1. Hands on Banking® for your Community
Money skills you need for life
Presenter Notes:
Audience for this presentation:
Community groups e.g. Rotary, Chamber of Commerce
Local and State organization and government agencies
Handouts for this presentation may include:
Your business card
Hands on Banking Brochure*
Hands on Banking CD-ROM*
*These resources may be ordered through at the Hands on Banking Resource Center on Teamworks (A to Z list click on H)
Talking points
Thank you for this opportunity to speak with you today about Wells Fargo’s financial education program, Hands on Banking.
My name is _______ and I’m the (job title/description) for Wells Fargo in (city/region/store name).
Over the next few minutes I’m going to introduce you to an exciting program that will interest you for three main reasons:
Number one it’s fun,
Number two it’s free,
and number three, it can help you, your family, your friends and community better understand how to manage your money and reach your financial goals.

2. Financial education Need for all of us
Stage of life
Complexity of doing banking
Current economic climate
Knowledge to make sound decisions
Wells Fargo’s commitment
“Informed consumer” is our goal
Share our expertise and resources
Our company is only as strong as our communities
Presenter Notes:
In these economic times all of us need a sound basis of understanding how to manage our money and reach our financial goals.
As a as homeowner, business owners, maybe a parent --- where ever you are in your stage of life you need to make informed financial decisions.
Doing your “banking business” is far beyond the simple checking and savings accounts--- its’ money market accounts, retirement plans, payroll services, investments, real estate…..each financial decision you make is important to you, your business and your family
Our philosophy of doing business is summarized in a book called the Vision & Values of Wells Fargo. Every team member has a copy. In Vision & Values, we challenge ourselves to “be known as an active community leader in economic development and services that promote economic self-sufficiency and education.” We commit to “promote the economic advancement of everyone in our communities…” One of the ways we demonstrate this is by promoting financial education.
We believe that financial education holds the key. That’s why we developed Hands on Banking as a free public service that’s completely non-commercial- no product sales or “pitches”
This site, and resources are available to everyone in the community

3. Hands on Banking Presenter Notes:
The Hands on Banking program was recently awarded the PTPA – Parent Tested Parent Approved Seal of Approval. PTPA constantly reviews new programs that improve the quality of family life through rigorous parent testing. We were the first financial education program to be awarded this seal.
In addition our program is:
On the US Treasury Department site mymoney.gov site
The National Council for Economic Education and the National JumpStart Coalition for Personal finance have approved our program and provides links directly from their site to HOB.

4. Presenter Notes:
This is the opening page for the program
Point out the following features
Four content areas – Adults, Young Adults, Teens and Kids
Instructional resources for adults and school classroom application
Notice even a feedback survey – we do want your feedback
This only one of two screens you will see the Wells Fargo logo – no other positioning in the program.
One very important feature in this program is the easy access to Spanish version (upper right hand corner button) –
Click to next slide to show Spanish screen

5. Presenter Notes:
When you click on the language button you can see that the program moves right to Spanish. All the same resources are available.
Anytime – anywhere in the program you can simply click on this button to toggle between English and Spanish content.

6. Presenter Notes:
From the opening screen when you click on Instructional Resources
You can access all of the Instructional Guides English and Spanish where you can print out selected pages or the entire document.
We’ve also developed a pre and post test which can be utilized to measure participant knowledge before and after experiencing the Hands on Banking program.
One important point here is that all of the school aged program kids through young adults are aligned with both national and state education standards for mathematics, language arts, social sciences and economics.
Again…you can click on the language button – all these resources are available in Spanish.

7. Presenter Notes:
This is the opening screen for the new adults program.
Point out the 9 topics (list is on the screen)
Users can see what is in each topic by simply rolling their mouse over the topic area --- Example above on Using Credit to Your Advantage
The grey dots on each topic show what you’ve have already viewed
Direct the audience to the bottom left hand corner of the screen.
Tools – has calculators, ATM simulations, etc.
Library – extended resources for user on money management – we’ll show you an example in the next couple of slides
Glossary – all the financial terms in the program are defined here
Search function – not sure what you want or where to go – you can use the search function to help you identify areas of the program to match your interest.
The site is completely user driven --- you can select any topic and move to any page in that topic based upon your interest.

8. Presenter Notes:
This is our new Young Adults page --- bright colors – video animation, etc. This fun, hip format is geared for young people ages 15 to 21, a highly transitional stage of life.
Like our Adults topics we focus on six areas for this age group;
(Review the topics as they appear on the screen)
Again the user can rollover each topic to see basic content
This program has a number of interactive activities and self-assessments that make it highly interactive
For most young people, it’s an era of financial “firsts”: first car, first bank accounts, first credit card, first job, first time living on their own.
These lessons address all of these topics, plus how to afford education after high school, managing students loan, how to read your paycheck, use credit responsibly, and more.
For high school classrooms this programs has been aligned with national and state standards in mathematics, language arts, social sciences and economics. So teachers can easily integrate this program into these required courses in the classroom.

9. Presenter Notes:
The TEEN section for 6th to 8th graders is designed to feel like a video game.
The animated narrator, Angie, is an outgoing, money savvy teenager who helps students in grades six through eight begin to see themselves as consumers and financial decision makers.
These lessons cover the importance of establishing a saving account, setting up a budget, and learning how to determine needs vs. wants when it comes to spending money.
Again – special attention has been given to ensuring all of these lessons are aligned with educational standards.
Plus we do offer free teacher in-service training upon request.

10. Presenter Notes:
In the KIDS section for 4th and 5th grades, is a friendly space alien named Zing takes students in grades four and five on a free wheeling and informative tour of money management basics.
These lessons are fun for the whole family to enjoy.
There are fun online exercises provided to learn importance of saving money, wants vs. needs and goal setting.
As I mentioned earlier, all of the lessons in KIDS,TEENS and YOUNG ADULTS have been created to align with educational standards in mathematics, language arts, social sciences and economics.

11. Presenter Notes:
Earlier I had mentioned the Glossary section on the program.
Here is what this section looks like --- you can click on any letter in the heading and the see the terms and definitions used in the program. You can also sort these terms by topic --- so if you want to see all the terms related to credit you’d simply click on the sort button.
Easy access for you

12. Presenter Notes:
The Library is a unique resource center for you. It contains more than 100 library resource documents for more in-depth information on a topic (e.g. managing credit card charges, how to plan to buy a new car, planning with your children on paying for college, etc.)
Like the Glossary – you can search by letter or by topic
Each of the documents is 1 to six pages and can be printed out in English and Spanish for you to read and share with the whole family.

13. Easy access Online: handsonbanking.org or elfuturoentusmanos.org
CDROM:
Instructional Guides: Print directly from the site
Commercial free access
Presenter Notes:
To access the Hands on Banking program, just go to where you can access Spanish site as I mentioned earlier or go directly to the Spanish at
If you want a free CD-ROM, send us an at
Instructional Guide you may printed directly from the Web site or you may request a copy via . We will send you a free copy.
There is no required log-in on the site nor do we request any information from you to use the site – completely non-commercial.
Presentation tip
You may want to distribute the Hands on Banking Brochure.

14. Hands on Banking/El futuro en tus manos
Free, fun
Important information for all of us
Questions?
Presenters Notes:
We hope you have an opportunity to go online and enjoy this program.
We think you’ll find the information is worthwhile and easy to use --- certainly there to help you with financial decisions you make on a daily basis.
Now I’d like to ask you if you have any questions I can answer about the program?

15. Thank you Presenter Notes: Thank the audience for their time
Be sure to have your business cards to distribute