1. Kate Caithness OPERATIONS Open Meeting Sunday 6 th December 2009

2. © World Curling Federation2 | AgendaAAA Insurance & Risk Management New Employees

3. © World Curling Federation3 | Presentation IPC Sports Council Meetings Richard Tolley Senior Vice President of Marsh Based in UK 23 years experience in Risk Management and Insurance Includes; 5 Olympic / Paralympic Games Including Nagano 1998, Salt Lake 2002. Torino 2006 and forthcoming Vancouver 2010 2 Commonwealth Games 2 World Cups (Football & Rugby) Golf Tennis Sports Governing Bodies / International Federations Stadiums / Arenas Sports Teams & Events

4. © World Curling Federation4 | Risk Management Marsh – Worlds No1 Risk and Insurance Adviser* 26,000 employees in over 100 countries worldwide. Marsh is a unit of MMC (Marsh & McLennan Companies), a global professional services firm providing advice and solutions in the areas of risk, strategy and human capital. Marsh Specialist “Global Sport, Entertainment & Events Practice”

5. © World Curling Federation5 | Information Required Corporate Risk Register Structure Chart Articles of Association Financial Accounts Rules Handbook Details of Committees Number of full time staff Use of Volunteers Owned Assets Travel Patterns Technical Guidance Documents you produce List of key sponsors/patrons Claims Experience for each class of insurance Overview of how membership works Details of membership services you provide

6. © World Curling Federation6 | Why Bother with Risk Management To identify all significant risks facing an organisation that are both currently recognised and unforeseen To minimise the operational impact of any identified risk exposures To review and benchmark the effectiveness of all existing risk control mechanisms and procedures, including the provision of insurance Demonstrate best practice governance of the organisation to all external stakeholders Fully understand the risk profile of your organisation Establish the effectiveness of any existing risk control measures To begin the development of effective Emergency and Contingency response planning To control insurance costs To minimise unbudgeted costs

7. © World Curling Federation7 | Risk Management Trends Increasing scrutiny and focus on decisions and rulings made by Sports Governing Bodies Increasing awareness of general Liability issues –“where there is blame there is a claim”culture Increasing demand for “Compensation” Increasing value of the product –“athletes / competitors” Increasing demands on the Insurance Market to provide protection Increasing awareness of “Personal Liability”issuesIncreasing demand from Sponsors / Broadcasters / Spectators forbigger and better events – increases risk profile. Need to look to the Wider Risk Profile An estimate will be given which will be tailored to our needs

8. © World Curling Federation8 | New Employee MRO – Joanna Kelly 1st September Curling Development Officer – Applications will be available in the new year