1. Officer Opportunities in the Navy Reserve
Career Transition Office (CTO)

2. Leaving Active Duty? Consider the Navy Reserve!
A Minimal Time Commitment To The Navy Reserve Earns You:
A secure retirement pension
Medical benefits
Extra monthly income
Camaraderie, SGLI, paid travel and more….
Contact the CTO and discover the opportunities waiting for you!

3. Camaraderie, pride and patriotism
Benefits
2-year involuntary mobilization deferment.
Affiliation bonuses and critical wartime specialty pays
Reserve retirement benefits (after 20 qualifying years of service) and TSP eligibility
Full low-cost medical and dental coverage for you and your family
Network for jobs and business opportunities
GI-Bill transferability
Educational benefits (Navy College, DANTES, CLEP, Apprenticeship Program, Montgomery GI-Bill)
Life and long-term care insurance
Full MWR privileges (golf, gym, & theater)
Unlimited Navy Exchange & Commissary visits
Recall opportunities / Active Duty for Special Work (ADSW) / Full Time Support (FTS)
Space “A” availability for air travel
Camaraderie, pride and patriotism

4. Involuntary Mobilization Deferment
All Veteran personnel who affiliate SELRES within 6 months (183 days) of release from active duty qualify for a 2-year deferment from involuntary mobilization.
Those who join the SELRES 7 to 12 months after leaving active duty are eligible for a 1-year deferment. 4

5. Get a bonus for joining the SELRES!
Eligible officers/designators are entitled to an affiliation bonus in exchange for a 3-year SELRES commitment.
Refer to NAVADMIN 165/13 for more specifics.

6. MUST EARN 20 QUALIFYING YEARS COMBINED ACTIVE AND RESERVE
Need 50 minimum points to have a qualifying year based on your anniversary date. (Must earn 35 points annually + 15 gratuitous points).
Can obtain a maximum total of 130 inactive duty points per FY via drills and correspondence courses … equal to 4 months on AD!
Certain types of drills, e.g., funeral honors, will count in addition to the 130.
Estimate your retirement
You earn 15 points, gratuitous, if in the IRR or a SELRES. A good year consists of 50 points. So, you only need to earn 35 additional points in any given year.
Each day you spent on active duty you earned 1 retirement point. As a SELRES you earn 1 point for each drill (1 drill equals 4 hours). One month (or weekend) of drill will net you 4 retirement points. Each day of your Annual Training (AT) you earn 1 point (same as on active duty). If you take an ADSW you earn 1 point for each day (incidentally, if you take an ADSW you will receive an new DD214). There are a total of 48 drills in a year (4 drill periods per month).
As a SELRES, in a paid billet, you must do 40 of 48 possible drills and a 12 day AT. So, you will earn a minimum of 67 points as a SELRES (15 gratuitous plus 40 plus 12). If you do all 48 drill periods you will earn 75 points for the year. Congress has placed a maximum ceiling of 90 points for SELRES members.
To stay active in the Reserve you must get at least 27 points. This will not give you a good year toward retirement but you will avoid going S-2 status. 6

7. How Do I Earn Retirement Points?
1 day on active duty = 1 point.
1 drill period (4 hrs.) = 1 point. (Four in a weekend)
Each correspondence course has its own worth. Excellent way to earn points.
15 points a year for just being a Reservist.
Talk with a CTO TA to figure out your individual points and individualize your retirement calculator.
You can download your NEOPS report right at your laptop by logging on to:
This allows reservists to view and print their participation record in a secure environment, 24 hours a day, 7 days a week. This service is available to all selected reservists (unless on recall to active duty), IRR members, members on the temporary disabled retired list, retired reservists without pay and NRA's (reserve activities, air facilities, redcoms and PSD's).
Log on to the site and further directions are provided. 7

8. TRICARE Reserve Select
MEMBER ONLY
FAMILY
One Tier System
Monthly Premium $51.62
Annual deductible E4 & below: $50
Annual deductible E5 & above: $150
Prescription Drug Plan
One Tier System
Monthly Premium $195.81
Annual deductible E4 & below: $100
Annual deductible E5 & above: $300
Prescription Drug Plan
Monthly premium is low for family and member! Great for students, business owners and those that work in small companies. At a minimum this allows for options and much cheaper then COBRA if considering changing jobs! 8

9. Career Opportunities: Civilian & Military
Affiliation with the Navy Reserve can lead to additional civilian career opportunities:
Network with Naval Officers who already have successful civilian careers
“Built-in” wardroom of advocates/references who want you to succeed.
Establish your civilian career by taking advantage of a 2-year involuntary mobilization deferment
Volunteer for a mobilization when it fits your schedule
NAVADMIN 007/07: All Veteran Personnel who affiliate with the Navy Reserve within 6 months (183 days) of release from active duty qualify for a 2 year deferment from Involuntary Mobilization; affiliate with the Navy Reserve between 7 and 12 months ( days) of release from active duty and qualify for a 1 year deferment from Involuntary Mobilization (NAVADMIN 007/07)
Sailors can volunteer to perform a mobilization during their deferment period; however, it is strictly voluntary.

10. Post 911 GI-Bill Transferability
Servicemembers eligible for the Post-9/11 GI-Bill program will be able to transfer unused educational entitlement to their eligible dependents. The transferability option must be elected while actively serving (AD or SELRES) with no breaks in service.
You must fulfill your required 4-year obligation with NO breaks in service or you risk breaking your contract and subjecting yourself to penalties.
Post-9/11 GI-Bill NPC Site
NAVADMIN 203/09 GI-Bill Transferability
Transfer of Post-9/11 GI-Bill Benefits to Dependents

11. Education
The Navy is committed to helping you reach your educational goals.
Check out the Navy Reserve Education page for more details.

12. Reserve Pay
Each monthly drill = 4 hours or 1 point, and you typically earn 4 pts/month or 48 pts/anniversary year*.
Each annual drill = 1 point per day. You’ll earn at least 12 pts during your anniversary year.
2013 Pay Charts
*check your ARPR/ASOSH in Bupers Online for your anniversary date.

13. Civilian Pay vs. Reserve Pay (What you get for your time)
A Drilling LT (over 4 yrs on pay scale) 36 days per year = $10,233 annually ($35/hour), plus a retirement at age 60!
Justification: 36 days/yr from the below:
24 drill days (48 drills/1 weekend per month) + 12 days annual training=36 days/year to secure retirement pay and medical benefits for you and your spouse.
Assumption: LT comes off AD with 5 yrs
36 days x 15 years = 540 days which equates to 2.25 years of total work to earn your retirement and peace of mind for your family.
For 2.25 years of actual additional work, the officer is looking at almost 2 million dollars.
Est. 1.3 million dollars (if you draw on your pay for 20 years and are an O-5)
+ Est 280K of savings in medical premiums over a 20 yr period = 1.5 million retirement + intangible benefits! 13

14. How easy is it to find a unit and work with my schedule?
There are Navy Operational Support Centers (NOSCs) and Reserve units throughout the country.
If it is over 50 miles from your home, the Navy pays for berthing during your drill weekend.
Flex drills/rescheduled drills are also available. This allows the Reservist to perform duties on a schedule that meets the needs of the Navy and the Reservist.
Its more manageable then you think, and drilling sites are throughout the country not just in Norfolk and San Diego.

15. Navy Reserve Drill Sites

16. What kind of work is there?
Officers will be given leadership assignments much like AD and train with the supported command, alongside their AD counterparts:
Division Officer Tour
Department Head Tour
Command Tour (CO/XO)
Officers may work in their specialized designator using their specific warfare training, or they may fill a non-warfare specific job that allows a new experience and focus more on staff work, research, ground job experience, etc.

17. Work with the Career Transition Office
A CTO transition assistant will ensure a smooth transition to the SELRES.
A wealth of knowledge:
Local procedures
PSD liaison
Customize a retirement calculator based on your experience
Medical facilities liaison
Reserve Oath of Office management to ensure there is no break in service
Find the billet that is right for you. 17

18. Please contact the CTO at (901) 874-4192, DSN:
Information and Links
To learn more about the Navy Reserve
To learn more about the Career Transition Office
To learn more about the benefits of the Navy Reserve
To learn more about the 2-year involuntary mobilization deferment
To learn more about Reserve retirement
To create a personal retirement calculation (requires CaC access)
To learn more about TAMP
To learn more about TRICARE Reserve Select
To learn more about the Post 9/11 GI-Bill
To learn more about SGLI and long-term care insurance
To learn more about the MWR, Navy Exchange, and Commissary
Please contact the CTO at (901) , DSN:
or for more info.