1. Car Insurance Terms to know: Terms to know: Financial Responsibility Laws Financial Responsibility Laws Premium Premium Deductible Deductible

2. Types of Car Insurance Liability Insurance Liability Insurance Bodily Injury Liability Insurance Bodily Injury Liability Insurance Property Damage Liability Insurance Property Damage Liability Insurance Uninsured Motorist/Underinsured Motorist Insurance Uninsured Motorist/Underinsured Motorist Insurance Collision Insurance Collision Insurance Comprehensive Insurance Comprehensive Insurance Medical Payments Insurance Medical Payments Insurance Towing Insurance Towing Insurance Rental Insurance Rental Insurance

3. How do they determine your rates? Based on statistics Based on statistics Look at the following categories: Look at the following categories: Driving Record Driving Record Age Age Miles Driven Miles Driven Driver Gender Driver Gender Marital Status Marital Status Type of Vehicle Type of Vehicle Where You Live and Drive Where You Live and Drive Driver’s Claim Record Driver’s Claim Record

4. Ways to reduce your premiums Good Student Discount Good Student Discount Good Driver Discount Good Driver Discount Multiple Policies Multiple Policies Safety Features/Anti- Theft Devices Safety Features/Anti- Theft Devices