1. Health Insurance in the UK and Germany
© by Anja Eichhorn, Jennifer Machts,
Franziska Mundt, Andreas Günther

2. Structure Health Insurance in Germany Survey in Derry
National Health Service in the UK
Job interview
Conclusion
References

3. Health Insurance in Germany
one of the 5 classes of the social insurance system in Germany
was introduced in 1883
refunds the costs of the treatments of diseases, maternity or accidents

4. The ambition is the redistribution between high-income-households and low-income-households  solidarity principle
benefits are similar for everybody
contribution rate depends on the income of each person

5. two different types:
statutory health insurance with about 87% members
private health insurance with ca. 13% members

6. contribution rate: 15,5 %
Employers and employees share the contribution
Employee: 8,2% (feature of 0,9% to reduce the ancillary labour costs)
Employer: 7,3%

7. Survey in Derry

8. National Health Service in the UK
in the UK consists of four publicly funded healthcare systems:
National Health Service (NHS) in England
NHS in Scotland
NHS in Wales
Health and Social Care (HSC) in Northern Ireland
was founded in 1948

9. The NHS is responsible to supply:
hospitals
doctors
dentists
chemists
opticians
ambulances

10. persons are the medical treatments in the NHS for free:
British citizens who live in the UK
Each person, who has been based in the UK the last years
EU-Citizens
Students, who are enroled in courses, which last more than 6 months
Each person with a permission to work in the UK

11. the health care reform improved in many fields, which is shown in the following examples:
Investment of the NHS-Equipment (more beds, improvements of the hygiene)
Increase the number of the physicians
More university places for medicine students
Improvements in cancercheck-up
‚Practice Nurses‘

12. additional insurance: People think it is efficient, reliable and professional
are three different private health insurance companies: Voluntary Health Insurance Board (VHI), Quinn Direct and Hibernian Aviva
The most important advantages in the private health insurance are:
private or semiprivate hospitalstay
ambulant, consultation
additional insurance, e.g. maternity benefit, additional ambulant treatments, travel insurance

13. Job interview

14. References
Gerry Gillespie