1. USA BENEFITS GROUP GUARANTEED ISSUE HEALTH PLANS EAGLE DIVISION PROVIDING HEALTH INSURANCE SOLUTIONS FOR 35 YEARS

2. Who is USA Benefits Group? Who is USA Benefits Group? About the Company USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. USA Benefits Group is a nationwide network of health and life insurance professionals that have been serving small business owners and the self-employed since 1988. Non-captive agents working for you, not the insurance company Non-captive agents working for you, not the insurance company 25 years of Health and Life Insurance Specialization 25 years of Health and Life Insurance Specialization A+ rating with the Better Business Bureau A+ rating with the Better Business Bureau Representing top-rated companies as determined by A.M. Best Representing top-rated companies as determined by A.M. Best About Your Agent USA Benefits Group Eagle Division Manager since 2004 USA Benefits Group Eagle Division Manager since 2004 4000 Customers 4000 Customers 16 Third Generation Families 16 Third Generation Families CHU certified since 1998 CHU certified since 1998 35 Years Of Providing health insurance Solutions 35 Years Of Providing health insurance Solutions

3. USA BENEFITS GROUP GOALS USA BENEFITS GROUP GOALS Make You Aware Of All Your Options, Not Just Ours!! Make You Aware Of All Your Options, Not Just Ours!! Help You Pick Your Best Option Based On Affordability Help You Pick Your Best Option Based On Affordability Place Your Business With Companies We Trust Place Your Business With Companies We Trust Earn Your Business For Life Earn Your Business For Life

4. CENTRAL UNITED LIFE First Choice Our specific plan design has been used for many years and none of these plans has ever had a single rate increase on an in force policy – EVER In a market where health companies routinely come and go and where premium rates go up and up and up … isnt it nice to find a plan with this kind of; STABILITY AND SECURITY IMPORTANT FEATURES OF ALL First Choice Plans No Deductible + No Coinsurance No Co-pays + No Utilization Review No Preauthorization + No Pre Certification No Application, Enrollment or Admin Fees! Its First Dollar Coverage on all covered medical services.

5. READ MEMBER BROCHURE http://www.dc-usabg.com/filecabinet/cul-ac.pdf WRITE DOWN YOUR QUESTIONS USABG FIRST CHOICE CORE BENEFITS Study These Multiple Benefit Levels http://www.dc-usabg.com/filecabinet/cul-ac.pdf Daily Hospital Confinement Benefit Daily Hospital Confinement Benefit Intensive Care Unit Benefit Intensive Care Unit Benefit Surgery And Anesthesiology Benefit Surgery And Anesthesiology Benefit Doctor Office And Wellness Doctor Office And Wellness Laboratory And Radiology Benefits ER/Urgent Care/Doctors Office - Accident Benefit In-Hospital Injury Indemnity - $200 per day Multi Plan PPO Network Multi Plan PPO Network FINANCIAL SECURITY BENEFITS CANCER $50,000 FIRST DIAGNOSIS BENEFIT CANCER $50,000 FIRST DIAGNOSIS BENEFIT+ KARIS GROUP PATIENT ADVOCASY KARIS GROUP PATIENT ADVOCASY

6. COMPLIMENTARY TOTAL PROTECTION PLUS VALUE ADDED BENEFITS Rx CUT CARD + HELP Rx THESE COMPANIES HAVE SAVED CUSTOMERS OVER $127,000,000, ON PRESCRIPTIONS THESE COMPANIES HAVE SAVED CUSTOMERS OVER $127,000,000, ON PRESCRIPTIONS We have been successful many times at saving a new client more money on their Rx costs than the actual cost of our We have been successful many times at saving a new client more money on their Rx costs than the actual cost of our plan!! plan!! http://www.rxcut.com/usabg/en/Home.html Rx CUT CARD ALSO INCLUDES HUGE 50+% DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS ALSO INCLUDES HUGE 50+% DISCOUNTS LAB WORK + MEDICAL IMAGING + PET MEDS

7. WHAT I NEED YOU TO DO !! WRITE DOWN YOUR QUESTIONS !! READ MEMBER BROCHURE READ MEMBER BROCHURE http://www.dc-usabg.com/filecabinet/cul-ac.pdf http://www.dc-usabg.com/filecabinet/cul-ac.pdf http://www.dc-usabg.com/filecabinet/cul-ac.pdf !! VIEW KARIS GROUP PATIENT ADVOCASY !! http://www.usahc.com/videos/karis_video.html WHAT I NEED ON YOUR PRESCRIPTIONS SEND ME THE CORRECT SPELLING AND DOSAGE OF YOUR DRUGS ?? WHAT DOES THE DRUG COST ?? We have been successful many times at saving a new client more money on their Rx costs than the actual cost of their membership David L. Collins Executive Vice President USA Benefits Group Eagle Division 866.328.6182dc@usabg.net