1. SCENARIO PRICER & LOCK SCREENS The next few screens will outline how to utilize our Pricing Engine and lock the files.

2. Scenario Pricer To locate the Scenario Pricing Engine, open Forms & Docs and midway down the menu click on Scenario Pricer. All sections in RED must have information entered to price correctly.

3. Originator Compensation must be entered. Choose one of the following options: Lender Paid Borrower Paid Origination fee: Must be completed to reflect the amount being charged for either LPC or BPC as chosen above The lock information does not carry over to the GFE at this time. If using our system to prepare Initial Docs, please note you will still have to complete the GFE in full. On Correspondent Loans, it is not necessary to choose compensation type. Scenario Pricer - Continued

4. Make sure to complete the Credit Information section for accurate pricing! In the same section you will be able to tell us to waive the underwriting/commitment fee. Under credit grade choose UW WAIVER.

5. Your pricing options will be shown and you may choose which rate/pricing is best for your loan. All adjustments will show at the bottom. You may choose any of the options from the buttons below the pricing. Please note that you will not be able to choose a rate until you choose the lock button at the bottom. Pricing Options Once the form is completed appropriately, click on PRODUCT SELECTION at the bottom of the screen.

6. Lock Screen Screens are similar to Scenario Pricer All information must be entered to accurately price the loan. Any information needed but not entered will result in pricing not being shown. To waive UW fee, use drop down under Credit Information – Credit Grade Located two spots down from the Scenario Pricer, this screen is used for when the LO is ready to complete the lock and does not need to price out the loan.

8. Confirmation will be sent via email