1. VSG Company Overview and Update
We’ve made Significant Progress since we last met
John Bagdon

2. Vanguard Software Group Update
8th Year in Business
Growing and Profitable
2015 Revenue Growth Projected at over 50%
11 Customers signed VSG LoanVantage Agreements
4 New Customers and 7 Customers who moved from their FIS agreement to our VSG agreement
2 Major Releases and Continued Work on our New Technology Rollout
New Product (LoanVantage FS) announced
Advisory Groups Established
Multiple New Partnerships signed
New Sales Partners for LoanVantage Suite and LoanVantage FS
New Product Partners for LoanVantage Suite

3. 11 Customers Sign VSG Agreements
Four Customers new to LoanVantage
Easthampton Savings Bank
Ion Bank
Summit Financial Group
Sussex Bank
Seven Customers moved from FIS to VSG Agreements
American Chartered Bank
BankFinancial
Citizens National Bank
ConnectOne Bank
Guaranty Bank
Rhinebeck Bank
State Bank of Southern Utah

4. 11 Customers Sign VSG Agreements
OUR THANKS TO ALL OF OUR CUSTOMERS WHO HAVE SIGNED THEIR VSG CONTRACT
WE LOOK FORWARD TO MANY MORE IN THE NEXT 12 MONTHS

5. 2 Major Releases and Work Continued on our New Technology Rollout
Release 2.8x
Release 2.9x in May 2015
Continued Work on Release 3.0 – Our New Technology with planned rollout starting fall 2015

6. New Product (LoanVantage FS) Announced
LoanVantage FS is a subset of LoanVantage Suite and all of you already have this capability
Target Market is small banks and credit unions just entering the Commercial Lending business
Complete Financial Analysis module
Browser based
Standalone or integrated with third party applications
FS can be deployed locally on a Windows Server with SQL server database
Preferred deployment is hosted in a secure data center
Easy to implement
Nothing to install
No account numbers or tax-ids stored within our system.
Upgrades are seamless.

7. Advisory Groups Established
Two Advisory Groups were established and have held meetings
General LoanVantage Advisors
Financial Spread Advisors
Multiple meetings completed for each
Meetings were held in Aug, 2014 and Jan, 2015
Next Meetings are tentatively scheduled for Summer, 2015
Our plan is to Kick Off Compliance and Technology Committees in 2015/2016

8. Multiple New Sales Partnerships
COCC Partnership for LoanVantage Suite
COCC will refer LoanVantage Suite to their clients
Client has a choice of delivery options
COCC will host LoanVantage at their Data Center
Client can host in-house
Many new sales opportunities are emerging
Proformance Partnership for LoanVantage FS
OEM Agreement for them to resell LoanVantage FS
Integra Software Partnership for LoanVantage FS
Referral Agreement for them to recommend LoanVantage FS

9. Multiple New Product Partnerships
New Partnership for ECM with Integra Business Systems
LoanVantage/iDentifi interface to deliver Enterprise Content Management
New Partnership for Credit and Flood with Avantus
Technology Agreement for LoanVantage/Avantus interface to deliver Credit and Flood Determination
New Partnership for Doc Prep with Integra Software
Referral Agreement for VSG to recommend Integra Destiny Doc Prep
Interface will be delivered from LoanVantage to Destiny Doc Prep for Commercial Loan Closing Docs and Upload to Core System
We will continue our support for FLO and LaserPro and will also consider additional Doc Prep Systems if requested

10. More Exciting Activity Planned for 2015
Additional Sales Partnerships and Product Partnerships will be considered
Our objective is to grow the Company through increased sales of LoanVantage Suite and LoanVantage FS plus through Sales Partner driven activity
We will also extend the capabilities and functionality of LoanVantage through Product Partners
We appreciate everyone’s assistance working with us and our Partners
We ask that you continue to work with us in the future as we identify and develop New Partnerships
We greatly appreciate your support of LoanVantage and your participation in reference calls and ask that you continue to spread the word as you attend your core meetings (both regional and national) and your core focus groups

11. VSG Company Overview and Update
Questions?

12. Housekeeping We have an action packed two days planned
We know that some of you have to leave early tomorrow to catch flights so we arranged the agenda to account for that
We have multiple breaks scheduled each day if you need to step out
Lunch will be sit down today and breakfast and lunch will be buffet style tomorrow
Breakfast in Salon 9 and Lunch in Salon 10
Tonight a group of us will be heading to Howl at the Moon and everyone is invited to join us
It’s about a mile down the road at 8815 International Drive
We’ll cover your admission and we’ve reserved some tables
We’ll meet in lobby at 7:30PM
We’ll use the trolley that runs out front of the hotel

13. Our Sponsors