1. Orientation Week Financial Counselling Session How do I manage my money… now I’m at University ??
Robyn Angus, LTSU

2. What do you need to do to get organised financially at Uni ?
Open a bank account: low fees for students, see Pulse Credit Union(On Bundoora campus), Westpac, Bendigo Bank & ANZ.
Cards: some credit cards have high interest charges.
Phone: beware of contracts you can’t afford.
Accommodation: La Trobe accommodation.
Rent: budget carefully
Transport, Myki,
Regular income: ? Job &/or Youth Allowance

3. Let’s do your budget now
Login to or use the link below
Life Events – Under 25s
Studying – costs money
Managing your money
Create a budget
Budget planner

4. Where did the money go ? What did you buy ? Food, drinks ?
Did your income/Youth Allowance cover your expenses ?.
Save this and use each week to track spending.
Needs v Wants: Which is a ‘need’ and what is a ‘want’ for you ?
What is a realistic financial goal for Me ?
Discuss implications and problems you may encounter as a student ?

5. Services to help you within University
Housing: see database
Emergency Food Aid: students/fees/assistance
Loans and Grants: students/fees/assistance
Scholarships:
LTSU – Staff who will help advocate for you with legal issues, understanding University policies and financial counselling difficulties.
Careers and Employability:
Advice and information on job hunting.

6. Services to help you outside University ?
Local Activities
How to save money in the city
How to save on transport costs ?
Op shops: St Vincent de Paul, Salvation Army, Savers Superstore

7. The La Trobe Student Union offers Student Advocacy Services
Financial Counselling:
A free, confidential and professional service.
Issues such as debt, rent, utility costs and budgeting problems.
Call us on for an appointment. Or

8. Financial Literacy session: Money Management for female students 11th August at 11am. It’s FREE

9. The La Trobe Student Union offers Student Advocacy Services
The Student Union also offers Advocacy Services for
Legal issues,
University Policy matters and for
Undergraduate, Post-Graduate and Research Students
Please come and visit us at
In the next few weeks, sessions will be advertised for those needing assistance with issues of University Policy, or Legal issues. Please bookmark the LTSU website.
Call in at LTSU, West Agora, Level 2, or you can arrange an appointment by Phone on or