). Flexible spending accounts—If you opened a FSA accounts during Open Enrolment for FY 2014-15, you must re-enroll in each account to reactivate them. After May 14, 2015, you can’t make any changes to your benefits until next year.

5. FY 2015-16 EMPLOYEE BENEFITS GUIDE HTTPS://WWW.COLORADO.GOV/PACIFIC/SITES/DEFAULT/FILES/FY%20201 5-16%20EMPLOYEE%20BENEFITS%20GUIDE.PDF

6. WHAT'S CHANGING FY 2015-16 OPEN ENROLLMENT What’s not changing 2015-16? Medical providers Medical Copays Vision Plans Dental provider Dental plans Optional Life Insurance What’s Changing in 2015-16? Medical Deductibles Medical Coinsurance and Out of Pocket Maximums Flexible Spending Accounts rollover provision is up to $500 New disability insurance provider is Unum

7. United HealthCare Medical and Vision Coverage United HealthCare Medical and Vision Coverage

9. MEDICAL RATES

10. DELTA DENTAL COVERAGE

11. 2015 BASIC PLAN

12. 2015 BASIC PLUS PLAN

13. DENTAL RATES

14. EMPLOYEE WELLNESS PROGRAM HTTPS://WWW.COLORADO.GOV/DHR/WELLNESS HTTPS://WWW.COLORADO.GOV/DHR/WELLNESS

15. HOW DOES IT WORK? 1. Complete a one-time health assessment = $10 per month credit The health assessment is a survey offered by your chosen insurance provider (United Healthcare). You must complete the health assessment in order to earn any premium credits offered through the program. 2. Earn 400 CaféWell Coins per month = $10 per month credit, with chances to win monthly prizes Complete CaféWell goals, start discussions, invite friends or simply complete your profile to earn coins and save another $10 per month. See complete list of awards.See complete list of awards. Register today on CafeWell!

16. FLEXIBLE SPENDING ACCOUNTS (MUST RE-ENROLL) Flexible Spending Accounts (FSAs) allow you to set aside pre-tax dollars to pay for out-of-pocket healthcare or dependent day care expenses. 1. 1. Dependent Care FSA 2. 2. Health Care FSA A. General Purpose Healthcare FSA – Reimbursed for eligible medical, dental and vision expenses. B. Limited Purpose Healthcare FSA – Reimbursed for ONLY dental and vision expenses.

17. FSA CARRYOVER PROVISION You will be allowed to carryover up to $500 of unused healthcare FSA funds from the FY 2014-15 plan year to the FY 2015-16 plan year. The Carryover Provision will apply to both the General Purpose and Limited Purpose Healthcare FSA options. Unused healthcare funds in excess of $500 will be forfeited. Administered by ASIFlex - 1.800.659.3035 / www.asiflex.com / Email: asi@asiflex.comwww.asiflex.comasi@asiflex.com

18. MINNESOTA LIFE INSURANCE BASIC COVERAGE One times annual base regular pay, rounded to next higher $1,000 if not already a multiple thereof (minimum of $50,000 and maximum of $150,000) One times annual base regular pay, rounded to next higher $1,000 if not already a multiple thereof (minimum of $50,000 and maximum of $150,000) Basic Life automatically begins the first date of the month following date of hire. Basic Life automatically begins the first date of the month following date of hire.

19. MINNESOTA OPTIONAL LIFE COVERAGE Optional Life can be elected at any time during plan year. Optional Life can be elected at any time during plan year. Up to $100,000 employee optional coverage guaranteed within 31 days of date of hire or family status change. Up to $100,000 employee optional coverage guaranteed within 31 days of date of hire or family status change. Evidence of insurability required for other employee optional elections. Evidence of insurability required for other employee optional elections.

20. MINNESOTA OPTIONAL LIFE OPTIONAL SPOUSE AND CHILD LIFE COVERAGE Spouse= common law, civil union partner and same-gender domestic partner Spouse= common law, civil union partner and same-gender domestic partner Spouse optional coverage can be elected at any time during plan year. Spouse optional coverage can be elected at any time during plan year. Up to $30,000 spouse optional coverage guaranteed within 31 days of initial eligibility or family status change. Up to $30,000 spouse optional coverage guaranteed within 31 days of initial eligibility or family status change. Child optional coverage can only be elected at initial eligibility, family status change, and annual enrollment. Child optional coverage can only be elected at initial eligibility, family status change, and annual enrollment. Up to $10,000 guaranteed. Up to $10,000 guaranteed.

21. MINNESOTA LIFE - OTHER SERVICES Legal, Financial And Grief – Unlimited telephonic guidance and consultation with professionals in your area. Legal, Financial And Grief – Unlimited telephonic guidance and consultation with professionals in your area. Travel Assistance – Available 24/7/365 for personal or business travel when 100+ miles from home. Travel Assistance – Available 24/7/365 for personal or business travel when 100+ miles from home. Legacy Planning – end of life planning, final arrangements. Legacy Planning – end of life planning, final arrangements. Beneficiary Financial Counseling – Access to a financial counseling website or consultations Beneficiary Financial Counseling – Access to a financial counseling website or consultations

22. UNUM SHORT TERM & LONG TERM DISABILITY Provides an income stream to help employees pay their bills when they are disabled due to a covered illness, injury or childbirth. Provides an income stream to help employees pay their bills when they are disabled due to a covered illness, injury or childbirth. STD – Pays you a % of your salary if you get sick or hurt and unable to work. No Cost to employees. ASU pays full amount. No Cost to employees. ASU pays full amount. Coverage effective 1 st day of month after date of hire if actively at work. Coverage effective 1 st day of month after date of hire if actively at work.

23. UNUM LONG TERM DISABILITY Voluntary plan, 100% employee paid Voluntary plan, 100% employee paid Pays 60% of your monthly earnings to a maximum of $10,000 per month after STD benefits end. Pays 60% of your monthly earnings to a maximum of $10,000 per month after STD benefits end. NEW – Guaranteed Issue – This open enrollment and for all new employees when initially eligible – NO medical questions if employees enroll now. NEW – Guaranteed Issue – This open enrollment and for all new employees when initially eligible – NO medical questions if employees enroll now.

24. UNUM LONG TERM DISABILITY RATES $__________________ X $_______________ = $ _________________ $__________________ X $_______________ = $ _________________ Monthly income Your Rate Monthly Cost Monthly income Your Rate Monthly Cost Age Rate per $1 Covered Payroll Age Rate per $1 Covered Payroll < 350.001255-590.0055 35-390.001460-640.0076 40-440.001865-690.0083 45-490.002470 +0.0101 50-540.0037 PERA Vested Employees PERA NON-Vested Employees Age Rate per $1 Covered Payroll Age Rate per $1 Covered Payroll < 350.003555-590.0165 35-390.004260-640.0243 40-440.005265-690.0249 45-490.007370 +0.0302 50-540.0111

25. HOW TO SIGN UP OR WAIVE BENEFITS Visit www.benefitsolver.com and login by entering your user name and password. If you are a first-time user, click on ‘Register’ to set up a user name and password. Visit www.benefitsolver.com and login by entering your user name and password. If you are a first-time user, click on ‘Register’ to set up a user name and password.www.benefitsolver.com Our company code is ‘soc’ (note: it’s case sensitive) Our company code is ‘soc’ (note: it’s case sensitive) Forgot your password: Forgot your password: Visit www.benefitsolver.com and click on the ‘Forgot you password?’ link. Then follow the instructions. Visit www.benefitsolver.com and click on the ‘Forgot you password?’ link. Then follow the instructions.www.benefitsolver.com

26. WEBSITES ASU HR ASU HR http://www.adams.edu/administration/hr/new.php http://www.adams.edu/administration/hr/new.php http://www.adams.edu/administration/hr/new.php State of Colorado Open Enrollment website State of Colorado Open Enrollment website https://www.colorado.gov/pacific/dhr/2015oe https://www.colorado.gov/pacific/dhr/2015oe https://www.colorado.gov/pacific/dhr/2015oe Benefit Solvers Benefit Solvers https://www.benefitsolver.com/benefits/BenefitSolverView https://www.benefitsolver.com/benefits/BenefitSolverView https://www.benefitsolver.com/benefits/BenefitSolverView

27. THINGS TO REMEMBER Mandatory Participation- You must participate! (even if you are waiving coverage) Mandatory Participation- You must participate! (even if you are waiving coverage) RE-enroll or enroll in a FSA RE-enroll or enroll in a FSA COmmitt to being educated benefits consumers COmmitt to being educated benefits consumers Questions: shannon_heersink@adams.edu or 719-587-7938 Questions: shannon_heersink@adams.edu or 719-587-7938shannon_heersink@adams.edu

28. SCHOOL OF BUSINESS COMPUTER LAB ROOM 129 SunMonTueWedThuFriSat April 12April 13April 14 April 15 11:00-12:00 April 16 2:00-3:00pm April 17April 18 April 19April 20April 21 April 22 11:00-12:00 April 23 2:00-3:00pm April 24April 25 April 26April 27April 28 April 29 11:00-12:00 April 30 2:00-3:00pm May 1May 2 May 3May 4May 5 May 6 11:00-12:00 May 7 2:00-3:00pm May 8May 9