1. EARN MORE COMMISSIONS AND FREE MARKETING AND FREE ADVERTISING FOR YOUR REAL ESTATE BUSINESS ON THE INTERNET AND ON MILLIONS OF SMART PHONES Do as thousands of savvy Brokers/Agents that are using UBC to save money in marketing and advertising their services, earn commissions higher than you normally would and still be able to beat the prices of your competitors in real time. Stop wasting your advertising money on marketing campaigns that are either too expensive or they do not work…..or both. No more yellow pages ads, no more magazine advertising, no more news paper ads. How is that possible? With UBC’s proprietary technology which eliminates the need to advertise your bottom line commission across the board and instead allows your fee (%) to adjust up or down automatically to be just a predetermined percentage under a competing broker or agent. Example: A property owner is searching for a real estate broker/agent to sell his or her property; in this slow economy many property owners will normally shop around trying to find which Broker/Agent will charge the lowest commission. In order to do that the seller will have to contact several Brokers/Agents and try to negotiate the commission with them personally, this process is very time consuming and does not guarantee the best deal. On the other hand there are many Brokers/Agents who advertise on magazines, direct mail, news papers, bill boards etc. a commission which is lower than the average; by offering a commission lower than the average across the board those Brokers/Agents are hurting the Real Estate market and may be giving their commission away unnecessarily as there are many sellers who do not negotiate commissions and accept the ongoing average fee as a standard. Using UBC’s proprietary commission adjustment tool Brokers/Agents can adjust their commission fee up or down as needed and only if they are being compared to the competition otherwise their commission fees will remain unchanged. Once you sign up with UBC, you will be able to enter and save in our data base your self-adjusting commission fee parameters such as your maximum fee parameter your bottom line fee parameter and the percentage that you want to be under your closest competitor. Example: There is a property which the asking price is $501K to $1M for this property you set your parameters at $30K as maximum commission fee, 5% increment under your closest competitor and 66% discount under your asking price to put you at $10,200 as the limit on how low will you go on your commission fee. Assuming that the seller finds a Broker/Agent who will charge a 2.5% commission and the actual selling price is $750k that will generate a $18,750 commission. If the seller compares you as a member of UBC to that other non-member Broker/Agent you will be able to beat that commission by 5% (your increment parameter) on the spot at $17,812.50 and be able to “win” the client without you having to offer your bottom line commission of $10,200. You do not have to pay UBC for advertising your services unless you “Win” the client. See when you open your account with UBC you need to fund your advertising campaign with a $25, $50 or $100 deposit from which a $0.75 fee is withdrawn when your commission beats your competitor’s commission and only after a confirmation number is issued to the property owner; the balance of your deposits can be credited if you decide to cancel your account with UBC; you will not be charged any fee for marketing and advertising your services if your adjustable commission does not “win” the client.

2. Step 1 Go to www.universalbidcentral.comwww.universalbidcentral.com and click on the “Retailers/Sellers” tab on top of the Home page Step 2 On the next screen click on Real Estate Brokers/Agents blue link. Step 3 On the next screen that opens create your account by entering a User ID, Password, your business name and your email address, and click on the “create account button”, next time you want to sign in enter your User ID and Password on the existing account fields. Step 4 On the next screen that opens enter all of your business information, all fields are required.

3. Step 5 At the bottom of the same screen enter your bidding parameters (competing parameters) such as base or asking commission (in dollar amount, not in percentage), the increment or the percentage you want to be under your closest competitor (%), and the maximum discount under your asking commission (%) Step 6 On the same screen select the deposit amount you want to make and enter code # ___________. This code is used to send and track a donation to the church, school or nonprofit organization selected by the person who gave you these instructions in the amount of 25% of your deposit amount. If no code was given to you leave this field blank. Immediately after that the name of your company will appear on the search results in your area from where a customer can select you to participate in the competition to win his or her business. Example: If you want your asking commission to be +/- 3% and the property selling price is $101K to $250K you need to enter +/-3% of the max. selling price bracket of $250K (+/-$7,500) in the asking fee amount field under $101 to $250K ( do not enter a percentage number in this field), then enter a percentage 4(%, 5%....) in the increment % field to indicate how close you want to be under your closest competitor, and last enter the percentage under your asking commission to limit how low your commission can go in order to win the client, i.e. (10%, 15%, 20%....) you can set this limit at +/-3% of the min. selling price bracket of $101K or (+/- $3,000) so the max. discount percentage to enter would be 60% (do not enter a $ amount in this field. The same principle applies for other property price brackets but of course your fee % should be lower as the price of the property gets higher. Of the amount you deposit i.e. $25, $50, $100, you will be charged $0.75 each time you win a client. If the user selects your name to participate in the competition but you do not win, you will not be charged any amount. And soon on millions of smart phones. To see your listing on your Android phone download “Meet or Beat that Price” application found under the shopping category.

4. To select a Broker/Agent, the client will conduct a search by first selecting the type of property to be sold (commercial or residential) then selecting the asking price of the property, then the zip code where the Broker’s/Agent’s office should be located and last the search area radius. On the next screen the search results are displayed from where the client will be able to select which Brokers/Agents will participate in the competition. On the same page there is a blank field where the client could hand enter a commission quoted by a non-member Broker/Agent, that quote is fixed (not self-adjusting) and is there for member Brokers/Agents to beat. At the bottom of the page there is a map and a list of non-member Brokers/Agents for the client to copy and paste on the blank field above in the event client obtained a quote from one of those non-member Brokers/Agents and to give the opportunity to member Brokers/Agents to go under that quote by the predetermined increment. Once the client has made a selection of member Brokers/Agents to participate and has hand entered a non-member Broker/Agent (if any) the competition takes place and a winning result is generated instantly along with a confirmation number for the client to contact the winning Broker/Agent directly.