1. Business Bankruptcy Filings Source: Administrative Office of the U.S. Courts

2. Personal Bankruptcy Filings Source: Administrative Office of the U.S. Courts Thousands

3. Personal Bankruptcy Filings Thousands The Bankruptcy Reform Act of 1978 Source: Administrative Office of the U.S. Courts

4. Households Filing for Bankruptcy* Percent The Bankruptcy Reform Act of 1978 Source: Administrative Office of U.S. Courts; U.S. Department of the Census * Personal bankruptcies divided by the number of households

5. Personal Bankruptcy Filings Source: Administrative Office of the U.S. Courts Thousands Recession Period

6. Quarterly Bankruptcy Filings Source: Administrative Office of the U.S. Courts Thousands

7. Quarterly Personal Bankruptcy Filings Source: Administrative Office of the U.S. Courts Thousands

8. Consumer Credit vs. Personal Bankruptcies $ Billions Thousands Consumer Credit Source: Federal Reserve; Administrative Office of the U.S. Courts

9. Consumer Credit Growth vs. Personal Bankruptcies Thousands Consumer Credit Growth Source: Federal Reserve; Administrative Office of the U.S. Courts

10. Percentage of Families Holding Debt vs. Personal Bankruptcies Thousands Sources: Federal Reserve & Administrative Office of the U.S. Courts

11. Percentage of Families With Credit Card Debt vs. Personal Bankruptcies Thousands Sources: Federal Reserve & Administrative Office of the U.S. Courts Families with Credit Card Debt

12. Employment vs. Personal Bankruptcies Thousands Millions Jobs Source: Administrative Office of the U.S. Courts and Bureau of Labor Statistics

13. Unemployment Rate vs. Personal Bankruptcies Source: Administrative Office of the U.S. Courts and Bureau of Labor Statistics Thousand s Unemployment Rate

14. Real GDP Growth vs. Personal Bankruptcies GDP Growth Thousands Sources: Survey of Current Business and Administrative Office of the U.S. Courts

15. 3-Month Treasury Bill Rates vs. Personal Bankruptcies T-Bill Rates Thousands Sources: Federal Reserve Bulletin and Administrative Office of the U.S. Courts

16. Total Debt Service Payments to Disposable Income vs. Personal Bankruptcies Thousands Sources: Federal Reserve and Administrative Office of the U.S. Courts Service Payments/ Disposable Income

17. Quarterly Personal Bankruptcies Chapter 7 vs. Chapter 13 Chapter 7 Chapter 13 Source: Administrative Office of the U.S. Courts

18. Bankruptcy Filings of Publicly Traded Companies Assets ($ in millions) Number of Companies Source: www.BankruptcyData.com