1. Stock Market Analysis and Personal Finance Mr. Bernstein Motor Vehicle Insurance, pp 430-437 June 8, 2015

2. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Typical liability coverage: 100/300/50 (max per person/max total, all persons/max property damage) Bodily Injury Liability: covers physical injuries caused by you Medical payments Uninsured motorist protection 2

3. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Typical liability coverage: 100/300/50 (max per person/max total, all persons/max property damage) Property damage Collision: regardless of fault, can be one-car accident Comprehensive: Non-accident event such as fire, theft, vandalism, hail, floods, etc. 3

4. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Factors in Insurance Premium Factors Vehicle Type Rating Territory Driver Classification / Driving Record 4

5. Stock Market Analysis & Personal Finance Mr. Bernstein Motor Vehicle Insurance Coverage: Reducing Your Premium Can 15 minutes really save you 15%? Maintain a clean driving record Discounts are available for driver training courses, security alarms, non-smokers, good grades Consider insurance rates when selecting a car Some companies offer discount for “black box” 5