1. Summing Up Section 12.1: Personal Skills © 2010 TSTC Publishing Taking Charge: Chapter 12

2. Goals - SMART Specific Measurable Attainable and Realistic Time-oriented © 2010 TSTC Publishing

3. Organization - POSEC Prioritize Organize Streamline Economize Contribute © 2010 TSTC Publishing

4. Budgeting Your Money A credit card is not free money Pay in full every month to avoid interest charges Pay attention to interest rates and annual fees Limit the number of cards you have © 2010 TSTC Publishing

5. Health and Safety Tips Wash your hands often Use a paper towel in public bathrooms Never eat or drink after anyone Get plenty of sleep and eat healthy Keep your vaccinations up to date © 2010 TSTC Publishing

6. Critical Thinking Have a strategy, think before you act, conduct due diligence Concentric Circle Method © 2010 TSTC Publishing

7. Documents and Records Protect your privacy Dont say anything you dont want an employer to see Dont write anything online you wouldnt want repeated © 2010 TSTC Publishing

8. Ethics and Morals Consider the well-being of others Think as a member of the community Obey the law but do not solely depend on it Ask yourself, What sort of person would do this? Respect customs of others, but not at the expense of your own ethics © 2010 TSTC Publishing

9. Interpersonal Communication Sit squarely facing the other person Open posture toward the speaker Lean forward Eye contact Relax © 2010 TSTC Publishing

10. Written Communication Dont use all caps when you type Emoticons can replace body language in e-mail Use the Bcc tag to send your forwards Dont fall for urban legends Practice the 24-hour rule © 2010 TSTC Publishing

11. Diversity and Tolerance Eliminate ignorance Avoid controversial situations Be polite to everyone Avoid telling biased jokes © 2010 TSTC Publishing

12. Further Reflection What part of the Moral Development scale fit you best when you began this book? What about now? What has changed? Where were you in your time management and goal setting skills compared to now? © 2010 TSTC Publishing