1. 100% Total Protection Plus 100% Total Protection Plus

2. *82% Heart Stroke Cancer Accidents All other procedures and surgeries We Protect All Four Cornerstones Of Your Financial Security HEALTH + PAYCHECK + SAVINGS + LIFESTYLE 100% Coverage On 82% Of Confinements … Plus Income 7 /14 Months Average Recovery / 70% Use Up All Their Savings ABOUT HOSPITAL ADMISSIONS AMERICAN HOSPITAL ASSOCIATION STATISTICS ABOUT HOSPITAL ADMISSIONS AMERICAN HOSPITAL ASSOCIATION STATISTICS

3. TYPICAL HEALTH PLAN ACCIDENT MAJOR-MEDICAL CRITICAL ILLNESS UNLIMITED 80/20 HEALTH PLAN UNLIMITED DOCTOR VISITS / Rx DOCTOR VISITS / Rx100% Wellness coverage +LIFE$50,000+ CRITICAL ILLNESS $50,000+ $20,000 FAMILY 100% ACCIDENT PLAN 80/20 HEALTH PLAN ONLY 4 PART USABG TOTAL PROTECTION PLUS WHICH STOOL WOULD YOU PREFER ??

4. USABG Eagle Division Total Protection 100% Plus Unlimited Lifetime Benefits No Deductible Out Patient Care No Deductible Out Patient Care UNLIMITED DOCTOR VISITS / $25 Co-Pay UNLIMITED DOCTOR VISITS / $25 Co-Pay UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay UNLIMITED TIER ONE Rx BENEFITS / $15 Co-Pay UNLIMITED WELLNESS COVERED 100% + NO WAITING + NO DEDUCTIBLE + NO CO-PAY UNLIMITED WELLNESS COVERED 100% + NO WAITING + NO DEDUCTIBLE + NO CO-PAY 100% COVERAGE ON ACCIDENTS 100% COVERAGE ON ACCIDENTS Total Protection 100% Plus On These Confinements Total Protection 100% Plus On These Confinements 100% COVERAGE ON CANCER + INCOME PROTECTION OF $50,000 100% COVERAGE ON CANCER + INCOME PROTECTION OF $50,000 100% COVERAGE ON HEART ATTACK + INCOME PROTECTION OF $50,000 100% COVERAGE ON HEART ATTACK + INCOME PROTECTION OF $50,000 100% COVERAGE ON HEART SURGERY + INCOME PROTECTION 100% COVERAGE ON HEART SURGERY + INCOME PROTECTION 100% COVERAGE ON STROKE + INCOME PROTECTION OF $50,000 100% COVERAGE ON STROKE + INCOME PROTECTION OF $50,000 100% COVERAGE ON ACCIDENTS**** 100% COVERAGE ON ACCIDENTS**** $10,000 EXCESS FOR INCOME $10,000 EXCESS FOR INCOME ALL FOR THE PRICE OF A HEALTH PLAN ALL FOR THE PRICE OF A HEALTH PLAN

5. WHAT WOULD YOU DO??.. 70% USE UP ALL THEIR SAVINGS OUR GOALS ARE VERY SIMPLE OUR GOALS ARE VERY SIMPLE Pay The Bills 100% Provide Income + You Recover BREAST CANCER 10 MONTHS OF LOST INCOME Total Bill = $314,137… Bill paid 100% Total Bill = $314,137… Bill paid 100% Received $75,000 Check On Diagnosis Received $75,000 Check On Diagnosis Paid $13,000 For Out Of Pocket Expenses Paid $13,000 For Out Of Pocket Expenses $62,000 For Living Expenses $62,000 For Living Expenses COLON CANCER 19 MONTHS OF LOST INCOME Total Bill = $487,000… Bill paid 100% Total Bill = $487,000… Bill paid 100% Received $100,000 Check On Diagnosis Received $100,000 Check On Diagnosis Paid $28,000 For Out Of Pocket Expenses Paid $28,000 For Out Of Pocket Expenses $72,000 For Living Expenses $72,000 For Living Expenses FALL FROM ROOF 13 MONTHS OF LOST INCOME Received $20,000 GTL Accident Benefit Received $20,000 GTL Accident Benefit Total Bill = $287,000… Bill paid 100% Total Bill = $287,000… Bill paid 100% PLUS PLUS $10,000 Excess Benefit For Income $10,000 Excess Benefit For Income

6. $2500 Deductible 80/20 $5,500 Stop Loss Unlimited Lifetime Benefits Unlimited Dr. Visits Wellness 100% Unlimited Rx 100% Accident Plan Office/Clinic/Hospital $5,000 Deductible Critical Illness $30,000 Accident $25,000 Hospital Confinement $500 $5,000 Deductible 70/30 $10,000 Stop Loss + GTL 20 YEAR CRITICAL PROVIDER $50,000 Each RETURN OF PREMIUM 20 Years / $41,895 + GTL 24 HOUR ACCIDENT PLAN $20,000 100% Accident Plan Office/Clinic/Hospital $429$418$457 Option 1 / StandardOption 2 / CompleteOption 3 / Premier TOTAL PROTECTION PLUS TOTAL PROTECTION PLUS Which of these 3 plans best protects your family? Which of these 3 plans best protects your family? $5,000 Deductible 70/30 $10,000 Stop Loss + GTL 20 YEAR CRITICAL PROVIDER $50,000 Each + GTL 24 HOUR ACCIDENT PLAN $20,000 100% Accident Plan Office/Clinic/Hospital

7. Contact Information Contact Information James Humphries EVP EVP Regional Manager Regional Manager Eagle Division Eagle Division USA Benefits Group USA Benefits Group 317-966-2946 317-966-2946 email: jhumphries@usabg.net email: jhumphries@usabg.netjhumphries@usabg.net www.usabg.net/jhumphries