1. R O C K W I L L S A S - S A L I H I N & ISLAMIC ESTATE PLANNER
BUSINESS SOLUTIONS SDN BHD
&
A S - S A L I H I N
T R U S T E E BHD
Jointly Present To You The Opportunity As An
ISLAMIC ESTATE PLANNER

2. BUSINESS SOLUTIONS SDN BHD
R O C K W I L L S
BUSINESS SOLUTIONS SDN BHD
A wholly owned subsidiary of Rockwills International Sdn Bhd
Supported by the same management team as Rockwills Corporation, the Pioneer and No. 1 company in Professional Will-writing & Professional Will Custody since 1995
Your Independent Link to the World of Financial and Support Services

3. BUSINESS SOLUTIONS SDN BHD
R O C K W I L L S
BUSINESS SOLUTIONS SDN BHD
Driven by the same management principles which have successfully establish Rockwills branch in the area Professional Will-writing & Professional Will Custody
Set up to service the needs of the FP/sales intermediaries in the ever fast changing world of financial services and to link them to more financial products and support services.
Your Independent Link to the World of Financial and Support Services

4. A S - S A L I H I N
T R U S T E E BHD
as-Salihin is a trust company incorporated under the Companies Act 1965 and registered under the Trust Companies Act 1949.

5. BOARD OF DIRECTORS 1. Tun Dato’ Dr. Haji Mohamed Salleh Abas
S.S.M, P.M.N, P.S.M, P.Y.G.P, S.P.M.T, D.P.M.T, J.M.N, S.M.T LLB(Hons)
(Wales) of Middle Temple, Barrister.
Solicitor- General Malaysia
Federal Court Judge
Lord President – 1988
Member of Syariah Appeal Court, Kelantan
Member of the Royal Commission on the Malaysian Police Force 2004– 2005
2. Tunku Dato’ Dr. Hajjah Sofiah Jewa
D.J.M.K., D.S.D.K., J.P., L.L.M., (Miami), Ph.D, (Miami)
of Lincoln’s Inn, Barrister, Advocate and Solicitor
Founder of Yayasan Tun Suffian Berdaftar.
3. Datuk Dr. Jemilah Mahmood
M.D., M.O.C., M.R.C.O.G., D.P.M.P., P.J.N.
Consultant Obstetriction & Gynaecologist,
Founder of Mercy Malaysia

6. Board of Syari’ah Advisors
Tun Dato’ Dr. Haji Mohamed Salleh Abas
S.S Dato’ Setia Haji Mohd Tamyes bin Abd. Wahid
Dato’ Sri Utama Diraja Mufti Negeri Selangor
B.A. Syariah Wal Qanun
Universiti Al-Azhar, Mesir
3. Prof. Dato’ Paduka Dr. Mahmood Zuhdi bin Hj. Abdul Majid
B. Sh (N.P), M. Sh (Azhar) M. Phil (Kent) Ph.D (UM) Dip. Edu (A. Shams)
Professor at Department of Fiqh and Usul
Academic of Islamic Studies University of Malaya
4. Dr. Siti Mashitoh binti Mahamood
B. Sh. (UM), M.Sh. (UM), Ph.D (Birmigham)
Head, Department of Syariah and Law, University of Malaya

7. Dato’ Dr. Hj. Yaacob Hussain Merican
Honorary Consultant
Dato’ Dr. Hj. Yaacob Hussain Merican
D.J.M.K., A.S.D.K., J.P., LL.M (Miami), Ph.D, (Miami)
of Lincoln’s Inn, Barrister, Advocate and Solicitor

8. as - S A L I H I N
T R U S T E E BHD
Established to meet the crying need of the ordinary Muslim to preserve, protect and distribute his hard-earned assets for the benefit of his loved ones once he departs for the hereafter, the avowed aim of as-Salihin, is to provide all its services, relative to estate planning, in a manner based strictly on the Syari’ah.

9. as - S A L I H I N T R U S T E E BHD
Services provided by as-Salihin in relation to estate planning, is done in a manner based strictly on the principle of Syari’ah.
Supported by the Board of Syari’ah Advisors who are well-versed with the principle of Syari’ah.

10. Our Business Model We support you to support your client
using our Professional system & do not
bypass you.
Your customers
IEP
High Touch
High Touch
High Touch
Rockwills
High Tech

11. The Main link to Complete Financial Planning
Why Estate Planning?
The Main link to Complete Financial Planning
Distribution

12. What is Estate Planning?
It is the process in which you prepare a plan on what you want to do with your assets be it conservation and/or distribution and ensuring the well being of your loved ones.

13. B E N E F I T S O F B E C O M I N G A N I S L A M I C E S T A T E P L A N N E R
Enhance your Knowledge
Enhance Professional Image
Complete your range of Services
Career Satisfaction (noble service)
Flexible Working Hours/Own Boss
Retention of Customers & Open Door to New Business
Enjoy perpetual income through renewal of custody and estate administration

14. Existing Clientele
Existing Network
Estate Planning
Business Expansion

15. Estate Planning Expand Clientele Expand Network Business Expansion
When your clientele
and network expand…
Expand Clientele
Expand Network
Business Expansion

16. MALAYSIA’S POPULATION Total population 25,100,000 (June 2004)
M A R K E T C O M P A R I S O N
& P O T E N T I A L
MALAYSIA’S POPULATION
Total population 25,100,000 (June 2004)
Only Less Than 1,000 Muslims have done their Estate Planning.
Market Potential 99.9%
Muslim Adults More than 12,000,000

17. Offer Islamic Estate Planners
R O C K W I L L S B U S I N E S S S O L U T I O N S & A S – S A L I H I N T R U S T E E
Offer Islamic Estate Planners
The use of Trade Mark.
Full time legal support.
Sales & Marketing support.
Attractive remuneration package.

18. H O W T O B E C O M E I S L A M I C E S T A T E P L A N N E R S
For New Associates
Option 1 (training fee and 1 year RBS membership)
RM 520
Option 2 (training fee and 5 years RBS membership)
RM 900 (can be payable by 2 credit card instalment)
For Existing RBS Associates
Training Fee – RM 400
Upgrade to Option 2 – RM 780
For New Associates
Option 1 (training fee and 1 year RBS membership)
RM 800
Option 2 (training fee and 5 years RBS membership)
RM 1,280
For Existing RBS Associates
Training Fee – RM 600
Special Promotion
Jan – Mar 2005

19. H O W T O B E C O M E I S L A M I C E S T A T E P L A N N E R S
Become RBS Associate
Attend Islamic Estate Planning Training (3 days)
Use of Trade Name
Training Manual

20. What Are The Returns On
I N V E S T M E N T ?

21. S O U R C E S O F I N C O M E SERVICE FEES IEP
Professional Will Writing
RM 380 – RM 8,000
45%
Professional Will Custody:
Annual
Lifetime
Premier Lifetime
RM 80
RM 800
RM 1,200
35%
25%

22. S O U R C E S O F I N C O M E SERVICE FEES IEP
Will Translation Service
RM 152 –RM 3,200
20%
National Will Custody:
Annual
Lifetime
Premier Lifetime
RM 100
RM 1,000
RM 1,400
35%
25%

23. S O U R C E S O F I N C O M E SERVICE FEES IEP AST Appointment Fee
RM 100
40%
Estate Administration Fee
0.5% – 2%
23%
Amanah Hayat
Harta Sepencarian
RM900 (mono) RM1,100(polygamy)
45%

24. INCOME POTENTIAL Services Cost IEP’s Comm
A client wrote a RM 500 Wasiat with Annual Custody. Besides that, he appointed aST as the 1st substitute executor. He and his wife want to do a Harta Sepencarian Declaration worth RM 900. On his death, he leaves behind an estate worth RM 2 million.
Services
Cost
IEP’s Comm
Professional Wasiat Writing
RM 500
RM 225
Professional Wasiat Custody
RM 80
RM 28 (yearly)
aST Appointment Fees
RM 100
RM 40
Harta Sepencarian
RM 900
RM 405
aST Executorship Fees (0.5–2%)
RM 40,000
(RM 9,200)
Total
RM 698
(RM 9,898)

25. INCOME POTENTIAL Income per month with 10 Wasiat IEP – RM 698 X 10
= RM 6,980 (RM 98,980)
12 months – RM 5,180 X 12
= RM 83,760 (RM 1,187,760)
* IEP enjoys a deferred income of 23% of Estate Administration Fees

26. INCOME POTENTIAL Services Cost IEP’s Comm
A client wrote an RM 1,500 Wasiat with Premier Lifetime Custody. Besides that, he appointed aST as the main executor. He and his wife want to do a Harta Sepencarian Declaration worth RM 1,000. On his death, he leaves behind an estate worth RM 5 million.
Services
Cost
IEP’s Comm
Professional Wasiat Writing
RM 1,500
RM 675
Professional Wasiat Custody
RM 1,200
RM 300
aST Appointment Fees
RM 100
RM 40
Harta Sepencarian
RM 1,000
RM 450
aST Executorship Fees (0.5–2%)
RM 100,000
(RM 23,000)
Total
RM 1,024
(RM 24,024)

27. INCOME POTENTIAL Income per month with 10 Wasiat IEP – RM 1,024 X 10
= RM 10,240 (RM 240,240)
12 months – RM 10,240 X 12
= RM 122,880 (RM 2,882,880)
* IEP enjoys a deferred income of 23% of Estate Administration Fees

28. Senior Associate/IEP – Overriding Structure
Harta Sepencarian, Professional Document Custody, Professional Wasiat Writing, Professional Wasiat Translation, Professional Wasiat Custody & National Wasiat Custody
Senior Associate/IEP 8% 4%
Associate/IEP 1
Associate/IEP 2

29. INCOME POTENTIAL Senior Associate/IEP 8% 4%
Associate/IEP 1 – RM 50,000
Associate/IEP 2 – RM 50,000
Overriding Commission
IEP1 – RM 50,000 X 8% X 20
= RM 80,000
IEP 2 – RM 50,000 X 4% X 200
= RM 400,000
Total – RM 80,000 + RM 400,000
= RM 480,000 per annum

30. Senior Associate/IEP – Overriding Structure
Executorship, Guardianship & Administratorship, Private Trust & Wakaf
Senior Associate/IEP 3%
Associate/IEP 1

31. SNOWBALL EFFECT OF ANNUAL CUSTODY FEE OVER 10 YEARS
Assumption of 50 x 4 (2 family per week) = 200 Wasiat per year
YEAR
INCOME (RM)
80% of Wasiat
35% of RM80
x ,480
x ,960
TOTAL ,400
x ,400
, x ,360
, x ,320
x ,440
x ,920
x ,880
, x ,840
, x ,800
If continue at 1600 x 28 without new business, the perpetual income is
RM44,800 per annum (RM3,800 monthly)

32. INCOME FROM AS-SALIHIN TRUSTEE ESTATE ADMINISTRATION FEES
(Based on 200 wasiat written in 12 months)
30% or 60 cases with as-Salihin Trustee as Main Executor
Average size of Estate is RM1 million
60 cases x RM1 million = RM60 million
2% of RM60 million = RM1.2 million
20% of RM1.2 million = RM240,000

33. SNOWBALL EFFECT OF AST INCOME* OVER 10 YEARS
ASSUMPTION 30% OF 2000 WASIAT APPOINTED AS-SALIHIN TRUSTEE BHD
Average estate size = RM500,000
1 600 testators x RM500,000 =RM300,000,000
% x RM300,000,000 =RM6,000,000
% x RM6,000,000 =RM1,200,000
Average estate size = RM1 million
1 600 testators x RM1 million =RM600,000,000
% x RM600,000,000 =RM12,000,000
3 20% x RM14,000,000 =RM2,400,000
* Deferred income upon death of Testators

34. THE PROCEDURE TO BECOME AN ISLAMIC ESTATE PLANNER
SUBMISSION OF
REGISTRATION FORM
WITH PAYMENT
SIGNING
AGREEMENT
ISLAMIC ESTATE PLANNER – START OFFERING SERVICE TO CLIENTS
ATTEND ISLAMIC ESTATE PLANNING TRAINING

35. Islamic Estate Planning Training
Date: 21st – 23rd May 2005
Venue: Thang Dynasty Hotel
Time: 9.00 a.m to 5.00 p.m

36. CONTACT NOW !!
YOUR NEAREST
ISLAMIC ESTATE PLANNER
ENCIK ISMAIL TAN
TEL: (P)
TEL: (H/P)

37. THE
END