1. 1 Cypak core technology New convenient security solutions for online gaming Combat fraud and keep your customer happy

2. 2 Fraud is now seriously affecting eGaming... Phishing - User is cheated to reveal password/username to alien Bots Automated software that plays instead of real person Money theft - through stolen credit cards Non-repudiation - User denies game/transaction Multiple identities - One user plays simultaneously with multiple identities and accounts Money laundry

3. 3 …but security solutions are awkward Static username/password is fast and cheap – But not secure! Secure authentication devices used for eBanking, corporate login, etc are often regarded as: - Awkward - Time consuming, slows down the process - Costly

4. 4 Combining security with convenience Cypak eSecurity - New Internet access tokens combining convenience with security End-user advantages - Loyalty, convenience and security Merchant benefits - Less fraud/bad debt, reinforced brand Cypak Cards and Key

5. 5 System components The merchant Authentication Software running on server The end-user Key or Card + reader connected to the USB port of a PC or Mac

6. 6 How it works 1.The user is connected to web-site Places the Card on reader or the Key in The USB port 2.The user is authenticated Enters a 4 digit PIN on Card/Key 3.Username and password is sent The card automatically sends the username and a one-time password to the server Using Card + reader Using Key

7. 7 Marketing benefits Brand reinforcement - Enabling visual branding logo, corporate profile and text or Card/Key, daily exposed in physical wallet or keychain Enhanced credit limits and bonuses - Bonus program integrated in physical token - Stronger authentication enables higher credit limits Increased trust - For the merchant and between users/players. Any colour and text on Card and Key

8. 8 Security benefits No sensitive data stored in or entered on computer Eliminates phishing - No static username/password - New time sensitive pass code every time Fights non-repudiation issues - Stronger authentication ties user to performed action Prevents bots - A physical human action can be asked for during game Prevents stolen credit cards - Strong two factor authentication More than one identity per computer is not practical

9. 9 Convenience benefits Faster than username/password - Automatic navigation to web-site - Only 4 digits required No software hassles - No client software, works on all platforms No redesign of current web - Seamless integration with legacy username/passwords The end-user chooses her own PIN - Can be changed anytime One card/key can be used to mutiple sites Card can be combined with withdrawal functionality

10. 10 Technical data Size of Card: Standard ISO 7810 credit card Size of card reader: 100 x 53 x 7 mm, or as OEM component for customized reader design (in mouse pad, computer terminal, etc.) Card/card reader communication: Low cost contactless, robust, no wear and tear Card reader connection: USB Size of USB-Key: 70 x 16 x 7 mm ID in token: Unique 64 bit, factory programmed, unalterable Pass code generated by token: One-time, 128 bit, 22 alphanumeric characters, patented time variant Encryption: 128 bit AES, superior security

11. 11 References Built on Cypak PIN-on-Card technology awarded the EU IST Grand Prize 2005 “for representing the best of European IT- innovation”, prize money 200 000 Euro Card technology successfully validated in references installations in Scandinavia Verified by leading Internet security experts Projects initiated with gaming industry For more information: www.cypak.com/esecurity or e-mail: esecurity@cypak.com