2. Confidential. NSDL e-Gov Internal use only NSDL e-Governance Infrastructure Limited Capturing of Superannuation / Premature exit request by Nodal Office Online Withdrawal Process applicable from April 1, 2016

3. Confidential. NSDL e-Gov Internal use only Exit Process A subscriber can exit from National Pension System (NPS)  Upon attainment of the age of 60 years (Retirement / Superannuation)  At any time before attaining the age of 60 years (Premature Exit)  Death of the subscriber

4. Confidential. NSDL e-Gov Internal use only Superannuation  Up to 60% of total corpus can be withdrawn as lump sum & Minimum 40% to be used for Purchase of Annuity  If corpus is less than Rs. 2,00,000, the entire amount can be withdrawn  Employer to stop deduction at least three months prior to the date of Superannuation

5. Confidential. NSDL e-Gov Internal use only Pre-mature Exit  Up to 20% of total corpus can be withdrawn as lumpsum & Minimum 80% to be used for Purchase of Annuity  If corpus is less than Rs. 1,00,000, the entire amount can be withdrawn  Applicable only after subscriber resigned from Government job

6. Confidential. NSDL e-Gov Internal use only Annuity Quotes To get the Annuity Quotes, click here To view annuity quotes, visit our website www.cra-nsdl.com

7. Confidential. NSDL e-Gov Internal use only

9. To view Annuity Quotes for various pension plans, “Click Here”

10. Confidential. NSDL e-Gov Internal use only Enter necessary details to get the corresponding pension amount

11. Confidential. NSDL e-Gov Internal use only Process Flow Subscriber Nodal Office Processing of Withdrawal Request in CRA system Subscriber Online Withdrawal request & submission of documents If rejected Transfer of funds by Trustee Bank Verification of Online Withdrawal request and authorisation of documents

12. Confidential. NSDL e-Gov Internal use only  Claim ID is generated six months in advance for the subscriber who are attaining 60 years of age  Claim IDs intimated to subscriber through Email, SMS and Letter  List of Claim IDs awaiting action is available in Nodal Offices login Initiating the request

13. Confidential. NSDL e-Gov Internal use only Required Document Subscriber has to submit following documents for processing of Withdrawal request  Duly filled Withdrawal Form  KYC Documents (ID Proof & Address Proof)  Bank proof

14. Confidential. NSDL e-Gov Internal use only This video demonstrates how Nodal Offices would capture a withdrawal request (Superannuation / Pre-Mature) in CRA System to exit from NPS

15. Confidential. NSDL e-Gov Internal use only To initiate withdrawal process, the user needs to go to https://cra-nsdl.com/CRA/

16. Confidential. NSDL e-Gov Internal use only Nodal Office has two user ID’s. One can be used to initiate the withdrawal request and the other to authorise withdrawal request Enter your user ID and password

17. Confidential. NSDL e-Gov Internal use only 1001028800 **********

19. Initiating the request

20. Confidential. NSDL e-Gov Internal use only Click on “Exit Withdrawal Request” Click on “Initiate Withdrawal Request” to initiate withdrawal request of subscriber

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22. 110051132967 Enter the 12 digit PRAN of the subscriber

23. Confidential. NSDL e-Gov Internal use only Select withdrawal option

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25. Once you select withdrawal option, you need to select withdrawal type ‘Full Withdrawal’ or ‘Deferred Withdrawal’

26. Confidential. NSDL e-Gov Internal use only If User is selecting, deferred withdrawal, these three options are available

27. Confidential. NSDL e-Gov Internal use only

28. 40 User needs to enter withdrawal percentage. If the total corpus amount is below 2 lakhs at the time of retirement, subscriber can opt for 100% withdrawal 100 60

29. Confidential. NSDL e-Gov Internal use only Verify the details entered by you and click “Proceed” to continue. In case user wish to edit any details, please click “Cancel”

30. Confidential. NSDL e-Gov Internal use only User need to select transaction type “Electronic”

31. Confidential. NSDL e-Gov Internal use only Click “Edit” to change subscriber bank details if required. Subscriber withdrawal amount will be transferred to this bank account. Nodal Office has to enter last drawn salary bank account details of subscriber

32. Confidential. NSDL e-Gov Internal use only Select transaction type “Electronic”

33. Confidential. NSDL e-Gov Internal use only 20357921459 ALLA0212162 Please enter subscriber bank details along with his/her email ID and mobile number ALLAHABAD BANK DRM OFFICE NEW DELHI 110031 110010059 9004088036 yogesha@gmail.com

34. Confidential. NSDL e-Gov Internal use only Click “Edit” button to enter/update subscriber nomination details

35. Confidential. NSDL e-Gov Internal use only Enter nomination details such as Name, Relationship with nominee, Major/Minor, % Share and in case of minor, Guardian Name. Fields marked by * are mandatory Click “Add” button if subscriber wants to add additional nominees. Maximum 3 nominees can be added.

36. Confidential. NSDL e-Gov Internal use only Click confirm button to submit nomination details

37. Confidential. NSDL e-Gov Internal use only User need to select these two documents

38. Confidential. NSDL e-Gov Internal use only User will click on “submit” button to complete subscriber withdrawal request

39. Confidential. NSDL e-Gov Internal use only You can verify all the submitted details and then click on “Confirm” button

40. Confidential. NSDL e-Gov Internal use only Click on “Confirm” button

41. Confidential. NSDL e-Gov Internal use only Once the withdrawal request is captured successfully, an Acknowledgement Number will be generated. You can view and print subscriber withdrawal form by clicking on the highlighted link.

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43. Thank you for viewing the demonstration. In case of any assistance, please contact CRA.