1. USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS USABG EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 36 YEARS

2. Who is USA Benefits Group?
About the Company
USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.
Non-captive agents working for you, not the insurance company
25 years of Health and Life Insurance Specialization
A+ rating with the Better Business Bureau
Representing top-rated companies as determined by A.M. Best
About Your Agent
USA Benefits Group Eagle Division Manager since 2004
4000 Customers
16 Third Generation Families
CHU certified since 1998
36 Years Of Providing health insurance Solutions 2

3. USA BENEFITS GROUP GOALS Make You Aware Of All Your Options
Pick Your Best Option Based On Affordability
Place Your Business With Companies We Trust
Earn Your Business For Life 3

4. CENTRAL UNITED LIFE “Affordable Choice Plan”
STABILITY AND SECURITY
Our specific plan design has been used by for many years and none of those plans has ever had a single rate increase on an in force policy !!
EVER
IMPORTANT FEATURES OF ALL “Affordable Choice Plans”
No Deductible + No Coinsurance
No Co-pays + No Utilization Review
No Preauthorization + No Pre Certification
No Application, Enrollment or Admin Fees
IT’S “First Dollar Coverage” ON ALL COVERED BENEFITS 4

5. TOTAL PROTECTION PLUS BENEFITS
Hospital Confinement Benefits
General Care Benefits
THREE FINANCIAL SECURITY BENEFITS
USABG Value Added Benefits 5

6. Your Pre-Existing Condition
A Pre-Existing condition is any condition for which you have received treatment, taken medication, or have had treatment recommended during the immediate previous 12 months and are not covered for one year.
You are covered from day one for all benefits, including hospitalization and surgery, for any other conditions
WHAT YOU DO HAVE ON THESE CONDITIONS
After the first year, you are covered for all benefits, and for all conditions
Multi Plan Beechstreet Re-Pricing Benefits Usually 30% To 50%
Karis Group Kare 360 Benefits, Usually 50+%
Kare 360 Surgery And Facility Finder
Cut Rx = Rx + Lab + Imaging, Usually 50+% 6

7. Hospital Confinement Core Benefits
Daily Confinement Benefit
$3,000 Per Day / $200,000 Per Year
$2,000 First Confinement Benefit
Intensive Care
$2,000 Per Day Up To 20 Days
Surgery
$50,000 Per Year + Unlimited Surgeries
Assistant Surgeon
20% Of Surgery Benefit
Anesthesiology
Karis Kare 360 Benefit
Bill Negotiations / 50+% Average For 15 Years
Surgery Saver
EOB Assistance
Multi Plan PPO Network
30%-50% Reprising Contracts 7

8. General Care Core Benefits
Doctor Office Visits
Each adult insured on the policy will have four $75
doctor “sick visits” annually.
If you have to go to the ER because of sickness, we’ll
pay $250 One Per Year
Allergy Shots And Immunizations
$20 Per Immunizations
$10 Per Allergy Shot
$100 Per Year
Laboratory Services
$100 Per Surgery Pathological Test
$50 Per Lab Test
Ground And Air Ambulance Benefits
$100 For Ground
$1,000 For Air 8

9. Radiology Services
- You receive PPO Reprising Discounts
- You receive $100 per mammogram
- You receive $200 per CT scan
- You receive $450 per MRI scan
- You receive $250 per PET scan
- You receive $75 per other radiology services, including x-ray and ultrasound.
You receive $25 per other outpatient event not listed
$1,500 per calendar year limit for all outpatient events 9

10. THREE FINANCIAL SECURITY VALUE ADDED BENEFITS First Diagnosis Of Cancer Benefit $50,000 Paid On Diagnosis 55% Of All Hospital Confinements Are Cancer % Of Cancer Cases Are Over 45 Years Old KARIS PATIENT ADVOCASY BENEFIT Negotiates “HUGE” Discounts On Balances 50% Average For 15 Years MULTI-PLAN BEECHSTREET PPO NETWORK Allows For Re-Pricing Benefits On Non Covered Services 10

11. COMPLIMENTARY VALUE ADDED BENEFITS
Rx And USABG Value Added Benefits
COMPLIMENTARY VALUE ADDED BENEFITS
Affordable Choice Rx Benefits
You receive $10 generic
You receive $25 Name Brand
$750 Calendar Year Maximum
Rx CUT CARD + HELP Rx
THESE COMPANIES HAVE SAVED CUSTOMERS OVER $127,000,000 ON PRESCRIPTIONS
We have been successful many times at saving a new client more money on their “Rx costs” than the actual cost of our plan!!
Rx CUT CARD
ALSO INCLUDES HUGE “50+%” DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS

12. USABG Eagle Division Plan Options
AFFORDABLE CHOICE
TOTAL PROTECTION PLUS
Monthly Premium = $325
Your Drug Savings = $132
Net Cost After Rx Savings = $ 193 12