1. ©2012 vWise Inc. All rights reserved. SmartPlan Enterprise Interactive Video-Based Retirement Planning System SM

2. ©2012 vWise Inc. All rights reserved. Introduce & Promote SmartPlan

3. ©2012 vWise Inc. All rights reserved. Step 1: Promote to Plan Sponsors Email to promote SmartPlan: Increased employee engagement Higher participation and contribution rates Helps fulfill fiduciary duty Plan sponsors give employee contact information to TPA…

4. ©2012 vWise Inc. All rights reserved. Step 2: Promote to Eligible Employees Email to promote SmartPlan: Website available 24/7 Personalized experience Links to SmartPlan interactive-video website Take participants directly to HD video presentation…

5. ©2012 vWise Inc. All rights reserved. SmartPlan User Experience

6. ©2012 vWise Inc. All rights reserved. Step 3: Learn About Plan Features & Benefits

7. ©2012 vWise Inc. All rights reserved. Step 4: Retirement Needs Analysis

8. ©2012 vWise Inc. All rights reserved. Step 5: Risk Profile Questionnaire

9. ©2012 vWise Inc. All rights reserved. Step 6: Investments

10. ©2012 vWise Inc. All rights reserved. Step 7: Contribution Amounts

11. ©2012 vWise Inc. All rights reserved. Result: Personalized Participant Profile Participant receives a complete profile: Retirement Needs Risk Profile Chosen Investments, including vendor names, specific allocations Contribution Amounts, as percentage or dollar Advisor sent a copy, for easy for follow-up

12. ©2012 vWise Inc. All rights reserved. Outreach Campaigns

13. ©2012 vWise Inc. All rights reserved. vAds Full-motion video ad can appear on sponsor or provider website Messages designed to drive viewers to SmartPlan site

14. ©2012 vWise Inc. All rights reserved. Automated Email Links directly to video vignettes that drive desired behavior Messages tailored to specific audiences with specific goals, e.g., diversification, rollovers, etc. Fully customizable templates

15. ©2012 vWise Inc. All rights reserved. Performance & Analytics

16. ©2012 vWise Inc. All rights reserved. Detailed Analytics for Fiduciary Tracking Who is using SmartPlan? Where are users coming from? What sections are being used and what actions are users taking? How much time are visitors spending on the SmartPlan site?

17. ©2012 vWise Inc. All rights reserved. Driving Desired Behaviors Performance comparable to on-site meetings 24/7/365 — for a fraction of the cost — fostering: Increased employee engagement year-round Higher contribution levels Greater participant loyalty Helps fulfill fiduciary duty