1. One World. One source for Payment Processing... Worldwide.
Elavon
One World. One source for Payment Processing... Worldwide.

2. Elavon - Who we are Our Mission
Elavon is a leading global provider of merchant acquiring services.
We think global and support local with offices in the US, Canada, Puerto Rico, Mexico, Brazil, United Kingdom, Ireland, Germany, Poland, Norway and Spain.
Our breadth of solutions, depth of experience and total commitment to providing the most responsive, highly individualized service is unmatched in the industry.
Our Mission
Elavon drives growth for our Customers and Partners by enabling commerce around the world We do this by delivering comprehensive, secure and scalable payment solutions. 2

3. Elavon – Who we are
From our beginnings as NOVA Information Systems and euroConex, we have grown in our respective markets until coming together as Elavon in 2008.
Every day, more than 1 million merchants trust us to efficiently and securely manage their payments business.
We extend powerful payment solutions, flexible connectivity options and effective fraud monitoring tools to customers around the globe.
Clients are attracted to our robust and secure international processing platform that extends cross-border reach across their footprint. 3

4. Elavon Global Market Mix (volume) Elavon Global Merchant Mix (volume)
Elavon Market Rankings
2012 Acquirers in Europe1
Elavon Global Market Mix (volume)
Customers
Volume
(billion USD)
RBS WorldPay (UK)
422,085
$377.83
Groupe Credit Agricole(FR)
360,139
$127.61
Elavon
270,806
$83.31
Groupe Credit Mutuel (FR)
229,883
$156.67
Barclays
197,022
$245.90
2012 US-Acquirers2
Elavon Global Merchant Mix (volume)
Customers
Volume
(billion USD)
First Data**
2,158,111
$1,599,838.8
Elavon***
828,047
$254,516.8
Global Payments
629,000
$117,755.2
Intuit
507,401
$31,924.8
Vantiv
399,548
$494,609.6
Segment
Volume
Micro
< $100K
Small
$100K - $5MM
Middle
$5MM - $15MM
Large
> $15MM
1 Nilson Report, June 2013, total volume 2Nilson Report, March 2013, total volume
**First Data is comprised of First Data, Bank of America, Wells Fargo, SunTrust, PNC & Sovereign/Santander in the US
*** Elavon is comprised of Elavon and Key Merchant Services

5. U.S. Bank: A Leader in Financial Services
U.S. Bancorp (NYSE: USB) is the parent company of Elavon.
Facts about U.S. Bank:
U.S. Bank is the 5th largest commercial bank in the United States
U.S. Bank was awarded multiple times by renowned financial magazines:
One of the Most Reputable Companies (Forbes Magazine, 04/2012)
One of the World’s 50 Safest Banks (Global Finance, 10/2012)
One of the “Best Banks in America” (Money Magazine, 10/2012)
U.S. Bank offers a solid capital position (Stand Q1/2013):
$ 355 billion in assets
$ 248 billion in deposits
8.6 % equity ratio
17.6 million customers
65,000 employees
26 % of U.S. Bank’s revenue derives from the Payment Business 5

6. Elavon at a Glance 1991 founded in the US as NOVA Information Systems
2001 entered the European market as euroConex
Became a full member of the card organisations after the foundation of Elavon Financial Services
More than 1.3 million customers worldwide
3,600 employees worldwide
More than 1,000 employees in Europe
Process over 3 billion transactions annually, worth more than $ 300 billion and:
No. 1 Airline Processor
No. 2 Hospitality/T&E Processor
No. 4 according to U.S. Transaction volumes (Abrechnungsvolumen)
No. 6 in Europe
Elavon won an award for its International Processing Platform (IPP) and its self-established IP-Gateway. During the Cards & Payments Awards in February 2012 in London Elavon‘s payment processing technology was awarded for the „Best Merchant Acquiring Initiative“. 6

7. Elavon in Europe 2004 • Buyout Joint Venture BOI
• Alliance & Leicester (UK)
• SEB (NOR)
2009
Acquired Diners Club Portfolio of Citibank in 8 European countries
2000
Joint Venture with Bank of Ireland, BOI (IRE)
Cardpoint (POL)
2012
Joint Venture with Santander (ESP)
2003
Santander DCC
2005
Citibank Card Acceptance
(Int’l, UK, GER, BEL, POL, ITA) 7

8. Über Elavon
History of Elavon ( )
The Elavon brand is launched
EuroConex founded with Bank of Ireland as joint venture and entered European market.
Became a part of U.S. Bank, currently the 5th largest commercial bank in the US with more than $ 355 billion in assets (Q1/2013)
Entered Canada through acquisition of InternetSecure
Acquired Citibank Card Acceptance in Europe (GER, UK, POL, ITA, BEL)
Elavon acquired Citibank’s Diners Club Card merchant-location portfolio in Western Europe
Joint Venture with Citibank in Brazil
1991
2001
2004
2005
2009
2011
2008
2010
2012
Bought out Bank of Ireland’s shares in euroConex
Expanded rapidly through acquisitions in the United Kingdom, Poland and Norway
Entered Spain through an alliance with Santander
Founded in the US as NOVA Information Systems
Joint Venture with Santander in Spain
Completed International Processing Platform in Europe
Entered Mexico through an alliance with Santander

9. Our Card Payment Solutions Marketplaces
About Elavon
Our Card Payment Solutions Marketplaces

10. A Truly Pan-European Business
Over 370,000 Merchants* in 30 countries
Authorise in almost 100 currencies
16 Settlement currencies
All major credit and debit cards
Partnership model
*including JV with Santander 10

11. Elavon Payment Solutions
Point of Sale Solutions
Range of POS Terminals
Payment Gateway
Integrated POS Solutions
MobileMerchant
Core Processing Solutions
Credit & Debit
Multi-Currency
Cross-Border
Value Added Solutions
Tourist Payment
Dynamic Currency Conversion
Tax-Free
Electronic Gift Card Plus
Reporting Solutions
iMerchantConnect
Dashboard Reporting
Security Solutions
PCI Compliance Programme 11

12. International Vertical Markets
Hospitality/T&E
Airlines
Retail
E-Commerce
Petrol 12

13. Leadership through optimized business processes
Payments without Borders
Streamlined processing and settlement of card payments through secure and reliable processing platforms.
Free and consistent online reporting – ideal for customers who are operating in different countries.
Multi-Currency – Accept payments in any of Elavon’s nearly 100 authorisation currencies, choose settlement in one of 16 currencies. Customers do not have to deal with conversion rates.
Your Partner for all Transaction Processes
Credit/Underwriting
Voice Authorization
Chargebacks & Retrievals
Credit & Risk Management
Compliance/Quality
Global Thinking, local Know-how
Your advantages
Consolidation of card processing saves time and money
Consistent reporting will simplify your accounting
Multi-lingual support (11 languages)
Fast solutions – trasactions can be entirely processed through Elavon. 13

14. Payment Solutions
POS Terminals
Protect data from the point of payment to processing and settlement
Extensive selection of terminals
Desktop terminals
IP terminals
External PIN pad
Portable handheld terminals
Mobile handheld terminals
Contactless terminals

15. Security Solutions - Overview
Tokenization
Encryption
End-to-end encryption (E2EE)
Point-to-point encryption (P2PE)
Format-preserving encryption
De-scoping PCI
Reduce Scope and Shift Responsibility 15

16. A Sample of our Alliance & Referral Partners16

17. Select Global Customers
About Elavon
Retailers & Fuel
E-commerce & Gaming
Airlines
Hospitality/T&E
Disney
888.com
Easyjet
Accor
ZARA (Inditex)
Gamestop
Ryanair
NH Hotels
Primark
Paddy Power
LOT
Hertz
Abercrombie & Fitch
Tickets.com
United Airlines
Europcar
Costco
Microsoft
Korean Airlines
Royal Caribbean Cruise Lines BP HP
Norwegian Airlines
Carnival Cruise Lines
Mango
Allianz
China Southern Airlines
Starwood Hotels 17

18. Our Offer at a Glance 1/2 Global Payment Solutions
Focus on credit and debit card processing
Cross-border solutions
Efficient and secure International Payment Processing technology
Operations & Customer Service Center in the US, Canada, Mexico, Brazil, United Kingdom, Ireland, Germany, Norway, Poland and Spain
Global Know-how combined with local market knowledge
Multi-currency Processing
Sell products in any of Elavon’s nearly 100 authorisation currencies
Choose settlement in one of 16 currencies
Dynamic Currency Conversion for up to 48 currencies

19. Our Offer at a Glance 2/2 Payment Acceptance made easy
Global Acquiring Focus
Acceptance of Visa & MasterCard, Diners Club
National debit card solutions
American Express Authorisation, Settlement & Service (Ireland)
Stationary, mobile und portable terminal solutions (EMV, PCI)
Payment Acceptance made easy
Responsive Customer Service
24-hour support team provides essential services from front-line help desk to back-end technical support and voice authorization services
Multi-lingual support (11 languages)
Effective fraud prevention, chargeback management and security solutions
Timely, comprehensive reporting capabilities through our web-based iMerchantConnect 19 19

20. Corporate Client Premier Services
The Premier Services team responds to all operational queries and provides a single point of contact for any query in addition to the Sales Relationship Manager.
Provide first-hand information about the latest developments in the card payment industry
Minimise impact of card industry changes
Works with customers to define reports matched to business needs
Conducts comprehensive reviews to achieve optimum value for customers
Handles contract renewals, amendments and other paperwork
Benefit from one dedicated contact
Assistance to combat card fraud 20

21. One World. One source for Payment Processing... Worldwide.
Elavon
One World. One source for Payment Processing... Worldwide. 21