1. { Banking Advisory Group Asia Pacific

2. Baker Tilly Corporate Advisory Services Level 21/1, Sathorn City Tower 175 South Sathorn Road, Sathorn Bangkok 10120 Tel: +66 2 679 5400 Fax:+66 2 679 5401 www.bakertillythailand.com Asia Pacific Banking Advisory Group

3. Baker Tilly is the 8 th largest accounting/audit group in the world The Baker Tilly international network syndicates the benefits of thorough local knowledge together with the scale of resources available from a global organisation Worldwide, there are in excess of 500 Baker Tilly offices in 110 countries employing over 24,000 staff In Asia Pacific there are offices in 22 countries giving access to over 5,000 people Baker Tilly International

4. Australia Bangladesh China Hong Kong India Indonesia Japan Macau Malaysia Maldives Mauritius Asia Pacific Office Locations Mongolia Nepal New Zealand Pakistan Philippines Singapore Sri Lanka South Korea Taiwan Thailand Vietnam

5. Asia Pacific Banking Advisory Group Highly experienced with a tremendous track record in banking advisory, compliance, funds management, loan servicing, asset management, M & A, NPL loan and portfolio diligence, valuation and sale Practiced in dealing with local and international financial institutions, governments and regulators Proficient on both Buy and Sell sides Strong connections with regional and global investor bases and buyer networks

6. Banking Advisory Group Consulting Services Bank strategy and performance management Bank compliance, regulatory and capital guidance Individual loan recovery advice Loan restructuring and refinancing Identifying best achievable loan book value propositions Bad bank advisory NPL servicing advisory NPL training courses for executives and loan officers

7. Diligence, valuation, deal structuring and transaction closing on both Buy and Sell side for: Sale of performing loans Sale of individual NPLs Sale of loan portfolios Sale of NPL portfolios Bank equity investment Sale of non-core divisions Regulatory capital trades M & A Banking Advisory Group Transactional Services

8. Banking Advisory Group Loan Management Services Asset Management Asset Manager Performance Assessment Loan servicing: Master Servicer Special Servicer Sub-servicer AMC structuring and set-up Electronic loan trading exchange services

9. Banking Advisory Group Team B.Eng., MBA (Southern Illinois) Formerly an investment banker With Thailand’s then leading investment bank, TISCO Securities, specialising in privatization, M & A, IPOs and fund raising. Prior to co-establishing Baker Tilly Thailand worked with an Australian insolvency firm based in Sydney specializing in debt restructuring. Has worked on numerous local and overseas assignments with Asian Development Bank, the World Bank and other international institutions PETER HERINGTON Consulting Director Formerly Chief Financial Officer at Westpac Banking Corporation and COO at Ord Minnet Group. Also engaged as economist at the World Bank, & investment banker at the State Bank of New South Wales & the Colonial Group. Highly experienced in the financial services industry at Board & Executive level. A greatly respected industry expert in all elements of retail banking, equities, fund management, financial management & strategy, M & A, corporate governance & compliance issues JOHN GINNANE Director Formerly Regional Manager with the State Bank of New South Wales and the bank’s Chief Negotiator. Also steered the Primary Industry Bank of Australia’s promotion to a fully licensed bank Has mediated on behalf of the World Bank and the Bank of Thailand. An acclaimed innovative thinker, also engaged by the World Bank to lecture on cultural issues in SE Asia. Has completed over 110 mediations and 300 corporate restructurings or work-outs MBA., Accredited Mediator,ACD B.Ag.Ec, MBA, AMP (Harvard) YUNDYONG THANTIVIRAMANON Senior Partner

10. Banking Advisory Group Team BBAA, MBA (Georgia, USA) Formerly worked with Thailand’s leading cement company and a major travel company overseeing accounting and reporting systems, budgeting, financial statements and management reporting. Joined Baker Tilly in 1999 specialising in debt restructuring, M & A, financial forecasting, business valuation, industry analysis and due diligence. Has extensive regional experience as financial advisor for financial institutions, banks and AMCs. Has completed over 10 diligence assignments for NPL investors JOHN SHEEHAN Banking Consultant Formerly Executive Director Lehman Brothers (Europe & Asia) An acknowledged international expert on bank loan book investment acquisition and monetization, real estate lending and structured finance. Has worked on four continents working through the recovery phase after market crashes in over 20 different global jurisdictions. Has created a unique series of specialised training courses that minimize loss and maximise recovery in distressed loan servicing and work-out situations WARWICK KNEALE Senior Partner Formerly held senior executive positions within the State Bank of NSW and Commonwealth Bank of Australia, specializing in distressed asset management and corporate recovery. Has extensive experience in insolvency work, both in administration and receivership capacities. A seasoned finance professional combining a high degree of commercial acumen and experience with formal qualifications in finance, real estate valuation & management MBA, AAPI, DMS (UK) B.Sc., FRICS AMNAJ MUNGKORNPUN Partner

11. Banking Advisory Group Team Has executed over USD 25 billion in transactions since the 1997 Asian Financial Crisis

12. Track Record Banking Advisory Group Team THAILAND 2010 USD 420M NPL Portfolio Diligence & Advisory THAILAND 2012 USD 177M NPL Portfolio Sales Advisory THAILAND NPL Portfolio THAILAND NPL Portfolio THAILAND NPL Portfolio THAILAND NPL Portfolio TURKEY Power Station Financing THAILAND NPL Portfolio Sales Advisory 2011 USD 152M 2011 USD 176M 2010 USD 244M 2010 USD 248M 2009 USD 410M 2008 USD 600M

13. Track Record Banking Advisory Group Team POLAND 2007 USD 193M NPL Portfolio Acquisition TURKEY 2008 USD 692M NPL Portfolio THAILAND NPL Portfolio THAILAND NPL Portfolio TURKEY NPL Portfolio BRAZIL NPL Portfolio TURKEY Sales Advisory 2008 USD 317M 2008 USD 610M 2008 USD 1,000M 2007 USD 410M 2007 USD 5M 2007 USD 65M Single Loan Acquisition Restructuring Advisory & Debt Sale Acquisition

14. Track Record Banking Advisory Group Team THAILAND 2007 USD 291M NPL Portfolio THAILAND NPL Portfolio THAILAND NPL Portfolio PHILIPPINESINDONESIA Sales Advisory 2007 USD 214M 2007 USD 262M 2006 USD 30M 2006 Hotel Properties Financing Sales Advisory USD 220M NPL Portfolio Diligence & Advisory POLAND NPL Portfolio Acquisition 2006 USD 245M GREECE NPL Portfolio Diligence 2007 USD 350M MALAYSIA NPL Portfolio Diligence 2007 USD 134M

15. Track Record Banking Advisory Group Team THAILAND 2006 USD 15M PHILIPPINES 2006 USD 200M NPL Portfolio THAILAND NPL Portfolio PHILIPPINES NPL Portfolio THAILAND Bank Equity THAILAND Residential Property Diligence & Advisory 2006 USD 567M 2006 USD 160M 2006 USD 390M 2006 USD 30M Diligence & Advisory Financing Diligence & Advisory Hotel Property Mezz Financing PHILIPPINES 2006 USD 40M POLAND NPL Portfolio 2006 USD 181M Acquisition 400 Properties Acquisition

16. Track Record Banking Advisory Group Team PHILIPPINES 2005 USD 2M NPL Portfolio PHILIPPINES NPL Portfolio 2005 USD 237M Acquisition PHILIPPINESTURKEY 2005 USD 8,000M 2005 NPL Portfolios Acquisition USD 40M NPL Portfolio Acquisition GERMANYCZECH REPUBLICGERMANYISRAEL 2006 NPL Portfolio 2006 NPL Portfolio Diligence USD 200m Diligence USD 769m Diligence USD 147m Diligence USD 1,100m

17. Track Record Banking Advisory Group Team PHILIPPINES 2004 USD 108M NPL Portfolio THAILAND Bank Equity 2003 USD 767M AcquisitionDiligence & Advisory PHILIPPINESTHAILAND 2005 USD 120M 2005 NPL Portfolio Diligence & Advisory USD 24M NPL Portfolio Diligence & Advisory PHILIPPINES 2005 USD 167M THAILAND NPL Portfolio 2005 USD 250M Diligence & Advisory NPL Portfolio Diligence & Advisory PHILIPPINES NPL Portfolio PHILIPPINES NPL Portfolio Acquisition 2005 USD 60M 2005 USD 50M

18. Track Record Banking Advisory Group Team TAIWAN 2002 USD 2,000M 2003 CHINA NPL Portfolio SINGAPORE SOUTH KOREATHAILAND Acquisition 2002 USD 1,300M 2002 USD 1,000M 20022001 Acquisition USD 10M Single loan Acquisition USD 50m Restructuring Advisory THAKRAL NPL Portfolio USD239M RMBS Securities Origination & Sale GERMANYINDIA NPL Portfolio Diligence USD 1,200mUSD 500m

19. Track Record Banking Advisory Group Team THAILAND 2000 USD 53M THAILAND 2001 USD 35M Single Loan THAILAND Hotel Property THAILAND Single Loan THAILAND Financing 2001 USD 20M 2001 USD 30M 2000 USD 279M 19991998 Acquisition USD 821M NPL Portfolios AcquisitionFinancing USD 40m Hotel Property Financing NPL PortfolioHotel Property USD133M RMBS Securities Origination & Sale Global Thai Global Thai

20. Banking Advisory Team: New Publication A new book published in the U.K. by Harriman House September 2011

21. { This document is provided for information purposes only. It is of a general nature only and is not intended to address the circumstances of any particular individual or entity. This information has been obtained from various sources; we do not represent that it is complete or accurate and it should not be relied upon as such. Any opinions expressed herein are subject to change without notice