1. Accidental Death and Dismemberment (AD&D) and Travel Assistance Group Benefits from The Hartford Pennsylvania State University

2. Group Benefits from The Hartford Accidental Death & Dismemberment (“AD&D”) coverage provides 24-hour, worldwide business and pleasure protection in the event of severe injury or death resulting from an accident. Benefits are payable for losses that occur within 365 days of the accident. Group Benefits from The Hartford Pennsylvania State University

3. Group Benefits from The Hartford Accidental Death and Dismemberment (AD&D) Group Benefits from The Hartford Pennsylvania State University

4. Group Benefits from The Hartford Who is Eligible? All regular, Full-Time Faculty and Staff Members of the University Spouses of Employees Dependent Children who are under the age of 26

5. Group Benefits from The Hartford What are the Plan Options? For Employees: –Increments of $10,000 –Minimum of $10,000 –Maximum of $300,000 For Your Family: –Spouse – 60% of Your Benefit –Dependent Child Benefit – 20% of Your Benefit Rates

6. Group Benefits from The Hartford When can I enroll? New Hires: –Within 31 days of your date of hire Current Employees: –During the specified annual benefits open enrollment period

7. Group Benefits from The Hartford Additional Plan Benefits Seatbelt and Airbag Benefit –Seatbelt – up to $25,000 –Airbag – up to $15,000 Child and Spouse Education Benefit – up to $5,000 Rehabilitation Benefit – up to $10,000 Permanent and Total Disability Benefit Conversion Privilege – up to $250,000 Adaptive Home and Vehicle Benefit – up to $5,000 Felonious Assault Benefit – up to $50,000 Waiver of Premium Certificate of Coverage

8. Group Benefits from The Hartford Safe Haven Program ® Group Benefits from The Hartford Pennsylvania State University

9. Group Benefits from The Hartford Safe Haven Account Provides a secure place to keep insurance proceeds Program features include: –Claims paid into interest-bearing account –Beneficiary receives book of drafts (checkbook) and checks can be written for any amount up to the total account balance –Access to Beneficiary Assist ® –Dedicated representatives –Monthly newsletter

10. Group Benefits from The Hartford Travel Assistance Group Benefits from The Hartford Pennsylvania State University

11. Group Benefits from The Hartford More Support for Your Employees: Travel Assistance Your employees are covered for emergency travel situations, including: –Pre-trip information: exchange rates, visa, passport, immunizations, embassy and consular referrals –Emergency medical assistance: referrals, evacuation, return of traveling companions, replacement of medication/eyeglasses –Emergency personal services: travel arrangements, cash advances, interpretation, legal assistance, sending and receiving messages –Contact and identification informationContact and identification information *Travel Assistance is provided by Europ Assistance USA. Europ Assistance USA is not affiliated with The Hartford and is not a provider of insurance services.

12. Group Benefits from The Hartford The Hartford ® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Policies sold in New York are underwritten by Hartford Life Insurance Company. Home Office of both companies is Simsbury, CT. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing companies listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued. This presentation explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this brochure and the policy, the terms of the policy apply. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy as issued to the policyholder. Benefits are subject to state availability.