1. Business Continuity Commercial Business Insurance Covering Your Risk Exposures Carol L. Corporales, CIC Wateridge Insurance Services ccorporales@wateridge.com 858.202.6187 Direct Lic. OEO8247 ________________________

2. Risk Management – Non Insurance Digital data back up off-site Business Continuity Plan Safety Procedures Manual – training and drills Identify alternatives: Sources of Supply Sources of Equipment Sub-contractors Are your vendors/sub-conbtractors prepared for a disaster?

3. Business Continuity Plans – Less Is More! Understanding What it is vs. What it’s not Critical data and top level strategies for senior executives Key Contact Information Executives/employees Suppliers/vendors Customers Back-Up Sources for Critical Operations Know contact information Costs and leadtimes Communication Plan (PR) Internally Externally – customers, suppliers, creditors * 1-2 Pages Maximum!

4. Insurance Business Income with Extra Expense Extended Period of Indemnity Payroll Civil Authority – time deductible Dependent Property Cyber Liability – restoration, notice, monitoring Mechanical Breakdown *Adequate Property Values are Critical! Building Replacement Costs Schedule High Dollar Equipment