1. SBA LINC Demonstration US Small Business Administration

2. Borrower Receives Training Resources
LINC
Leveraging Information & Networks to access Capital
What is it?
An online referral tool to connect small business borrowers with nonprofit lenders from the Microloan, Community Advantage (CA) , & 504 Programs
Prospective borrowers complete an online questionnaire
What are the parameters for referrals?
Borrower’s county – Questionnaire responses are forwarded simultaneously to all of the LINC Lenders operating within a particular county
Who is Participating?
150 Lenders (and counting!)
Represent all 50 states, DC, & PR
Account for more than 60% of loans made in the Microloan, CA, and 504 Programs
Borrower Inquiry
Web Submission
Requires SBA.gov registration
Only one submission/day
Lender –
Opt In
Notification
Lenders have currently have 48 hours to Opt In or Opt Out;
Will change to 2 Business Days
Lender Receives Contact Info
Within 48 hrs of Borrower Inquiry
Borrower Receives Contact Info
Opt Out
Borrower Receives Training Resources

3. LINC

4. Borrower Questionnaire
1: Please check your that is associated with your SBA.gov account for a security code and enter it here. This will allow us to verify account ownership
2: Legal Business Name
3: Business Zip Code
4: Zip + 4
5: Contact First Name
6: Contact Last Name

5. Borrower Questionnaire
7: Contact Address
8: Confirm Contact Address
9: Contact Phone Number
10: How many years has the business been in existence?
11: How many employees does the business have?
12: What is the estimated annual revenue?
13: Is the Business a for-profit business?
14: What is the business type?
15: What is the total amount of financing that you are seeking?

6. Borrower Questionnaire
16: How will you use the money?
17: Is collateral available to support the loan?
18: Are you interested in receiving business advisory services (technical assistance)?
19: Do you have a written business plan?
20:Have you applied for a loan with another financial institution
21: Please provide a description of the current status of the business highlighting the reasons why you need financing.

7. Initial Lender Notification
Lenders receive an within one hour of a borrower inquiry
Lenders identify from which counties they would like to receive referrals
“Opt Out” of loans that exceed your programs’ maximum loan size or do not meet your use of proceeds tests

8. Lender Confirmation – Opt-In

9. Lender Receives Contact Information
Lenders will only receive borrower contact information if they Opt-In
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10. Borrower Receives Lender Contact Information

11. Lender Confirmation – Opt-out

12. “Unmatched” Borrowers - Training Resources

13. LINC: How to Sign Up LINC User Contacts How to Sign Up
Organizations may have more than 1 LINC Contact
Contacts can identify same or different counties
How to Sign Up
the following information:
The name, title, , and phone number for the person(s) that will receive LINC referrals
The counties for which you would like to receive referrals
Questions? Contact Jamie at (202) –

15. LINC
If interested in joining SBA LINC or making changes to your LINC account, please the following information:
The name, title, , and phone number for the person(s) that will receive LINC referrals
The counties for which you would like to receive referrals
Jamie Davenport
Chief, Community Advantage Division
Office of Economic Opportunity
(202)