1. E-BUSINESS About ExpressPay What We Offer Business Model Revenue Projections AGENDA:

2. Touch Solutions Incorporated Sagesoft Solutions Incorporated TOUCH GROUP Touch Solutions Japan

3. TOUCH SOLUTIONS, INC.  IT company that has been operating for more than 10 years.  A leader in the Open Source IT arena  PSE Registered  Publicly-listed Corporation (TSI:PM)  IPO – Dec. 2011 – Raised P100 M

4. TOUCH SOLUTIONS, INC. Partners:

5. Partial List of Clients:Partial List of Clients:

6. SAGESOFT SOLUTIONS, INC. Official Distributor of:Official Distributor of:

7. SAGESOFT SOLUTIONS, INC. Partial List of Clients:Partial List of Clients: Goodyear Steel Pipe Corporation Colgate-Palmolive Kimberly-Clark Philippines Wella Wyeth Pharmaceuticals Marubeni Energy Services Corporation Masagana Gas Corporation Binalot Bounty Fresh Congo Grille Gerry’s Grill Crown Asia Discovery Suites ABS-CBN Bayan Foundation ABS-CBN Film Productions ABS-CBN Broadcasting/Interactive The Generics Pharmacy Southstar Drug IBM Magsaysay-Mitsui O.S.K Marine, Inc. Wan Hai Lines Limited Dunlop Slazenger Group Kodak Philippines Limited

8. Anson Uy Chairman -One of the leaders in open source services in the Philippines and has introduced the use of enterprise grade Linux and other open source software to the country’s top companies as well as small and medium enterprises. -Spearheads the Open Source Arena for BPOs through the establishment of TSI Japan. -President of Touch Group of Companies Allen has extensive experience in product and business development, solutions packaging, and project implementation gained from various fields such as international manpower services, investments, banking, and I.T. Solutions. His knowledge in electronic and mobile commerce is valuable in delivering customized solutions to its target markets. He graduated from De La Salle University. Allen Masenon President

9. BRANCHES: 400+ NATIONWIDE & GROWING

10. WE OFFER A Ready-to-Operate 6 - in – 1 TRAININGTRAINING HELPDESKHELPDESK MARKETING SUPPORTMARKETING SUPPORT MONEY TRANSFER MONEY TRANSFER BILLS PAYMENT BILLS PAYMENT E – LOADING E – LOADING TICKETING & TOUR PACKAGES TICKETING & TOUR PACKAGES XP MARKET PLACE X-Pack and LBC Courier

12. E-BUSINESS OPPORTUNITIES

13. A. DOOR- TO-DOOR CASH DELIVERY B. BRANCH PICK-UP C. CREDIT TO BANK ACCOUNT MetroBank,BPI,BDO,LandBank,PNB,etc.. D. VISA CASH CARD Remittance Card ATM Card Debit Card No Maintaining Balance Requirements 24/7, Real Time Card Loading System DOMESTIC MONEY TRANSFER Expresspay Branches (400+ Nationwide) Expresspay-to-Mlhuillier (1,000+ Nationwide) Expresspay-to-LBC (1,000+ Nationwide) Expresspay-to-Smart Padala (4,000+ Nationwide) Expresspay-to-Prime Asia (198 Nationwide) Expresspay-to-Globe GCASH (3,000+ Nationwide)

14. LOWEST RATES BRANCH PICK-UP AMOUNTFEE 10- 100.00 100.006.00 100.01- 200.00 12.00 200.01- 300.00 18.00 300.01- 400.00 22.00 400.01- 500.00 28.00 500.01- 600.0033.00 600.01- 700.0036.00 700.01- 800.0039.00 800.01- 1,000.00 1,000.0040.00 1,000.01- 1,500.0050.00 1,500.01- 2,000.0070.00 2,000.01- 2,500.0090.00 2,500.01- 3,000.00100.00 3,000.01- 3,500.00120.00 3,500.01- 4,000.00130.00 4,000.01- 5,000.00150.00 5,000.01- 6,000.00180.00 6,000.01- 6,500.00210.00 6,500.01- 9,500.00220.00 9,500.01- 10,000.00225.00 10,000.01- 14,000.00230.00 14,000.01- 20,000.00260.00 20,000.01- 30,000.00280.00 30,000.01- 40,000.00340.00 40,000.01- 50,000.00390.00 CASH CARD 70.00Any-amount

15. INTERNATIONAL REMITTANCE

16. Assuming we have service charge of Php. 100 Php. 100(service charge) x 33%= Php. 33.00 Php 33 x 10 transactions/day= Php. 330.00/day Php.330 x 30days= Php. 9,900.00/month INCOME PROJECTION Outlet will earn 33% of the service charge of sending and 33% of pay-out AMOUNTOUTLETEXPRESSPAYMLHULLIERFEE P3,000.0033.33 100

17. E-BUSINESS OPPORTUNITIES

18. Sell over 200 types of prepaid e-loads, call cards, gaming, internet, and phone cards without the inventory. Sell over 200 types of prepaid e-loads, call cards, gaming, internet, and phone cards without the inventory. 11% - Smart 10% - Sun 8% - Globe 11% - Smart 10% - Sun 8% - Globe

19. INCOME PROJECTION AMOUNTEXPRESSPAYOUTLETDISCOUNT Smart P300.603.303.90 SMART: 500x11%x30 = Php.1, 650 GLOBE: 500x8% x30= Php.1, 200 SUN: 500x10%x30 = Php.1, 500 TOTAL: 4,350/month (income of an outlet) SELL E-LOAD: 500 PER DAY 1 Retailer = Php. 1,000x20 RETAILERS 20,000 X 2% = 400 400x30days = 12,000 (income of an outlet) 1 Retailer = Php. 1,000x20 RETAILERS 20,000 X 2% = 400 400x30days = 12,000 (income of an outlet) SELLING LOAD-WALLETSELLING LOAD-WALLET Total Income = 16, 350/Month

20. BILLS PAYMENT

21. Billers Intended Collections/ Payments CABLE / INTERNET Cable LinkInternet/Cable Utility bill - Bacoor Cable TVInternet/Cable Utility bill - Cable InternetInternet/Cable Utility bill - Imus Cable TVInternet/Cable Utility bill - Las Pinas Cable TVInternet/Cable Utility bill - Manila 1 InternetInternet/Cable Utility bill - Manila 2 InternetInternet/Cable Utility bill - Muntinlupa Cable TVInternet/Cable Utility bill - Paranaque Cable TVInternet/Cable Utility bill - Pasay Cable TVInternet/Cable Utility bill - Pasig InternetInternet/Cable Utility bill - Pateros InternetInternet/Cable Utility bill - Taguig Cable TVInternet/Cable Utility bill CIGNALInternet/Cable Utility bill Destiny CableInternet/Cable Utility bill Planet CATVInternet/Cable Utility Bill PLUSCABLE NetworkInternet/Cable Utility bill SkycableInternet/Cable Utility bill - Brightmoon CableInternet/Cable Utility bill - Cavite CableInternet/Cable Utility bill - Discovery CableInternet/Cable Utility bill - HM CableInternet/Cable Utility bill - Home Lipa CableInternet/Cable Utility bill - Isla CableInternet/Cable Utility bill - Pilipino CableInternet/Cable Utility bill - Suburban CableInternet/Cable Utility bill - Tarlac CableInternet/Cable Utility bill Wi-TribeInternet/Cable Utility bill BillersIntended Collections/ Payments UTILITIES MeralcoElectric Utility Bill Meralco Past DueElectric Utility Bill Davao Light (DLPC)Electric Utility Bill Visayan Electric Co., IncElectric Utility Bill Easy TripToll fees E-Pass SkywayToll fees ePrime Business SolutionsWater Utility Billing First PeakWater Utility Billing Manila Water Co., IncWater Utility Billing MayniladWater Utility Billing PrimewaterWater Utility Billing Sta. Lucia WatersystemWater Utility Billing Subic WaterWater Utility Billing TELECOMS BayantelPhone Utility Billing Digitel Mobile Phils (SUN)Phone Utility Billing Digitel CommunicationsPhone Utility Billing Eastern TelecomsPhone Utility Billing Globe HandyphonePhone Utility Billing Globe QuestPhone Utility Billing GlobelinesPhone Utility Billing InnovePhone Utility Billing PiltelPhone Utility Billing PLDTPhone Utility Billing - Clark TelPhone Utility Billing - Cruz TelcoPhone Utility Billing - Mara TelPhone Utility Billing - PhilComPhone Utility Billing - Subic TelPhone Utility Billing SmartPhone Utility Billing SmartBROPhone Utility Billing

22. BillersIntended Collections/ Payments LOAN PAYMENTS Chinatrust Salary StretchLoan Amortization Citibank Savings LoanLoan Amortization Citifinancial CorporationLoan Amortization Citystate Savings LoanLoan Amortization HSBC Personal LoanLoan Amortization Golden Haven MemorialLoan Amortization Norkis FinancialLoan Amortization Optimum BankLoan Amortization PSBank LoansLoan Amortization StandardChartered EZ LoanLoan Amortization SUMISHO Motor LoanLoan Amortization UNISTAR Motor LoanLoan Amortization SCHOOLS / UNIVERSITIES Ateneo de ManilaSchool Charges and Fees DBTC INC - CEBUSchool Charges and Fees La Salle GreenhillsSchool Charges and Fees Miriam CollegeSchool Charges and Fees USJ - RSchool Charges and Fees CHARITABLE INSTITUTIONS Bantay BataDonations/ Charity Church of Jesus ChristDonations/ Charity FEBC PhilippinesDonations/ Charity Piso Para Sa PasigDonations/ Charity Resources for the BlindDonations/ Charity World VisionDonations/ Charity OTHERS Alabang Country Club, Inc.Association dues British EmbassyVisa fee CARISSAReal Estate Monthly Dues CashsenseE-Wallet Loading Cebu PacificAirplane Ticket Purchase Chinatrust VISA CardPrepaid VISA Card Loading Directories Phils CorpSubscription Fee I.O.S. Marketing Corp.Monthly Dues of Suppliers IPM RealtyReal Estate Monthly Dues Knowledge ChannelSubscription Fee MyDestiny SBCSubscription Fee PAFP/ Family PhysiciansPofessional Monthly Dues Rockwell ResidentialAssociation dues BillersIntended Collections/ Payments CREDIT CARDS AIG Visa/MCCredit Card Billing Allied Bank / PNB CreditCredit Card Billing Bankard MC/VISA/JCBCredit Card Billing BDO Credit CardCredit Card Billing Citibank VISA/ MCCredit Card Billing East West CardCredit Card Billing HSBC CardsCredit Card Billing Metrobank/ PSBank CardCredit Card Billing SBCards Diners/MCCredit Card Billing StandardChartered VISA/MCCredit Card Billing Union Bank Visa CreditCredit Card Billing GOVERNMENT SERVICES NSO Helpline PlusGovernment Service SSS Cont - Farmers & FishermanContributions SSS Cont - Non working SpouseContributions SSS Cont - OFWContributions SSS Cont - Self EmployedContributions SSS Cont - VoluntaryContributions INSURANCE Fortune CareInsurance Premium Fortune LifeInsurance Premium Great Life FinancialInsurance Premium GREPALIFEInsurance Premium Manila Memorial ParkInsurance Premium Manulife ChinabankInsurance Premium Manulife Financial PlansInsurance Premium Manulife PhilippinesInsurance Premium Paramount LifeInsurance Premium Pioneer Life Inc.Insurance Premium PNB Life Insurance, Inc.Insurance Premium Prudentialife Plans, Inc.Insurance Premium Prulife U.K. InsuranceInsurance Premium Sun Life of Canada PhilsInsurance Premium

23. INCOME PROJECTION ASSUMING: ASSUMING: You have at least 2,500 Households under the vicinity of the area. Each household have at least 3 to 5 bills. 2,500 Households x 3 Bills = 7,500 Bills 2,500 Households x 3 Bills = 7,500 Bills 7, 500 Bills x P3.00 = P22, 500.00 income/month 7, 500 Bills x P3.00 = P22, 500.00 income/month EXPRESSPAYOUTLETFEE 3.50 (50%) 7.00 (100%)

24. TICKETING & BOOKING Sell Tickets for Local & International Airlines 2GO Travel (Negros Navigation, Super Ferry, Cebu Ferries, Super Cat).

26. (Domestic & International) TICKETING/BOOKING (Domestic & International) INCOME PROJECTION TOTAL INCOME = P 26,000.00/month EXPRESSPAYOUTLETFEE (0%)300.00 (100%)

27. Book Local & International Hotels Book Local & International Tour Packages TRAVEL & TOUR PACKAGES

28. XPACK XPACK, a courier service that offers: - SAME-DAY, - insured parcel and cargo delivery - with money back guarantee - at rates that are lower than market standards. COURIER EXPRESSPAYCOURIEROUTLETFEE 10.0050.0010.0070.00 COURIER

29. XP MARKET PLACE Expresspay has partnered directly with Distributors of leading brands such as Nokia, Lenovo, Kingcom, Yamaha Motorcycles, Hanabishi, etc.

30. 1M 1.5M 4.M 1.2M NATIONALDISTRIBUTOR TRADITIONAL BUSINESS

31. BUSINESS MODEL Php 196,000.00 SET UP FEE: Php 196,000.00 CONTRACT PERIOD: LIFETIME CONTRACT Includes: REMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES, COURIER & XP MARKET PLACE Set-up of branch and user accounts Set-up of branch and user accounts Training of authorized users (Max. of 2) Training of authorized users (Max. of 2) User Manual User Manual One set of Forms One set of Forms Marketing Collaterals: Marketing Collaterals: - Signage, Roll-up Banner, Posters, Flyers, etc. Marketing Support Marketing Support - TV Advertorial, Promotions, etc. Helpdesk Helpdesk Franchise Territory Franchise Territory

32. BUSINESS MODEL Php 168,000.00 SET UP FEE: Php 168,000.00 CONTRACT PERIOD: 5 YEARS Includes: REMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES, COURIER & XP MARKET PLACE Set-up of branch and user accounts Set-up of branch and user accounts Training of authorized users (Max. of 2) Training of authorized users (Max. of 2) User Manual User Manual One set of Forms One set of Forms Marketing Collaterals: Marketing Collaterals: - Signage, Roll-up Banner, Posters, Flyers, etc. Marketing Support Marketing Support - TV Advertorial, Promotions, etc. Helpdesk Helpdesk Franchise Territory Franchise Territory

33. BUSINESS MODEL Php 50,000.00 SET UP FEE: Php 50,000.00 CONTRACT PERIOD: 1 YEAR Includes: REMITTANCE, BILLS PAYMENT, LOADING, TICKETING TOUR PACKAGES, COURIER & XP MARKET PLACE Set-up of branch and user accounts Set-up of branch and user accounts Training of authorized users (Max. of 2) Training of authorized users (Max. of 2) User Manual User Manual One set of Forms One set of Forms Marketing Collaterals: Marketing Collaterals: - Signage, Roll-up Banner, Posters, Flyers, etc. Marketing Support Marketing Support - TV Advertorial, Promotions, etc. Helpdesk Helpdesk Franchise Territory Franchise Territory

34. Computer, Printer, Internet Connection Computer, Printer, Internet Connection and Weighing Scale Remittance Agent Registration with BSP Remittance Agent Registration with BSP Registration Fee:P1,000 AMLA Seminar: 300 TotalP1,300 Funding: Funding:  For Domestic  Min. of Php 10,000.00 (Revolving Fund)  For International  Min. of Php 50,000.00 (Revolving Fund) WHAT DO YOU NEED?

35. BENEFITS  6 Full-Blown Business in 1  Trusted & Stable IT Company  VERY LOW Start up Cost  User Friendly transactions  Risk-free transactions  Additional Sources of Income –Minimal Overhead Expenses  Generates more store traffic / new members  Excellent Investment/ FAST ROI

36. EXCLUSIVE OFFER MULTIPLE BRANCH PACKAGES: DISCOUNTS: A. 5 BRANCHES: PHP10,000.00 / BRANCH PHP10,000.00 / BRANCH B. 10 BRANCHES: PHP20,000.00 / BRANCH PHP20,000.00 / BRANCH C. 15 OR MORE BRANCHES: PHP30,000.00 / BRANCH PHP30,000.00 / BRANCH

38. EXPRESSPAY INC.

39. EXPRESSPAY Venancio Olazo (+63) 9461182023 (Smart) (+63) 9269008332 (Globe) www.expresspayin.com Thank You & God Bless