1. iGO e-App Electronic Application iGO e-App TM Electronic Application iGO! Get ready, get set…iGO!

2. Objectives Benefits of iGO e-App TM Availability Functionality Additional Training Opportunities

3. Benefits of iGO e - App TM Provided through a partnership with iPipeline TM, a leading provider of on-demand software for the insurance and financial service industry Walks agents through the application process and helps to ensure that all questions are answered Utilizes intelligent wizard screens –Includes required and optional fields –Validation and business rules Ensures agents are always using the right forms

4. Benefits of iGO e-App TM Offers the ability to complete, view and/or print state- filed forms at any time Reduces office staff “application scrubbing time” and accelerates underwriting/policy issuance Allows agents to choose their method of signature collection: wet signature or e-signature GREENProvides a GREEN experience for producers, consumers and carriers

5. Available on iGO e-App TM … Term Life AnswersTerm Life Answers will be available soon in approved states –Future products to be added will be announced as available Approved States (as of 12/11/2009) AlaskaIndianaNorth CarolinaSouth Dakota AlabamaKansasNorth CarolinaTennessee ArkansasKentuckyNorth DakotaTexas ArizonaLouisianaNebraskaUtah ColoradoMassachusettsNew HampshireVirginia Dist. of ColumbiaMarylandMinnesotaVermont DelawareMaineOhioWashington GeorgiaMichiganOklahomaWisconsin HawaiiMinnesotaPennsylvaniaWest Virginia IdahoMissouriRhode IslandWyoming IowaMississippiSouth Carolina

6. How to Access Sales Professional Access BGA Web sites

7. Options Direct to Electronic Form Via Quote Engine Direct to Electronic Application Via Quote Engine Integration

8. Quote Engine

9. Quote Engine (cont’d) Term Life Answers Quotes to iGO e-App TM

10. Ability to compare life quotes Quote Engine (cont’d)

11. App Workflow Agent/Client Complete Application United of Omaha Life UW Dept. Electronic to BGA for Review (Go/No Go) Mail or Fax Application To BGA for Review Blair Client/Agent e-Sign Process

12. Client Screen Saved/In-Progress Applications Create New Client/Application

13. Required Fields Required/Non-required Fields

14. Rules Product and Underwriting Rules

15. Data Screens Data Gathering Screens

16. Dynamic Forms Additional forms added based on responses to trigger questions 

17. “in Good Order” Complete applications

18. Signature Options Wet Signature or e-Signature

19. Signature Process Flow Print and Wet Sign Policyowner(s) Policy Insured Agent Signature BGA Go/No Go Define all Signing Parties e-Signature Collection Approved Lock Application e-Signature Process Paper App United of Omaha Electronic Submission E-mail to Acknowledge Receipt of App.

20. e-Signature Process Applicant receives an e-mail

21. Client Consent e-Signature Process (cont’d)

22. Applicant reviews the application e-Signature Process (cont’d)

23. Applicant signs the application

24. e-Signature Process (cont’d) Applicant has an option to view an e-Signed copy of the application, and can save a copy

25. e-Signature Process (cont’d) End of client involvement on application Sent to Agent for e-Sign “Go/No Go” process or submit to Carrier

26. Training and Support Visit iPipeline’s iGO Training and Support Center available at http://training.ipipeline.com http://training.ipipeline.com Weekly Web training also offered by iPipeline TM Contact Mutual of Omaha Sales Support at (800) 693-6083 or sales.support@mutualofomaha.com sales.support@mutualofomaha.com

27. Questions?