1. USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 35 YEARS

2. USABG Eagle Division Guaranteed Issue Total Protection Plus USABG Eagle Division Guaranteed Issue Total Protection Plus Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know... OUR GAURANTEED ISSUE TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY, IF YOU CANNOT AFFORD “OBAMACARE” !! Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know... OUR GAURANTEED ISSUE TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY, IF YOU CANNOT AFFORD “OBAMACARE” !! PROTECTS ALL CORNERSTONES OF YOUR FINANCIAL SECURITY Better Health Benefits Excellent Drug Coverage 100% Coverage On Critical Illnesses 100% Coverage On Accidents MY GOAL FOR OUR APPOINTMENT Cover All Your Options, Not Just Mine Pick The Best Option Based On Your Affordability Earn Your Business For Life THE CLAIMS YOU WILL SEE ARE MY CLIENTS THE CLAIMS YOU WILL SEE ARE MY CLIENTS

3. Who is USA Benefits Group? Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988.  Non-captive agents working for you, not the insurance company  25 years of Health and Life Insurance Specialization  A+ rating with the Better Business Bureau  Representing top-rated companies as determined by A.M. Best About Your Agent  USA Benefits Group Eagle Division Manager since 2004  4000 Customers  16 Third Generation Families  CHU certified since 1998  35 Years Of Providing health insurance Solutions

4. CENTRAL UNITED LIFE MEMBER OF MANHATTAN INSURANCE GROUP FOUNDED IN 1850 IMPORTANT FEATURES “First Choice Plans” No Deductible + No Coinsurance   No Co-pays + No Utilization Review   No Preauthorization + No Pre Certification   No Application, Enrollment or Admin Fees! STABILITY AND SECURITY   Our specific plan design has been used for 42 years and none of these plans has ever had a single rate increase!!

5. *82% Heart Stroke Cancer Accidents All other procedures and surgeries We Protect All Four Cornerstones Of Your Financial Security HEALTH + PAYCHECK + SAVINGS + LIFESTYLE ABOUT HOSPITAL ADMISSIONS AMERICAN HOSPITAL ASSOCIATION STATISTICS ABOUT HOSPITAL ADMISSIONS AMERICAN HOSPITAL ASSOCIATION STATISTICS 68% of all hospital confinements are related to the 3 most common critical illnesses 68% of all hospital confinements are related to the 3 most common critical illnesses 14% of all hospital confinements are related to accidental injuries 14% of all hospital confinements are related to accidental injuries Number one cause of bankruptcies Number one cause of bankruptcies

6. There are two options available to you Standard Plan vs. Total Protection Plus MAJOR MEDICAL ONLY Total Protection Plus CUL Platinum Defined Benefit Plan + CUL Cancer Plus + TC Tri-Med Plan + Karis Group Standard Protection CUL Platinum Defined Benefit Plan CRITICAL ILLNESS MAJO R MEDICAL ACCIDENT COVERAGE

7. STANDARD PLAN Vs. TOTAL PROTECTION PLUS HEART ATTACK FOLLOWED BY HEART BYPASS STANDARD PLAN COVERAGE  Total Bill = $78,000  PPO Discount Reduces Bill To $47,400  Platinum Plan Pays $33,250  CLIENT EXPOSURE = $14,150 TOTAL PROTECTION PLUS COVERAGE  Total Bill = $78,000  PPO And Karis Discounts Reduces Bill To $31,200  Platinum Plan Pays $33,250  CLIENT EXPOSURE = + $1,950  Plus $23,000 Paid From Cancer Plus And TC Tri-Med Plans  Total Cash For Recovery = $24,950

8. WHAT I NEED YOU TO DO READ MEMBER BROCHURES READ MEMBER BROCHURES http://www.dc-usabg.com/filecabinet/cul-b.pdf http://www.dc-usabg.com/filecabinet/cul-b.pdf http://www.dc-usabg.com/filecabinet/cul-b.pdf http://www.dc-usabg.com/filecabinet/cul-cp4000.pdf http://www.dc-usabg.com/filecabinet/trimed_bro.pdf http://www.dc-usabg.com/filecabinet/360.pdf !! VIEW KARIS GROUP PATIENT ADVOCASY VIDEO !! http://www.usahc.com/videos/karis_video.html WHAT I NEED ON YOUR PRESCRIPTIONS SEND ME THE CORRECT SPELLING AND DOSAGE OF YOUR DRUGS ?? WHAT DOES THE DRUG COST ?? We have been successful many times at saving a new client more money on their Rx costs than the actual cost of their membership !! WRITE DOWN ALL YOUR QUESTIONS !!

9. Contact Information Contact Information David L. Collins David L. Collins EVP EVP DIVISIONAL MANAGER DIVISIONAL MANAGER EAGLE DIVISION EAGLE DIVISION USA Benefits Group USA Benefits Group 866.328.6182 866.328.6182 dc@usabg.net dc@usabg.netdc@usabg.net

10. USABG Eagle Division Guaranteed Issue CUL Total Protection Plus Plan USABG Eagle Division Guaranteed Issue CUL Total Protection Plus Plan USABG Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know... If you have major pre-existing health conditions or a low budget, and cannot afford “OBAMACARE”. OUR TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY FOR YOU!! USABG Eagle Division has had the honor of insuring over 200,000 families the last three decades! We have witnessed over one billion dollars in claims and here is what we know... If you have major pre-existing health conditions or a low budget, and cannot afford “OBAMACARE”. OUR TOTAL PROTECTION PLUS IS THE BEST HEALTH PLAN IN THE COUNTRY FOR YOU!! THE COVERAGE IS PERMANENT THE COVERAGE IS GUARANTEED RENEWABLE WE HAVE HAD NO RATE INCREASES IN 42 YEARS PROTECTS ALL CORNERSTONES OF YOUR FINANCIAL SECURITY Excellent Health Benefits Excellent Drug Coverage Additional Lump Sum Cash Benefits Are Paid On Critical Illnesses And Accidents Additional Daily Cash Benefits Are Paid On Cancer And Heart Attacks PLEASE REVIEW THE ATTACHMENT TO THIS EMAIL