1. We are a national alliance of agents working together to provide mortgage, final expense and retirement protection to our clients.

2. About Me
Insert Personal Information Here

3. Insert Insurance License Here
About Me
Insert Photo 1 Here
Insert Insurance License Here
Insert Photo 2 Here

4. Companies I Represent
Mutual of Omaha: is a Fortune 500 mutual insurance company founded in 1909 with over $14.9 billion in assets.
Also known as Transamerica: is a multinational company started in 1906 with over $31 billion in assets.
Foresters: is a 135 year old company with assets of over $6.2 billion.
Columbian Financial Group: is a reputable company established in 1882 that has over $1.3 billion in assets.
Baltimore Life: is a 130 year old insurance company with a billion in assets.

5. What If? What was your concern when you sent in this form?
If you died last week, what would you want me to do for your family this week?
Option 1
“Sorry, your spouse wanted to think about it and didn’t commit to the benefit.”
Or, “Sorry that last week you didn’t make a commitment to the ones that need you.”
Option 2
“Here is a tax free check to eliminate your monthly mortgage payment.”
When you sent this form in were you concerned about critical illness, accidents or paying bills?
Which benefits are most important to you?
What are the consequences of not taking care of this today?

6. What is Mortgage Protection?
Pays your mortgage off when you die
You choose your beneficiary
Portable – follows YOU, not your mortgage
Level death benefit/Level premium
Covers death due to illness or accident
Affordable options – Mortgage “Payment” Protection
Cover 12, 24, 36 months or more of mortgage payments
Buys time and could earn more equity in the home
Disability
Unable to work – pays your mortgage payment
Return of Premium
Pays ALL your premium back, tax free, if you are alive at the end of your term

7. What Happens Next
We will get brief information to determine which company is best for you and your family.
We will fill out the application form, sign it and send it in with the first month premium.
We will do everything we can to get you qualified.
Sound good?

8. A Little About You
Name _______________ Age ____ Name _______________ Age ____
Ht _______ Wt _______ Ht _______ Wt _______
Tobacco Use (Type) _____________ Tobacco Use (Type) _____________
Income ______________ Income ______________
Company _______________ Company _______________
How Long? _________ How Long? _________
Mortgage _________________________ Monthly Payment ______________
401K,CD’s, retirement accounts from previous companies ________________________________
Children (Name/Age) _________________________________________________________
Current Policies (Type/Face Amt) _______________________________________________
Medications (Name/Dosage/Reason) ____________________________________________
____________________________________________________________________________
Major Operations (Type/Date/Hospital Stay) ______________________________________
Criminal or Driving Record ______________________________________________________
Military Member (orders for deployment overseas) ____________________________________________________________________________
Citizenship ___________________________________________________________________

9. Your Quote
Option 1
Option 2
Option 3
Benefits
Monthly Payment

10. Emergency Response System
Agent NAA# ______________

11. Prescription Discount Card

12. Prescription Discount Card
Yes, I would like to utilize my right to sponsor individuals in the NAA Program
No, I do not wish to utilize my right to sponsor individuals in the NAA Program
Sign Here __________________

13. Safe Money Do you consider yourself a saver or an investor?
How has your retirement portfolio performed over the last few years?
Are you concerned that you will outlive your money?
How much of your current savings can you afford to lose?
Did you know there is a cash accumulation account with insurance companies that is guaranteed and offers up to 10% bonus on your principal deposit?

14. Final Questions
Do you feel good about taking care of your family today for ________ per month?
Anything you can think of that would prevent you from keeping this payment going?
I will call in a couple of days to answer any questions you might have.
I will personally meet with you to open up and review your policy with you when it is approved.
Any questions?

15. Final Questions
Do you know someone who may be interested in making an extra $500 a week helping families do what I just did for you?
My manager is hiring motivated, intelligent, people in this area, how can he contact them?

16. Agent Resources

17. This slide for Agent Use Only.
Carriers

20. This slide for Agent Use Only.