1. 1 INSURANCE SYSTEM IN AUSTRIA

2. 2 Based on principle of solidarity Public Health Care Compulsory contribution to insurance by everybody Covers cost for basic health care

3. 3 What sort of insurances are possible in Austria? Health insurance Accident insurance Pension insurance

4. 4 Insurance institutions ASVG: health insurance for un/employed people freelance employees and apprentices; pension insurance; accident insurance for children, students, self-employed people, people with very low income, etc. BSVG: health, accident and pension insurance for farmers and people for whom farm work is the main source of employment And more insurance institutions for doctors, civil servants, heavy labourers

5. 5 Health and accident insurance You are insured as soon as you start working the insurance of the parents includes their children pays for operations, rehabilitation, therapy, medical examinations, hospital care,… if citizens of Austria live/work, go on holidays in certain countries they’re insured too is financed by the state and a contribution of the person insured

6. 6 Pension insurance: men with 65 years, women with 60 years if they were insured for 180 months not including the last year of employment includes health insurance and accidents too widower’s or widow’s pension is between 0% and 60% of the pension of the deceased