1. Housing Conditions of Recent Immigrants in the Ottawa-Gatineau Region CHRA Congress 2013 Richard Gabay Policy and Research Division Canada Mortgage and Housing Corporation May 2013

2. CANADA MORTGAGE AND HOUSING CORPORATION2 Source region of recent immigrants, Ottawa-Gatineau and Ontario, 2006 Source: CMHC, adapted from Statistics Canada (Census of Canada) Proportion of recent immigrants born in each region (%)

3. Median after-tax incomes, immigrant and non-immigrant households, Ottawa-Gatineau, 2005 Households by type of maintainer and period of immigration Year of landing describes the year in which the primary household maintainer landed in Canada. “Recent” refers to maintainers who landed in Canada from January 1, 2001 through May 16, 2006. Source: CMHC, adapted from Statistics Canada (Census of Canada) Median after-tax household income (dollars) 3CANADA MORTGAGE AND HOUSING CORPORATION

4. Homeownership rates, immigrant and non-immigrant households, Ottawa-Gatineau, 2006 Households by type of maintainer and period of immigration Year of landing describes the year in which the primary household maintainer landed in Canada. “Recent” refers to maintainers who landed in Canada from January 1, 2001 through May 16, 2006. Source: CMHC, adapted from Statistics Canada (Census of Canada) Owners as a % of all households in group 4CANADA MORTGAGE AND HOUSING CORPORATION

5. Rate of crowding, immigrant and non-immigrant households, Ottawa-Gatineau, 2006 Households by type of maintainer and period of immigration Year of landing describes the year in which the primary household maintainer landed in Canada. “Recent” refers to maintainers who landed in Canada from January 1, 2001 through May 16, 2006. Source: CMHC, adapted from Statistics Canada (Census of Canada) Crowded households as a % of all households in group 5CANADA MORTGAGE AND HOUSING CORPORATION

6. Shelter cost-to-income ratio, immigrant and non-immigrant households, Ottawa-Gatineau, 2006 Households by type of maintainer and period of immigration Exclude farm, band, and reserve households; households with incomes of zero or less; and households with STIRs of 100% or more. Year of landing describes the year in which the primary household maintainer landed in Canada. “Recent” refers to maintainers who landed in Canada from January 1, 2001 through May 16, 2006. Source: CMHC, adapted from Statistics Canada (Census of Canada) Average shelter-cost-to-income (STIR) ratio by group (%) 6CANADA MORTGAGE AND HOUSING CORPORATION

7. Core housing need, immigrant and non-immigrant households, Ottawa-Gatineau, 2006 Households by type of maintainer and period of immigration % of households in core housing need Excludes farm, band, and reserve households; households with incomes of zero or less; and households with STIRs of 100% or more. Year of landing describes the year in which the primary household maintainer landed in Canada. “Recent” refers to maintainers who landed in Canada from January 1, 2001 through May 16, 2006. Source: CMHC, adapted from Statistics Canada (Census of Canada) 7CANADA MORTGAGE AND HOUSING CORPORATION

8. Core housing need, immigrant and non-immigrant households, Ontario urban areas *, 2002-2007 * Urban areas include Census Metropolitan Areas (CMAs) and Census Agglomerations (CAs). Source: CMHC, adapted from Statistics Canada (Survey of Labour and Income Dynamics) 8CANADA MORTGAGE AND HOUSING CORPORATION % of households in core housing need

9. Persistence of core housing need, immigrant and non-immigrant individuals, Ontario urban areas, 2005-2007 Individuals ‘Occasionally in need‘ were in core housing need for 1 or 2 years; those ‘Persistently in need’ were in core housing need for all three years, 2005-2007. Source: CMHC, adapted from Statistics Canada (Survey of Labour and Income Dynamics) 9CANADA MORTGAGE AND HOUSING CORPORATION Households by core housing need status (%)

10. CANADA MORTGAGE AND HOUSING CORPORATION10 Considerations  Newcomers generally experience more challenging housing conditions – housing outcomes typically improve the longer immigrants remain in the region – but some face persistently challenging housing conditions  Differences between recent and other immigrants are partly age- related – recent immigrants are generally younger – younger people typically have lower savings and incomes and more affordability challenges  Immigrants are not homogeneous – each generation is unique – each group faces different economic conditions upon arrival – immigrants from different parts of the world may have different housing preferences and outcomes – language, labour market, housing and other challenges will be different for different types and cohorts of immigrants

11. CMHC online tools—housing for newcomers CANADA MORTGAGE AND HOUSING CORPORATION11  Housing information in 8 languages – Renting/buying a home – Looking after your home – What is a credit report

12. CMHC online tools—housing for newcomers CANADA MORTGAGE AND HOUSING CORPORATION12