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USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS USABG EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 36 YEARS.

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Presentation on theme: "USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS USABG EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 36 YEARS."— Presentation transcript:

1 USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS USABG EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 36 YEARS

2 Who is USA Benefits Group? Who is USA Benefits Group? About the Company USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since Non-captive agents working for you, not the insurance company Non-captive agents working for you, not the insurance company 25 years of Health and Life Insurance Specialization 25 years of Health and Life Insurance Specialization A+ rating with the Better Business Bureau A+ rating with the Better Business Bureau Representing top-rated companies as determined by A.M. Best Representing top-rated companies as determined by A.M. Best About Your Agent USA Benefits Group Eagle Division Manager since 2004 USA Benefits Group Eagle Division Manager since Customers 4000 Customers 16 Third Generation Families 16 Third Generation Families CHU certified since 1998 CHU certified since Years Of Providing health insurance Solutions 36 Years Of Providing health insurance Solutions

3 USA BENEFITS GROUP GOALS USA BENEFITS GROUP GOALS Make You Aware Of All Your Options Make You Aware Of All Your Options Pick Your Best Option Based On Affordability Pick Your Best Option Based On Affordability Place Your Business With Companies We Trust Place Your Business With Companies We Trust Earn Your Business For Life Earn Your Business For Life

4 CENTRAL UNITED LIFE Affordable Choice Plan STABILITY AND SECURITY Our specific plan design has been used by for many years and none of those plans has ever had a single rate increase on an in force policy !! EVER IMPORTANT FEATURES OF ALL Affordable Choice Plans No Deductible + No Coinsurance No Co-pays + No Utilization Review No Preauthorization + No Pre Certification No Application, Enrollment or Admin Fees ITS First Dollar Coverage ON ALL COVERED BENEFITS

5 TOTAL PROTECTION PLUS BENEFITS TOTAL PROTECTION PLUS BENEFITS Hospital Confinement Benefits Hospital Confinement Benefits General Care Benefits General Care Benefits THREE FINANCIAL SECURITY BENEFITS USABG Value Added Benefits USABG Value Added Benefits

6 Your Pre-Existing Condition A Pre-Existing condition is any condition for which you have received treatment, taken medication, or have had treatment recommended during the immediate previous 12 months and are not covered for one year. A Pre-Existing condition is any condition for which you have received treatment, taken medication, or have had treatment recommended during the immediate previous 12 months and are not covered for one year. You are covered from day one for all benefits, including hospitalization and surgery, for any other conditions You are covered from day one for all benefits, including hospitalization and surgery, for any other conditions WHAT YOU DO HAVE ON THESE CONDITIONS After the first year, you are covered for all benefits, and for all conditions After the first year, you are covered for all benefits, and for all conditions Multi Plan Beechstreet Re-Pricing Benefits Usually 30% To 50% Multi Plan Beechstreet Re-Pricing Benefits Usually 30% To 50% Karis Group Kare 360 Benefits, Usually 50+% Karis Group Kare 360 Benefits, Usually 50+% Kare 360 Surgery And Facility Finder Kare 360 Surgery And Facility Finder Cut Rx = Rx + Lab + Imaging, Usually 50+% Cut Rx = Rx + Lab + Imaging, Usually 50+%

7 Hospital Confinement Core Benefits Daily Confinement Benefit Daily Confinement Benefit $3,000 Per Day / $200,000 Per Year $2,000 First Confinement Benefit Intensive Care Intensive Care $2,000 Per Day Up To 20 Days $2,000 Per Day Up To 20 Days Surgery Surgery $50,000 Per Year + Unlimited Surgeries $50,000 Per Year + Unlimited Surgeries Assistant Surgeon Assistant Surgeon 20% Of Surgery Benefit 20% Of Surgery Benefit Anesthesiology Anesthesiology 20% Of Surgery Benefit 20% Of Surgery Benefit Karis Kare 360 Benefit Karis Kare 360 Benefit Bill Negotiations / 50+% Average For 15 Years Bill Negotiations / 50+% Average For 15 Years Surgery Saver Surgery Saver EOB Assistance EOB Assistance Multi Plan PPO Network Multi Plan PPO Network 30%-50% Reprising Contracts 30%-50% Reprising Contracts

8 General Care Core Benefits Doctor Office Visits Doctor Office Visits Each adult insured on the policy will have four $75 doctor sick visits annually. If you have to go to the ER because of sickness, well pay $250 One Per Year Allergy Shots And Immunizations Allergy Shots And Immunizations $20 Per Immunizations $10 Per Allergy Shot $100 Per Year Laboratory Services Laboratory Services $100 Per Surgery Pathological Test $50 Per Lab Test Ground And Air Ambulance Benefits Ground And Air Ambulance Benefits $100 For Ground $1,000 For Air

9 Radiology Services - You receive PPO Reprising Discounts - You receive $100 per mammogram - You receive $200 per CT scan - You receive $450 per MRI scan - You receive $250 per PET scan - You receive $75 per other radiology services, including x-ray and ultrasound. You receive $25 per other outpatient event not listed $1,500 per calendar year limit for all outpatient events

10 THREE FINANCIAL SECURITY VALUE ADDED BENEFITS First Diagnosis Of Cancer Benefit $50,000 Paid On Diagnosis 55% Of All Hospital Confinements Are Cancer 70% Of Cancer Cases Are Over 45 Years Old KARIS PATIENT ADVOCASY BENEFIT Negotiates HUGE Discounts On Balances 50% Average For 15 Years MULTI-PLAN BEECHSTREET PPO NETWORK Allows For Re-Pricing Benefits On Non Covered Services

11 COMPLIMENTARY VALUE ADDED BENEFITS Rx CUT CARD + HELP Rx THESE COMPANIES HAVE SAVED CUSTOMERS OVER $127,000,000 ON PRESCRIPTIONS THESE COMPANIES HAVE SAVED CUSTOMERS OVER $127,000,000 ON PRESCRIPTIONS We have been successful many times at saving a new client more money on their Rx costs than the actual cost of our plan!! We have been successful many times at saving a new client more money on their Rx costs than the actual cost of our plan!! Rx CUT CARD ALSO INCLUDES HUGE 50+% DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS ALSO INCLUDES HUGE 50+% DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS Affordable Choice Rx Benefits You receive $10 generic You receive $25 Name Brand $750 Calendar Year Maximum Rx And USABG Value Added Benefits

12 USABG Eagle Division Plan Options AFFORDABLE CHOICE AFFORDABLE CHOICE TOTAL PROTECTION PLUS TOTAL PROTECTION PLUS Monthly Premium = $325 Monthly Premium = $325 Your Drug Savings = $132 Your Drug Savings = $132 Net Cost After Rx Savings = $ 193 Net Cost After Rx Savings = $ 193


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