2. MARKE TING DEPART MENT DOCUMENTATIONDEPARTMENT ENGINEERING DEPARTMENT ACC OU NTI NG DEP AR ME NT PROPERTY MANAGEMENT ADMIN DEPART MENT

3. Role of Documentation Department  TO ACCREDIT FINBAR REALTY & DEVT. CORP. (FRDC )TO PAG-IBIG FUND 1. Preparation of MEMORANDUM OF AGREEMENT (MOA) for Funding Commitment Line (FCL) to PAG-IBIG FUND (HDMF).  Basis of FCL - Projection of Sales is needed for the Commitment Fund Line of HDMF  2. Preparation of Technical Requirements for APPPRAISAL of the project.  To collates all technical requirements such as the cost estimates and bill of materials and the updated Pricelist of the Project.  3. Preparation of Folders Account for Housing Loan Application. Need to evaluate and to pre-qualify buyer’s folders if qualified for the 80% collateral of the total cost selling price of the units.  4. Preparation of Folders Account at Technical Dept of HDMF for the purposes of Technical inspection. Need to prepare Folders for Technical inspection at Pag-ibig Fund and to schedule Buyers for Punch listing and orientation to Property Management.

4. Preparation of Technical Requirements for APPPRAISAL of the project. To collates all technical requirements such as the cost estimates and bill of materials and the updated Pricelist of the Project. Preparation of Buyers Folders Account for Housing Loan Application. Need to evaluate and to pre-qualify buyer’s if qualified for the 80% collateral of the total cost selling price of the units. Preparation of Buyers Folders Account for Punch listing and Orientation for the purpose of Technical inspection at the Banks. TO ACCREDIT FRDC TO BANK FINANCING SCHEME

5. FRDC’S REQUIRED REQUIREMENTS FOR IN- HOUSE, CASH PAYMENT AND DEFFERED CASH PAYMENT SCHEME.

7. NO.1 IS……… PRE-QUALIFYING!!!! WHAT TO DO???? TO COMPUTE…. TO COMPUTE…. OF WHATTTTT?????? the UNIT YOU!!!!!!! We!!!! ARE SELLING……… HOW CAN You!!! WE!!!! QUALIFY THE UNIT YOU!!! WE!!!! ARE SELLING????? AND WHAT KIND OF FINANCING????

8. INTEREST RATE OF PAG-IBIG FUND UNDER CIRCULAR 247 LOAN VALUE APPLICABLE CONTRIBUT ION TERM/YRS OF PAYMENT INT. RATE FACTOR RATE 50,000.00 TO 400,000.00 P200 5 6% 0.0193328 100.011102 150.0084386 200.0071644 250.006443 300.0059956

9. 450,000 TO 750,000 P200 TO P350 5 7% 0.0198012 100.011611 150.0089883 200.0077530 250.007068 300.0066530

10. 800,000 TO 1,000,000 P400 TO P500 5 8.5% 0.0205165 100.012399 150.0098474 200.0086782 250.008052 300.0076891

11. 1,050,000 TO 1,250,000 P500 TO P600 5 9.5% 0.0210019 100.012940 15 0.0104422 20 0.0093213 250.008737 30 0.0084085

12. 1,300,000 TO 2,000,000 P650 TO P1,000 5 10.5% 0.0214939 100.013494 150.0110540 200.0099838 250.009442 300.0091474

13. 2,050,000 TO 3,000,000 P1,000 TO P1,450 5 11.5% 0.0219926 100.014060 150.0116819 200.0106643 250.010165 300.0099029

14. SAMPLE OF DATE OF BIRTH: DATE OF BIRTH:JANUARY 11, 1971 AGE:39 COMPUTATION: 70 - 39 31 LOAN TERM APPLICABLE: 30 YTP

15. MAXIMUM OF THREE (3) QUALIFIED MEMBERS WHO ARE RELATED WITHIN THE SECOND DEGREE OF CONSAGUINITY: COMBINED INCOME: MARRIED:SPOUSE & UNMARRIED CHILDREN SINGLE:PARENTS CO-BORROWER MARRIED:PARENTS, BROTHERS AND SISTERS SINGLE:BROTHERS AND SISTERS

20. FOR PAG-IBIG FINANCING SCHEME: 1.Two (2) years Membership for OCW and LOCAL active Members of Pag-IBIG Fund (HDMF) 2.Original Copy of Latest Certification of Employment and Compensation 3.Latest Contract Employment and Certified by POEA for OCW with attachment of original copy of Certificate of Employment and Compensation. 4.Latest One (1) Month Payslip 5.Latest Income Tax Return (ITR)

21. 6.Photocopy of Latest Residence Certificate 7.Service Records – for Gov. Employee 8.Membership Status Verification Slip (MSVS) 9. Evaluated Status Accumulated Value (ESAV) or Total Accumulated Value (TAV) 10. Preliminary Loan Counselling Questionnaire (PLCQ) 11. Birth Certificate (BC) 12. Marriage Contract (MC)

22. 13. LATEST TWO (2) VALID ID’s – Photocopies Only - Company ID - Passport Copy - Drivers License - SSS ID Card - TIN ID Card - PHILHEALTH ID CARD - Postal ID 14.Special Power of Attorney (SPA) 15.Court Decision or Affidavit for Separated Husband & Wife

23. 16.Latest Three (3) Pcs 1 x 1 ID picture 17.Post Dated Checks for the Monthly Amortization of Pag-Ibig Fund (24 pieces) 18.Post Dated Checks for Government Charges, Loan Charges and Move-In Fee (for Zero Downpayment) 19.Latest Proof of Billing (Any one: credit card, electric, phone, water bill, letter inscription or baranggay certificate.

24. FRDC’S CONTRACTS 1.Buyers Information Sheet 2.Reservation Agreement 3.Contract To Sell 4.Deed of Absolute Sale OTHERS: a. 60 post dated checks for equity payment for Zero DP scheme b. Government Charges / Loan Charges / Move-In Fee Notes: FRDC, HDMF, METROBANK, UNIONBANK, BDO RESERVES THE RIGHT TO REQUEST ADDITIONAL DOCUMENTS TO FACILITATE PROJECT LOAN EVALUATION PROCESS.

26. THE ENVELOPE OF INVESTMENT / MANAGERS AND SUPERVISOR WHAT TO DO?????

27. No. 1.For Every IM/IS – they have to collect all requirements of their BUYERs to their respective Agent then they will attached all requirements with Transmittal Slip (copy available at Documentation Department) in the envelope, then the envelope goes to the office of Ms. Loris & Ms. Vee for the transmission (have box in the office of of Ms. Loris & Ms. Vee).

28. No. 2. Schedule of Transmission of Envelope to the office of Ms. Loris & Ms. Vee started from 8:00 am to 2:30 pm, 3pm will pick-up the envelope by Mr. Agri to submit to Documentation Department. Notes: Ms. Vilma C. Garcia will release a Memo for this system.

29. SCHEDULE OF PUNCHLISTING & ORIENTATION OF THE BUYER 1 ST SESSION: TUESDAY THURSDAY 9:00 A.M. to 11:00 A.M. SATURDAY 2 ND SESSION: TUESDAY THURSDAY 1:00 P.M. to 3:00 P.M. SATURDAY

30. SCHEDULE OF COUNSELLING AT PAG-IBIG FUND EVERY THIRD SATURDAY OF THE MONTHS. WHAT TO DO?????? NO. 1. COORDINATE MS. GRACE CABONILLAS FOR THE LIST OF BUYERS ATTENDED IN THE COUNSELLING AT PAG-IBIG FUND. NEED TO NOTIFY MS GRACE THREE (3) DAYS AFTER BEFORE THE BUYER COMMITTED ON THE SCHEDULE OF COUNSELLING. NO. 2 MAXIMUM OF EIGHT (8) BUYERS IS NEEDED TO ATTEND AT THE COUNSELLING OF PAG-IBIG FUND. AS MUCH AS POSSIBLE PLEASE ADVISE BUYERS THAT THE PRIORITY FOR THE COUNSELLING IS THE PRINCIPAL BORROWER.

31. THANK YOU AND HAPPY SELLING!!!!