2. General Information Reinsurance Company «Profile Re» OJSC General Director: VADIM KLEMENTYEV Director of International Reinsurance Department: TATIANA SAVELYEVA Contacts : Tel/Fax: +7 495 771 7481, +7 495 771 7487, +7 495 771 7489 Mobile: +7 910 434 7595 123242, per. Kapranova, 3, Moscow, Russia e-mail: savelyeva@profile-re.ru http://www.profile-re.ru

3. Date of foundation: February 19, 2001 License for Reinsurance: № П 3486 77 Shareholders : 100% JSC «Alex Group» Paid authorized capital stock: RUR 500 000 000 Insurance reserves: RUR 104 200 000

4. Portfolio Structure

5. 2003200420052006200720082009 Authorized capital stock 40,0120,0 500,0 Written Premium 21,640,641,885,5154,8227,2111,9 Paid Losses 5,516,123,437,069,494,868,4 Dynamic of Basic Figures, mln RUR

6. Dynamic of written premium and losses, mln. RUR

7. Type of assetSum Own assets settled by Law120 Reserves104,2 Own assets in excess of settled by Law 447,5 Total671,7 Breakdown of capital of Profile Re, 2009, mln RUR

8. Rating agencyRateDescription Expert RA«А»High level of reliability. In a short-term period company can guarantee with confidence fulfillment of all undertaken obligations: current and running out of reinsurance operations. Fulfillment of medium-term obligations requiring considerable expenses extensively depends on stability of Macroeconomic and Insurance Market activities. Rating of reliability

9. Complex non-proportional excess of loss cover for PROPERTY, CARGO and CAR/EAR risks: Limit: Property, CAR/EAR7,5 mln US$, opportunity to extend to 10 mln US$ Cargo2 mln US$ Territory covered: Property, CAR/EARAll world, excl. the US and Canada. Sub-limit for risks outside Russia and CIS countries – 3 mln US$ CargoAll world if point of departure and/or destination isRussia or a country of CIS Leader of reinsurance treaty: Partner Re (Aa3 by Moody’s; AA by Fitch; S&P”AA), share – 60%. Participants:International reinsurance companies