1. Auto Insurance Coverages
What coverages are in my policy?
What does car insurance pay for?

2. Different coverages Liability Collision/comprehensive Medpay
Uninsured Coverage

3. Dec. Page
tells you
what
coverages
You have

4. Liability coverage
Covers only at-fault driver for injury to another person
Covers
Medical costs
Income loss
Property damage
Pain and suffering
Pays at final resolution
Settlement
Trial verdict

5. Collision/comprehensive
Covers property damage of car owner
Liability is not an issue
Coverage may be limited to
value of car
May need separate Gap Insurance

6. Medpay coverage Pays for medical bills
For car occupants involved in crash
May be limited
1,000
5,000

7. Uninsured Motorist Coverage
Insures you if at-fault drive was uninsured
Medical costs
Income loss
Property damage
Pain and Suffering
Add-on - What you want
Reduced- Limits coverage