1. MAV ENVIRONMENT CONFERENCE IMPACT INVESTING & GREEN BONDS STEVE LAMBERT, EGM CAPITAL FINANCING NATIONAL AUSTRALIA BANK 12 th July 2016

2. 5 KEY GLOBAL TRENDS WE ARE FOCUSING ON 2 The Demographic Shifts of an ageing population. Growing Global Infrastructure needs. Working to assist budget- constrained governments. Understanding the changing flows of Trade and Capital. Readying ourselves for change and disruption in the financial system itself. MAV Conference |Impact Investing & Green Bonds | 12 July 2016

3. SPECIALISED FINANCE SECTORS COVERED 3 MAV Conference |Impact Investing & Green Bonds | 12 July 2016 Infrastructure consists of the basic physical systems of a country's or community's population, including roads, utilities, water, power and the extraction of natural resources. Infrastructure is considered essential for enabling productivity and facilitating ‘Nation Building’ and these assets are typified by their capital intensity and significant economies of scale. Infrastructure Energy & Utilities Natural Resources Government privatisations Social Infrastructure / Public Private Partnerships Thermal power LNG Terminals Metals & Mining Natural Gas Pipelines Energy Transmission & Distribution Networks Oil & Gas Resource port and rail infrastructure Airports / Sea ports Transport (roads, rail) Renewable power Remote power Desalination / Water treatment M&A Telecommunications Forestry

4. WHY NAB FOR INFRASTRUCTURE FINANCE 4 MAV Conference |Impact Investing & Green Bonds | 12 July 2016 NAB is the #1 debt arranger in the infrastructure sector over the past 7 years. Leading Infrastructure FinancierCumulative PPP and Infrastructure Mandate (NAB MLA Status) NAB has won 33 out of 53 M&A and PPP bids in the Australian and New Zealand Infrastructure market since 2009 IJ Online: 2015 APAC Road Deal of the Year Toowoomba Second Range Crossing PFI MAGAZINE: 2015 APAC Road Deal of the Year Toowoomba Second Range Crossing

5. WHAT WE HAVE DONE - ESG Windfarms Solar farms Geothermal Green Bond Climate Bond CEFC discounted finance for clean energy equipment Energy efficient Asset Finance Smart Lighting Schools in QLD, SA & WA Student Housing at Wollongong University Hospitals Social Impact Bonds Murray Darling Water Fund 5 MAV Conference |Impact Investing & Green Bonds | 12 July 2016 LGFV (Local Government Funding Vehicle) Auckland City Council bond Alternative funding for Monash, Sydney & Melbourne Universities NZ Local Government Funding Authority Social Housing Initiatives EnvironmentalSocialGovernment..

6. WHAT WE HAVE DONE - ESG Windfarms Geothermal Solar Farms Hydro Biomass Renewables + Software + Transport 6 MAV Conference |Impact Investing & Green Bonds | 12 July 2016 Renewable EnergyClean Energy #1 Renewable Energy Financier in Australia Rated #6 Globally (IJ Global)

7. EMERGING OPPORTUNITIES Waste/ Brown water Treatment Street Lighting Coastal Management Information, Communications & Technology  Small scale PPP  $1m Impact Investment Grant Program available to help organisation become investment ready  Socially Responsible investing attracts a ‘Greenium’ 7 MAV Conference |Impact Investing & Green Bonds | 12 July 2016